Backpackers Travel Insurance
This policy can provide cover for up to 2 years away from home and allows one trip back to your country during the term of cover. This is ideal if you want to come back to your Home Country for Christmas or another family event. We can issue policies for Residents of the United Kingdom (and Channel Islands) as well as the Republic of Ireland. To get a quote by…
This policy can provide cover for up to 2 years away from home and allows one trip back to your country during the term of cover. This is ideal if you want to come back to your Home Country for Christmas or another family event.
We can issue policies for Residents of the United Kingdom (and Channel Islands) as well as the Republic of Ireland.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017
Backpacker Travel Insurance covers those who wish to take an extended trip, this can last up to 2 years, idea if you are on a Working Visa to Australia for example. This type of Travel Insurance is different from an Annual Travel Insurance policy, as even if it does cover a 12 month period, there is a limit on the number of days covered per trip, which is usually 31 or 45 days per trip.
What are the advantages of a Backpacker policy ?
Our policies allow you to extend the cover, so if you have only taken out a 4 month policy and you want to extend it for another three months, that is not a problem. If you come home permanently to United Kingdom, the Republic of Ireland or the Channel Islands before the termination of the cover dates, as the policy becomes invalid.
The Main Benefit is that this policy will cover you for more than one country as you are likely to travel to more than one during your trip.
The Backpacker policy will allow you to work aboard and you can select a number of Sports and Activities to be covered.
If you do plan to do Manual Work, you should check the Policy Wording Booklet carefully and make sure the type of work you will be doing is covered.
This type of policy might be perfect for your trip, however you should be aware of the Exclusions of the policy. Due to the fact you might be away for an extended time, you do not want to find that your are not covered for a specific situation.
For example, some countries might be no go areas, and you should always check the Foreign Office website for the areas considered off limits, this can be found in the Travel Advice section of the website.
Price and Cover
It might be tempting to take the cheapest policy, but you should check the details of the policy you are purchasing. For example, if you want cover for your Valuables and Baggage make sure they are included.
Travel Tips for Backpackers
Before you start your trip, make sure you have well prepared for the trip.
Get your Vaccinations. Some of the jabs you need might need to be given over several months. This might cause some side effects, so make sure you start the series of jabs so that you are better prepared for your trip.
Apply for your Visas. If you are travelling to Thailand for example, which you will need to get in advance, leave plenty of time before the trip starts to receive the paperwork.
Money and Documents. Make sure you have enough money when you arrive at your destination and if you are using cards, split the money over more than one card if you can. Also research the best currency exchange and consider getting a pre paid card.
Paperwork. It would be sensible to make photocopies of all relevant documents such as passport and keep them with you, in case you loos them whilst travelling.
Emergency Numbers. Note done the most important numbers and keep them on yourself, such as Embassy or Consulate details as well as the Travel Insurance Emergency Assistance number.
FCO Locate System. Register for the free Foreign and Commonwealth Office Locate System. This can enable the Foreign Office to get in touch with you in case of a terrorist attack or natural disaster.
This insurance contract is between you and White Horse Ireland dac, a company registered in Ireland (Registered Company No. 306045), whose Registered Office is at Rineanna House, Free Zone West, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. This can be checked by visiting their website at www.centralbank.ie