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Cycling Travel Insurance

This Cycling Travel Insurance policy is provided for any injury or accident that happens when you are abroad and whilst you are Cycling. You should have a policy in place before you leave for your trip and have a look at the different cover options as you might want cover for your baggage and valuables as well as Medical and Repatriation cover. To get a quote by…

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This Cycling Travel Insurance policy is provided for any injury or accident that happens when you are abroad and whilst you are Cycling. You should have a policy in place before you leave for your trip and have a look at the different cover options as you might want cover for your baggage and valuables as well as Medical and Repatriation cover.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to participate in Cycling whilst travelling abroad, we are able to provide you with a policy. If you want to get a quote online, you can go to our dedicated website for pre existing medical conditions. When prompted you should select Hazardous Activity Pack A. GET A QUOTE ONLINE

Please check the Policy Terms and Conditions for any restrictions or exclusions whilst taking part in Cycling.

Cycling Insurance FAQs

What happens if when Cycling abroad and I fall off my bike and get injured, how does the Travel Insurance cover me ?

We will provide Medical Expenses cover for any injuries whilst Cycling abroad as well as Repatriation back to your home country.

If I am Cycling and my baggage and valuables are stolen from my bike panniers, am I covered under Personal Baggage ?

Your Personal Baggage will be covered for theft, loss or damage as long as the bike panniers are closed and secure with a secure lock. You bike and panniers must be within eye contact at all times and where ever you leave your bike, make sure it is securily locked.

Does the Travel Insurance cover Cycle Racing and specificaly L'Etape de Tour de France in July ?

We can provide cover for this and you can get a quote and policy online by visiting our ADVENTURES website.

Please select Cycle Racing / Sportives (not professional).

What protective gear to I need to be wearing in order that the Cycling Travel Insurance remains valid ?

You should always wear the appropriate clothing, so for example if you are Cycling at altitude you should be wearing and have with you warm clothes at your disposal. Footwear is important and you should always wear appropriate footwear; such as cycle shoes or sturdy shoes or boots. You should always wear a cycle helmet as this is the best way of avoiding a head injury.

Will this Cycling Policy cover me for Mountain Biking ?

You would need to get a quote for the specific sport that you will be doing. We can provide you with cover for Mountain Biking and also we do cover Downhill Mountain Biking.

What is the difference between a Travel Insurance Policy that covers Cycling and Cycle Touring ?

This policy covers Leisure Cycling and this is always staying in one area whilst you are on holiday. If you are travelling to Amsterdam this is the policy for you. Cycle Touring usually consists of Cycling in a region, or to more than one country. We can provide cover for Cycling Touring and long distance even between continents.

If I am travelling for a long period of time, such as a Gap Year or just exploring the world for a year, can I get a Travel Insurance policy for the duration of the trip and if I am going to be Cycling ?

Our Backpacker policy does cover Cycling as an activity whilst you are travelling. This policy can last up to 12 months years and you can extend the policy at anytime. We do offer a LONGSTAY & BACKPACKER policy that covers up to 18 months and allows for two trips back to your home during the period of insurance.

What is the age limit for a JS Travel Insurance Policy for Cycling ?

The age limit online is 75 years of age for a Single Trip, 65 years for an Annual and 45 years for a Backpacker policy.

Travelling with a Bicycle

If you wish to fly to your holiday destination with a bicycle you must consult with the Airline before you travelling. You should check the Airlines policies on excess and overweight baggage. There may be an extra charge for this can vary depending on the Airline you will be flying with.

Common Injuries whilst Cycling

  • Osteoarthritis of the knees
  • Knee pain is also a common complaint with many Cyclists.
  • abrasions or road rash.
  • Muscle cramp
  • strained muscles
  • Sprains
  • Numb hands (extensive periods of time gripping the handlebars)

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in Cycling for more than 90 days in any one Period of Insurance.

This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

Please read the Policy Wording for full details.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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