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Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Couples Travel Insurance Quote

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Couples Travel Insurance

If you are travelling as a Couple, it might be best to purchase a Travel Insurance policy for you both, rather than two single policies. To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk Summary of Cover

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If you are travelling as a Couple, it might be best to purchase a Travel Insurance policy for you both, rather than two single policies.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Missed Connection Cover* £1,500 £1,500 £1,500
Terrorism Cover Extension* £2,000 £2,000 £2,000
Standard Excess** £100 £50 £35

*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy. 

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

This Travel Insurance policy for Couples is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

Travel Insurance Extras

Single Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £5.00 £5.00
Terrorism Cover £7.00 £13.00
Missed Connection £5.00 £5.00

Annual Multi Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £36.00 £36.00
Terrorism Cover £16.00 £24.00
Missed Connection £10.00 £10.00

AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

Excess Waiver

By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.

Missed Connection Cover

This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.

Terrorism Cover Extension

This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.

What Does A Couples Travel Insurance Policies Cover ?

A typical couples policy will provide cover for Medical Expenses and Repatriation, Personal Liability, Cancellation and Baggage.

If you purchase an Annual Multi Trip policy, you can also travel independently of each other as well as together.

Also the benefits of the policy that is purchased will be per person. This is important to note, so you are aware if you have to cancel the trip, you will both be entitled to the amount shown in the Schedule of Benefits for each of you.

Extra cover such as Money, Travel Delay and Failure of Carrier are usually covered within the higher cover options.

European Health Insurance Card

The European Health Insurance Card entitles you to Medical Assistance in state hospitals in the European Union at the same cost as a local person, which often means it is free treatment.  This is not a substitute for a travel insurance policy as it does not cover repatriation, cancellation or baggage cover.

If you have a valid European Health Insurance Card, any medical excess would be waivered in the case of a medical claim.

Pre Existing Medical Conditions

The Travel Insurance policies online do not cover pre existing medical conditions and so you will need to visit our dedicated website to declare them.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.

These must be declared when you apply for cover or you risk invalidating any claim that you may need to make, leaving you and your partner to cover any medical costs.

You can if you wish exclude pre existing medical conditions with the online policies, you will need to contact us after you have purchased a policy and we will add an endorsement to the Travel Insurance Certificate.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are travelling as a couple.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.

They can also offer a policy if you have already left your home country and you did not take out travel insurance before you left your home.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.

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