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Cycle Touring Travel Insurance
Cycle Touring is a great way to see the countryside and other attractions whilst on your trip. Due to the fact you will be riding a bicycle, you should make sure you have a Travel Insurance policy in place before you leave your home. Cycle Touring does not trap you in the box that is a car, but rather opens up your surroundings and allows you to experience them to the…
Cycle Touring is a great way to see the countryside and other attractions whilst on your trip. Due to the fact you will be riding a bicycle, you should make sure you have a Travel Insurance policy in place before you leave your home. Cycle Touring does not trap you in the box that is a car, but rather opens up your surroundings and allows you to experience them to the fullest.
Cycle Touring trips can range from days or weeks to months or even years as you travel long distances across regions and countries. Tours may be planned by the individual, a Holiday Company or by a Charity as a means of fundraising.
Cycle Touring is not the same as Leisure Cycling in a specific location, such as a city or a specific area that you might be on holiday. Cycle Touring is specifically for those who will be going to different regions or countries. You are able to select a Region on our calculator, if you are planing to travel to more than one country.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
Pre Existing Medical Conditions
If you have pre existing medical conditions and you plan to participate in Cycle Touring whilst travelling abroad, we are able to provide you with a policy. If you want to get a quote online, you can go to our dedicated website for pre existing medical conditions. When prompted you should select Hazardous Activity Pack B. GET A QUOTE ONLINE
Please check the Policy Terms and Conditions for any restrictions or exclusions whilst taking part in Cycle Touring.
Cycling Equipment
If you are Cycle Touring for longer than just a day trip you may require a bike capable of carrying heavy loads. Although many different bicycles can be used, specialist touring bikes are built to carry heavy loads and to be ridden more comfortably over long distances. For longer distances, panniers may be used to store your belongings. Panniers are bags on your bike that typically mount over your wheels, either in the front or the back, or both. Panniers are usually mounted on racks that are bolted onto the bike frame.
Carefully selecting your kit is very important when planning a Cycle Touring holiday. The lighter your load, the easier riding will be. The equipment you will want to take on any given trip will vary depending on the environment and weather conditions. Usually your Cycle Touring kit will include a cooking stove and utensils, a tent and sleeping bag, spare parts and tools, food and water, and maps.
A Travel Insurance policy is not there to cover the bicycle that you will be using. You should insure the Bicycle separately. In this case the bicycle is only covered whilst it is in transit or strorage. If you have Home Contents Insurance, you might find that your bicycle is covered under this policy or an extension is available to be made to the policy.
Important Information
You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, letc.) are worn at all times and you do not participate in Cycle Touring for more than 90 days in any one Period of Insurance.
This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.
Please read the Policy Wording for full details.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
