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Annual Multi Trip Travel Insurance

Cheaper if you go on several holidays and trips a year. Less hassle just one policy for per year. We remind you to offer you to renew your Annual Travel insurance policy. You are always covered Peace of Mind with JS Travel Insurance. Sports and Activities and Winter Sports, we can include them on your Annual Policy. Many of us are taking more than one trip a year,…

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  • Cheaper if you go on several holidays and trips a year.
  • Less hassle just one policy for per year.
  • We remind you to offer you to renew your Annual Travel insurance policy.
  • You are always covered Peace of Mind with JS Travel Insurance.
  • Sports and Activities and Winter Sports, we can include them on your Annual Policy.

Many of us are taking more than one trip a year, be it a summer holiday or ski trip in the winter months. It is sensible to take out an Annual Multi Trip Travel Insurance policy, as the cost can be cheaper and it means you do not have to worry about taking cover each time you travel.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and the Republic of Ireland.

1. Summary of Cover

Section & Cover Standard Essential Essential Plus Superior
Cancellation or Curtailment - £2,500 £2,500 £5,000
Medical and Repatriation £2,5000,000 £5,000,000 £5,000,000 £10,000,000
Personal Baggage - - £1,500 £2,000
Personal Money - - £300 £400
Personal Liability £500,000 £1,000,000 £1,000,000 £2,000,000
Delayed Departure - £100 £100 £200
Missed Departure - £500 £500 £1,000
Legal Expenses - £15,000 £15,000 £25,000
Failure of Carrier - - - £1,000

2. Annual Multi-Trip Travel Insurance FAQ's

What are the maximum trip duration's for JS Annual Travel Insurance Policies ?

The maximum trip duration's are 31 days or 45 days. This means that you can travel per trip up to these number of days and you are fully covered. We do provide trip duration's of 62 or 93 days. Please contact us for a quote.

How many trips am I able to take if I have an Annual Policy with JS Travel Insurance ?

As many trips as you like within a year as long as they are under 31 or 45 days in duration. JS Travel Insurance customers who have Annual Policies often take a two weeks summer holiday, one week winter either winter sports or winter sun and then some city breaks which are weekends away.

What are maximum number of days per year for Winter Sports, that are covered on a JS Annual Travel Insurance policy ?

The online policies cover up to 17 days during the year. This is the number of Winter Sports days that you take part in during the year. We do have several Travel Insurance Providers that cover unlimited Winter Sports days within the period of one year. Please contact us for a quote by calling us on 01273 773 017 or via email: info@jsinsurance.co.uk

If Sports and Activities are added to the Annual Travel Insurance quote, how is the premium for these calculated ?

The premium is calculated depending on the Sports or Activities. So for example, if you are going Cycling the quotes provided would be cheaper than if you have selected Trekking to Everest Base Camp. The reason for this is the Underwriter has determined that Trekking to Everest Base Camp is of higher risk of an Accident or Injury, than if you were Leisure Cycling.

How many days can I do certain Sports and Activities under the JS Annual Insurance Policy ?

There is usually no restrictions on the number of days you can do the Sports and Activities that you have selected. There are a few that are restricted to how many times you can take part in a Sport or Activity on each trip. A full list and any exceptions can be found in the Terms and Conditions.

How does the Underwriter and the Claims Department know that I have not been away for more than the trip duration stated on the Travel Insurance Certificate ? In fact they would not be aware of the trip details, as you do not need to let them know each time you take a trip. However they will ask your for travel details, such as flight tickets if you wanted to make a claim.

If I take out an Annual Travel Insurance Policy and do not include any Sports or Activities, can I add them to the policy during the time the policy is valid ?

Yes you can add a Sport or Activity at any time during the period of Insurance. You would need to contact us before you take part in the Sport and Activity and we can amend the policy on your behalf.

What happens if I get an Annual Travel Insurance Policy for Europe, but plan to to travel outside of Europe say to the USA or a country in Asia ?

You can change the Territorial Limits (which countries you will be travelling to) at anytime whilst the policy is valid. You will need to call or email us with the request and we will let you know the extra premium that will required for the upgrade.

Am I limited to the number of claims that I can make on an JS Annual Travel Insurance policy on a trip or on different trips during the year ?

There are no limit to the number of claims that can be made on an JS Annual Travel Insurance policy. For example, you may need to make a claim for medical expenses and the theft of your personal belongings on one two week holiday in Europe.

If I have purchased a JS Annual Travel Insurance policy and I have requested cancellation cover, when does the cancellation cover begin ?

Unlike a single trip policy, which covers cancellation from the date of purchase, an Annual policy cover starts from the start date of the policy. So for example, if you purchase an Annual policy today and have put a start date for next week, then the cover starts on the that date.

What is the maximum amount of time between purchasing a policy (issue date) and its start date ?

You can select a start date for a JS Annual Travel Insurance policy up to 30 days from purchase date.

Pre Existing Medical Conditions

This type of policy might not be suitable if you have an ongoing Pre Existing Medical Condition. In most cases any Heart, Lung or Terminal condition, will not be covered on an Annual Travel Insurance policy and a Single Trip policy would be more appropriate.

This insurance contract is between you and White Horse Insurance Ireland dac, a company registered in Ireland (Registered Company No. 306045), whose Registered Office is at Rineanna House, Free Zone West, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. This can be checked by visiting their website at www.centralbank.ie


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