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Backpacker Travel Insurance

The Backpacker Travel Insurance policy is a great option for the budget conscious, as it includes all the core elements of cover that you would expect from your policy at a reasonable price. The maximum duration is 12 months. We do also have a Backpacker policy that allows up to 18 months of travel and for two trips back to the United Kingdom during the course of the…

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The Backpacker Travel Insurance policy is a great option for the budget conscious, as it includes all the core elements of cover that you would expect from your policy at a reasonable price. The maximum duration is 12 months.

We do also have a Backpacker policy that allows up to 18 months of travel and for two trips back to the United Kingdom during the course of the cover.

If you would like to get a policy online, you can visit our Longstay & Backpacker website.

We can also provide a Backpacker policy if you have already left the United Kingdom or if you are a European Resident. For these policies you will need to contact us by telephone or email and we are will be happy to provide you with a policy that will suit your needs.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0)1273 773 017 info@jsinsurance.co.uk

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

Summary of Cover

Section & Cover Silver Gold
Cancellation or Curtailment £1,000 £2,500
Medical and Repatriation £5,000,000 £5,000,000
Personal Liability £2,000,000 £2,000,000
Personal Baggage £500 £2,000
Personal Money £100 £400
Legal Expenses £25,000 £25,000

This type of Travel Insurance is different from an Annual Travel Insurance policy, with an Annual policy there is a limit on the number of days covered per trip, which is usually 31 or 45 days per trip.

What are the Advantages of a Backpacker policy ?

Our Backpacker policies allow you to extend the cover, so if you have only taken out a four month policy and you want to extend it for another three months this can be done by contacting us by telephone or by email, whilst you are away on your trip..

The Backpacker policy will allow you to work aboard in a restuarant or bar for example, and you can select a number of Sports and Activities to be covered. You can add Sports and Activities to your policy, even if you have already travelled and you have decided to do some Activities or Sports that you did not previously think of taking part in. You would need to contact us so that we can amend your policy.

This type of policy might be perfect for your trip, however you should be aware of the exclusions of the policy. Due to the fact you might be away for an extended time, you do not want to find that your are not covered for a specific situation.

For example, some countries might be no go areas, and you should always check the Foreign Office website for the areas considered off limits, this can be found in the Travel Advice section of the website. You can even get a app on your mobile phone that will alert you if there are changes to the situation in the country your are visiting.

Travel Tips for Backpackers

Before you start your trip, make sure you have well prepared:

Get your Vaccinations. Some of the vaccination jabs you need might need to be given over several months before your trip. This might cause some side effects, so make sure you start the series of jabs so that you are better prepared for your trip.

Apply for your Visa. If you are travelling to Thailand for example, you will need to get a Visa in advance, leave plenty of time before the trip starts to receive the paperwork.

Money and Documents. Make sure you have enough money when you arrive at your destination and if you are using cards, split the money over more than one card. Also research the best currency exchange and consider getting a pre paid card.

Paperwork. It would be sensible to make photocopies of all relevant documents, such as passport, visas and other travel documents and keep them with you in your hand luggage or somewhere separate from the originals in case you loose them whilst travelling.

Emergency Numbers. Note down the most important numbers and keep them with you, such as Embassy or Consulate details as well as the Travel Insurance Emergency Assistance number. If you have requested a printed copy of your Travel Insurance Certificate, we will provide you with a wallet sized card to keep safe, where you can write down your policy number and it has the Emergency Assistance number on the card as well.

FCO Locate System. Register for the free Foreign and Commonwealth Office Locate System. This can enable the Foreign Office to get in touch with you in case of a terrorist attack or natural disaster.

Important Information

You must ensure if you have selected the option, that you do not participate in any Sports or Activities for more than 90 days in any one Period of Insurance.

Please read the Policy Wording for full details.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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