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BMX Cycling Travel Insurance

JS Travel Insurance provides Single Trip and Annual Multi-Trip cover for BMX Cycling as a Leisure Sport or in an Amateur Competition, this will include cover for the following:

  • BMX Riding
  • BMX Freestyle
  • BMX Racing
  • BMX Competition

If you are BMX Racing, you will need to select both:

  • BMX (stunt/obstacle/riding (competitive)
  • Cycle Racing/Sportives (non-professional)

If you are looking for a policy for a child under 18 years of age, you will need to select Independent Child (Single Trip or Annual Multi-Trip) when going through the quote process.


This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the day or days that you will be BMX Cycling if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid for just BMX Cycling day(s).

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Sports Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Sports Equipment is covered whilst in transit, storage and whilst being used.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Optional Independent Traveller

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

BMX Cycling Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this BMX Cycling Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Important Medical Exclusion

You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi-Trip policy.

BMX Cycling Organisations

Thanks to the low cost and the enormous freedom of this newly invented sport, it soon became a hit among youngsters in California and, later, all over America.

By the mid-1970s, BMX Cycling was hugely popular and in 1974, the National Bicycle League was founded as a sanctioning organisation.

As the sport kept gaining popularity, the American Bicycle Association was established in 1977 and the International BMX Federation was founded in 1981.

BMX Cycling is spread around the world. It became clear that BMX was closer related to Cycling than to Motorcycling and it was integrated into the International Cycling Union (UCI) in 1993.

Popular Destinations for BMX Cycling

BMX Cycling is a common sport that can be done in holiday destinations all over the world.

Some of the most popular areas to enjoy the sport are English-speaking countries. BMX Cycling is also very popular in South America.

Common Injuries whilst BMX Cycling

As BMX Cycling is considered to be an extreme sport, it is one of the flagship sports during events such as the Summer X Games Extreme Sports and it can be easy to sustain an injury whilst taking part in the sport.

It is a fast-paced sport with a high level of difficulty and skill and injuries can be serious and sometimes fatal.

Injuries are usually sustained by going too fast on the bike, overusing certain muscles, or colliding with a motor vehicle or another Rider.

When BMX Cycling, it is important to ensure you are always wearing a helmet and protective clothing to protect yourself from injury and to limit the severity of the injury.

Travelling with a BMX Bike

When taking your BMX Bicycle aboard an aeroplane, you may face extra charges for your bike.

If you are going on a trip with your BMX and you want to fly to the holiday location, check with the Airline before travelling to see what their policies on travelling with excess and large baggage are.

Also, find out how much you will be charged for travelling with your bike. Alternatively, you may be able to rent a BMX Bike, when you are on your trip to avoid the charges that travelling with your bike may incur.

Please be aware a Travel Insurance policy does not usually cover the value of the BMX and separate insurance should be found for the BMX Bike itself.

Popular BMX Events

As the sport has gained popularity all over the world, there are several large BMX Events in every corner of the globe.

Please note we will not cover you if there is a financial reward or you are being sponsored, Amateur only.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you are taking part in BMX Cycling whilst travelling abroad, we can provide you with cover.


This policy does cover Personal Liability and Personal Accident.

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our BMX Cycling Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

European Residents or Already Travelled

Globelink International offers Single Trip and Annual Multi Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling.

After you have chosen your insurance option, you will be asked to add EXTRA OPTIONS.

Please make sure you select Hazardous Pursuits Category 3 - so that you are covered for BMX Activities.


Please read the Policy Wording for any Restrictions or Exclusions.

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