Annual Multi Trip Travel Insurance
As travel is becoming cheaper and many of us are taking more than one trip a year, be it a summer holiday or ski trip in the winter months, this is becoming more common than the normal two weeks in the sun. It is sensible to take out an Annual Multi Trip Travel Insurance policy, as the cost can be cheaper and it means you do not have to worry about taking cover each…
As travel is becoming cheaper and many of us are taking more than one trip a year, be it a summer holiday or ski trip in the winter months, this is becoming more common than the normal two weeks in the sun. It is sensible to take out an Annual Multi Trip Travel Insurance policy, as the cost can be cheaper and it means you do not have to worry about taking cover each time you travel.
We provide cover for Residents of the United Kingdom, The Republic of Ireland and the Channel Islands.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017
Who would suit an Annual Travel Insurance policy?
Whether you travel on your own, as a Family or as a Group, you might find it more cost effective to take out an Annual Travel Insurance policy.
If you only make one or two trips abroad during the year, then a Single Trip Travel Insurance policy might be the best option.
If you plan to travel for a year or more, you should look at taking a Long Stay Travel Insurance policy as this will allow you to travel for up to two years and travel to more than one destination at a time.
What are the different levels of cover ?
The level of cover can vary and you are able to choose which best suits your needs. It should at least cover Medical and Repatriation expenses, with the option to include Personal Liability, Cancellation or Curtailment and Baggage.
Extra cover such as Money, Travel Delay and Failure of Carrier are usually within the higher cover options.
What are the typical trip durations ?
Annual Travel Insurance is designed for those who will be travelling more than once a year and the normal trip length is 31 or 45 days.
JS Travel Insurance does provide different trip lengths, for example 60 or 93 days trip durations and can provide Annual Travel Insurance to any age group. If you require this length of trip duration, please contact us for a quote.
The number of trips within the year are unlimited, however you must stay within the trip duration of the policy you have chosen. If you stay longer, you will not be covered and any claim made would not be accepted. If you have to make a claim, the insurer will ask for proof of travel and plane tickets if you have flown.
You would be able in most cases be able to extend the trip duration of the policy at an extra cost if you decide that for example 31 days is not long enough for one of your trips.
If you are going to stay longer than the trip duration you have chosen, then an Annual policy is not for you. This type of policy might not be suitable if you have ongoing Medical Conditions.
In most cases any Heart, Lung or Terminal condition, will not be covered on an Annual Travel Insurance policy and a Single Trip policy would be best.
This insurance contract is between you and White Horse Ireland Limited, a company registered in Ireland (Registered Company No. 306045), whose registered office is at Travel House, Free Zone West, Shannon, Co. Clare. White Horse Insurance Ireland Limited is authorised and regulated by the Central Bank of Ireland.