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Cycle Racing Travel Insurance

If you are planning to take part in Cycle Racing or Cycling Sportif like the L'Etape Du Tour on the 10th July 2022, you will need to get a Travel Insurance policy in place especially for Medical Cover and Repatriation.

Please select: Cycle Racing / Sportives (not professional).


This policy does cover Personal Liability and Personal Accident..

We can also cover Transcontinental Cycle Racing. Please contact us for a quote.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Optional Independent Traveller

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Cycle Racing Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Search and Rescue

We are able to provide Search and Rescue whilst taking part in Cycle Racing. This is a benefit which covers you up to £50,000 and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period note exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group.

Important Medical Exclusion

You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi Trip policy that covers Cycle Racing.

Common Injuries

Cycling injuries are either overuse injuries which develop over time due to repeated movement patterns, or traumatic injuries sustained after falling from your bike at high speed or a collision.

Knee Pain

This is the most common area of complaint for Cyclists due to overuse, poor technique or position. Anterior knee pain and patellofemoral pain syndrome are among the most common leg overuse injuries in Cyclists.

Patellofemoral Pain Syndrome is pain under or around the kneecap. Patellofemoral pain may happen due to frequent contact and rubbing of the kneecap on the thigh bone or when the kneecap is misaligned due to the repetitive motion of pedalling.


Osteoarthritis is a degenerative disease that results in gradual wear and tear of the joint cartilage, symptoms of Osteoarthritis include:

Swelling, pain and a decrease in the range of motion.

To avoid knee injuries, it is essential to have a proper racing saddle (which is narrow and rather hard) that is set up at the correct height.

Neck and / or Back pain

This is usually caused by staying in one riding position for too long and factors such as poor posture and incorrect body positioning whilst riding.

If the bike frame is too long or your handlebars are too low the rider tends to hunch over which causes increased strain on the neck and back.

Saddle Sores

These are an unavoidable nuisance while training for races and participating in races.

They are causes by the repeatedly rubbing off the skin against the saddle, which cause abrasions and cuts.  This is generally treated with ointments and pastes.

L'Etape Du Tour

L'Etape Du Tour is an organised Amateur Cycling Race that takes place on 10th July 2022.

There are tough climbs and 4,000 metres of elevation. 

This is a tough stage for L'Etape and usually attracts around 8,500 Participants from all over the world and the event takes place on roads that are closed to the public / other traffic.

You can select an Adventure Part A Only policy for the day of the l'Etape du Tour (10th JUly 2022) or for your complete trip if you do not have any travel insurance cover in place.

Transcontinental Cycle Racing

The Transcontinental is a cycle race across Europe which starts from Sunday 24th July 2022.

Racing through tough terrain, rider against rider will race across the European continent from Geraardsbergen in Belgium to Burgas in Bulgaria.

This will test your Endurance and Strength !

To get a quote for the Transcontinental Cycle Race, please select: Cycle (Cross-Continental) Endurance Cycling and Cycle Racing / Sportives (not professional).


This policy does cover Personal Liability and Personal Accident..

Pre Existing Medical Conditions

If you have pre-existing medical conditions and you plan to participate in Cycle Racing whilst travelling abroad, we are able to provide you with a policy.

Please select Cycle Racing / Sportives (not professional).


Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Cycle Racing Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.

Useful Websites

Cycling Weekly

British Cycling

Travel Insurance Toolkit

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