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Annual Travel Insurance

Many of us are taking more than one trip a year, be it a summer holiday or ski trip in the winter months. It is sensible to take out an Annual Multi Trip Travel Insurance policy, as the cost can be cheaper and it means you do not have to worry about taking cover each time you travel. With our Annual Multi Trip Travel Insurance, there is an option of 31 day trip or 45…

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Many of us are taking more than one trip a year, be it a summer holiday or ski trip in the winter months. It is sensible to take out an Annual Multi Trip Travel Insurance policy, as the cost can be cheaper and it means you do not have to worry about taking cover each time you travel.

With our Annual Multi Trip Travel Insurance, there is an option of 31 day trip or 45 day trip duration. If you plan to spend more than this number of days away from your home during each trip, we can offer 61 and 93 trip duration. Please contact us for a quote and to discuss your requirements.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017 chris@jsinsurance.co.uk

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and the Republic of Ireland.

Summary of Cover

Section & Cover Standard Essential Essential Plus Superior
Cancellation or Curtailment - £2,500 £2,500 £5,000
Medical and Repatriation £2,5000,000 £5,000,000 £5,000,000 £10,000,000
Baggage - - £1,500 £2,000
Personal Money - - £300 £400
Personal Liability £500,000 £1,000,000 £1,000,000 £2,000,000
Delayed Departure - £100 £100 £200
Missed Departure - £500 £500 £1,000
Legal Expenses - £15,000 £15,000 £25,000
Failure of Carrier - - - £1,000

Who would suit an Annual Travel Insurance policy?

Whether you travel on your own, as a Couple, Family or a Group, you might find it more cost effective to take out an Annual Multi Trip Travel Insurance policy.

If you only make one or two trips abroad during the year, then a Single Trip policy might be the best option.

This type of policy would also be useful and cost effective, if you plan to do any Sports and Activities during the year.

What are the different Levels of Cover ?

The level of cover can vary and you are able to choose which best suits your needs. It should at least cover Medical and Repatriation expenses, with the option to include Cancellation and Baggage cover.

Extra cover such as Money, Travel Delay and Failure of Carrier are usually within the higher cover options. Please have a look at the full Policy Wording Booklet for details.

How many Trips can I make during the year ?

The number of trips within the year are unlimited, however you must stay within the trip duration of the policy you have chosen. If you stay longer, you will not be covered and any claim made would not be accepted. The insurer will ask for proof of travel and plane tickets if you have flown.

This type of policy might not be suitable if you have an ongoing Pre Existing Medical Condition. In most cases any Heart, Lung or Terminal condition, will not be covered on an Annual Travel Insurance policy and a Single Trip policy would be more appropriate.

Cancellation due to Terrorist Activity

There is no cover in place for Cancellation or Curtailment if you need to cancel due to a terrorist attack in the destination you are travelling to. The same applies to, if the Foreign Office changes their travel advise, unfortunately we cannot cover anything in relation to this so it would be down to your Tour Operator or Airline to look at either changing your trip or providing you with a refund. We would be able to amend the dates and destination type if you did need to change your trip prior to your original start date.

This insurance contract is between you and White Horse Ireland dac, a company registered in Ireland (Registered Company No. 306045), whose Registered Office is at Rineanna House, Free Zone West, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. This can be checked by visiting their website at www.centralbank.ie


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