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Downhill Mountain Biking Travel Insurance

If you are planning a trip and will be Downhill Mountain Biking whilst away, then you need to put a Travel Insurance policy in place.

When you have selected the policy you require, there is an option to add Additional Cover.

Please select Mountain Biking, this will then cover you for the Mountain Biking activity as well as the Bike itself up to a value of £1,000 for any damage or theft.


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Downhill Mountain Biking

Downhill Mountain Biking can be done recreationally or competitively.

All over the world, you can find recreational Mountain Biking Trails, while the Competitions take place in certain countries and regions.

As an official sport, Downhill Mountain Biking is not particularly old. The first time trial race took place in 1976 in California. In the next years, especially in the 80s, the popularity of Mountain Biking grew exponentially.

However, it was not until the 90s that mountain bikes specifically made for Downhill Riding were being manufactured.

As Mountain Biking grew in popularity, riders from other sports such as BMX Cycling began taking part in this new thrilling sport as well.

Mountain Biking can be done anywhere where there is a slope sometimes tracks are even purposely built to hold races.

In some mountainous regions, slopes used for Skiing and Snowboarding in winter become Downhill Mountain Biking trails in summer. Gondolas, Trams or Chair Lifts are used to get the riders to their starting points.

As Downhill Mountain Biking obviously has a high level of risk involved. It is an extreme and high speed sport in which participants race as fast as possible down a steep and rough slope.

Crashes, collisions and other accidents happen regularly and when they do, the sustained injuries are usually quite severe.

Common Injuries

As an extreme sport that has speed and risk as its cornerstones, there is the chance of incurring a serious injury from Downhill Mountain Biking.

Therefore, it is important to take the proper precautions and always ensure that you are wearing the Protective Equipment, including a Helmet and Leathers.

The most common injuries occur as a result of the rider falling off the bike at speed, either over the handlebars or to the side.

It is most dangerous for a rider to go over the handlebars and accidents such as these can lead to head injuries, broken necks or backs or even death.

Abrasions, lacerations and contusions are most frequently incurred, as well as dislocations and fractures, particularly of the collar bone.

Sports Equipment Insurance for Cycling

Downhill Mountain Bikes are much stronger and heavier than regular mountain bikes they have to endure much more than other bicycles, from pressure shocks to crashes to jumps.

They have front and rear suspension with at least 20 centimetres of shock absorption space, allowing the riders to speed over rocks, potholes, tree roots and other kinds of small obstacles.

We have partnered with a HB Insurance who can provide cover for your Mountain Biking Equipment, in transit, storage and whilst being used.


To discuss your requirements and to get a quote, please contact them on 0345 450 8547 or by email: sales@harrison-beaumont.com

Please use the Reference: JS Travel Insurance

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Downhill Mountain Biking whilst on your trip.

This policy will cover you if you have already left the UK and you will be Downhill Mountain Biking.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

Evans Cycles

10 Tips for Mountain Biking

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