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Couples Travel Insurance

If you are travelling as a couple, it might be better to purchase a Travel Insurance policy for you both, rather than two single policies for each of you. It will also be cheaper than two single trip policies. In most cases, it will allow you to stay with your partner if they needed to remain in hospital before Repatriation back to your home country. If you purchase…

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If you are travelling as a couple, it might be better to purchase a Travel Insurance policy for you both, rather than two single policies for each of you. It will also be cheaper than two single trip policies. In most cases, it will allow you to stay with your partner if they needed to remain in hospital before Repatriation back to your home country.

If you purchase an Annual Multi Trip policy, you can also travel independently of each other as well together as a Couple.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover (per Person)

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

What do Couples Travel Insurance policies cover ?

A typical Couples Travel Insurance policy will provide cover for Medical Expenses and Repatriation, Personal Liability, Cancellation and Baggage.

JS Travel Insurance provides three options with different levels of cover to suit your requirements.

Also the benefits of the policy that is purchased, will be per person. This important to note, so you are aware if you have to cancel the trip, you will both be entitled to the amount shown in the Schedule of Benefits for each of you who are named on the policy.

Extra cover such as Money, Travel Delay and Failure of Carrier are usually within the higher cover options. Please have a look at the full Policy Wording for details.

Main Exclusions with a Couple's policy

The online Travel Insurance policies do not cover Medical Conditions and so you will need to visit our dedicated website for declaring Pre Existing Medical Conditions. These must be declared when you apply for cover or you risk invalidating any claim that you may need to make, leaving you and your Partner to cover any medical costs. You can if you wish exclude Medical Condiitons with the online, you will need to contact us after you have purchased a policy and we will add an endorsement to the Travel Insurance Certificate.

There is also a Single Item Limit that will apply to any claims made for loss, theft or damage to your Personal Baggage and Valuables, whilst you are away.

You should not automatically choose the cheapest policy, without checking the cover provided, as this could prove to be a false economy, if you need to make a claim.

European Health Insurance Card (EHIC)

The European Health Insurance Card entitles you to Medical Assistance in state hospitals in the European Union at the same cost as a local person, which often means it is free treatment. This card is not a substitute for Travel Insurance. It does not cover many Pre Existing Medical Conditions or Repatriation back to your country of Residents.

It is important to purchase Travel Insurance policy before you leave the country. If it’s just going to be one trip, you will be all set with our Single Trip Travel Insurance policy. Those who plan to do more than one trip a year, you might want to look at the Annual Multi Trip Travel Insurance policy.

Important Information

You must ensure if you have selected the option, that you do not participate in any Sports or Activities for more than 90 days in any one Period of Insurance.

Please read the Policy Wording for full details.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

 


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