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Cycling Travel Insurance

This Travel insurance policy is provided for any injury or accident that happens when you are abroad and whilst you are Cycling. If you have an accident or injure yourself whilst you are Cycling and require Medical Assistance, the JS Travel Insurance will cover you. JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and…

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This Travel insurance policy is provided for any injury or accident that happens when you are abroad and whilst you are Cycling.

If you have an accident or injure yourself whilst you are Cycling and require Medical Assistance, the JS Travel Insurance will cover you.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

2. Cycling Insurance FAQs

What happens if when cycling abroad if I fall off my bike and get injured, how does the insurance cover me ?

We will provide Medical Expenses cover for any injuries whilst cycling abroad as well as Repatriation back to your home country.

If I am Cycle Touring and my personal baggage are stolen from my bike panniers, am I covered under Baggage and Loss ?

Your personal Baggage will be covered for theft as long as the bike panniers are closed and secure with a lock.

Does the Travel Insurance cover Cycle Racing ?

We can provide cover for Cycle Racing and please call us on 0800 047 5065 or send us the details by email and we can provide you with a quote. info@jsinsurance.co.uk

Does our Travel Insurance policies cover L’Etape de Tour de France ?

We can provide cover for Cycling L’Etape and please call us on 0800 047 5065 or send us the details by email and we can provide you with a quote. info@jsinsurance.co.uk

What protective gear to I need to be wearing in order that the Travel Insurance remains valid ?

You should always wear the appropriate clothing, so for example if you are cycling at altitude you should be wearing and have with you warm clothes at your disposal. Footwear is important and you should always wear appropriate footwear; such as cycle shoes or sturdy shoes or boots. You should always wear a cycle helmet as this is the best way of avoiding an injury.

Will this Cycling Policy cover me for Mountain Biking ?

You would need to get a quote for the specific Sport that you will be doing. We can provide you with cover for Mountain Biking and also we do cover Downhill Mountain Biking.

What is the difference between a Travel Insurance Policy that covers Cycling and Cycle Touring ?

This policy covers leisure Cycling and this is always staying in one area whilst you are on holiday. So for example, if you are travelling to Amsterdam this is the policy for you. Cycle Touring usually consists of Cycling from region to region, or to more than one country whilst on holiday. We can provide cover for Cycling between continents, you will need to call or email us for a quote for this.

What documents about my bike should I keep safe in the event that I need to claim ? ie: receipt of purchase of bike, proof of payment for the bike as extra oversized luggage.

You should keep a copy of the purchase details of the bicycle as well as registration (if applicable). Keep a copy at home as well as when you travel, so that you always have a copy for any claims that you might need to make. It is also a good idea to have a picture taken of you on the bicycle in question as this further proof that you own and use the bicycle in question. You should always keep your transport receipts such as flight tickets and baggage receipts including any extra payments made for oversized luggage.

If I have a pre existing medical condition, can I still get Travel Insurance policy for my cycling holiday ?

Yes we can provide Cycling Travel Insurance, if you have a pre existing medical condition. You can get a quote online at our website: Travel Insurance with Medical Conditions or call us on 0800 047 5065 to get a quote.

If I am travelling for a long period of time, such as a Gap Year or just exploring the World for a year, can I get a Travel Insurance policy for the duration of the trip and if I am going to be cycling ?

Our Backpacker policy does cover Cycling as an activity whilst you are travelling. This policy can last up to 12 months years and you can extend the policy at anytime.

What is the age limit for a JS Travel Insurance Policy for Cycling ?

The age limit online is 75 years of age for a Single Trip, 65 years of age for an Annual and 45 years or age for a Backpacker policy. We do have other insurance providers that can cover Cycling and with no age limit. You would need to contact us for a quote.

Travelling with a Bicycle

If you wish to fly to your holiday destination with a bicycle you must consult with the Airline you before travelling, you must check the Airlines policies on excess and overweight baggage, Different Airlines will charge different fees for bringing a bicycle on the flight.

Common Injuries

  • Osteoarthritis of the knees
  • Knee pain is also a common complaint with many Cyclists.
  • abrasions or road rash.
  • Muscle cramp
  • strained muscles
  • Sprains
  • Numb hands (extensive periods of time gripping the handlebars)

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in Cycling for more than 90 days in any one Period of Insurance.

Please Note: This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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