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Single Trip Travel Insurance
Single Trip Travel Insurance covers those one off holidays or Sports and Activity trips. We are a Travel Insurance Company that has been online for 20 years. Our Single Trip policy is comprehensive and can be a cost effective solution, if you only travel once or twice a year. Three levels of cover allow you to find the best Policy for you. Trips up to 90 days.…
Single Trip Travel Insurance covers those one off holidays or Sports and Activity trips. We are a Travel Insurance Company that has been online for 20 years. Our Single Trip policy is comprehensive and can be a cost effective solution, if you only travel once or twice a year.
- Three levels of cover allow you to find the best Policy for you.
- Trips up to 90 days.
- Medical Treatment and Medical Evacuation and Repatriation Expenses covered up to £10,000,000.
- Add Wintersports and Sports & Activities to your trip.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 or info@jsinsurance.co.uk
We can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles - select 'Gadget Cover' on the quote page of our website.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
Definition of Single Trip
A Single Trip Policy covers a trip with a limited period of cover, running from the date you leave your home to the date you return to your home. You must purchase the policy before you leave your country of Residents.
Pre Existing Medical Conditions
If you have any pre existing medical conditions, it is important that you declare to ensure the policy is valid and minimise the chance of claims being rejected.
Please check the Terms and Conditions for any Restrictions or Exclusions.
Alternatively, if you would like to exclude cover for pre existing conditions, this can be done through one of our providers on a Single Trip bases. Please call us for a quote.
Features and Benefits
Once you book your Flights and Accommodation, you may benefit from Cancellation Cover, so taking out a policy early on is highly recommended as cancellation cover starts form when you purchase the policy.
Here are the Key Features of our Single Trip Policy:
- Medical Expenses and Repatriation cover
- Mountain Rescue and Air Ambulance (if medically required)
- Personal Liability (no cover on Sports or Activities)
- Cancellation or Curtailment
- Abandonment of Trip
- Baggage and Valuables cover
- 24 Hour Multi Lingual Emergency Assistance Telephone Number
Please have a look at the full Policy Wording Booklet for details.
The claim limits shows is per person (rather than the combined limit for those travelling with another insure person). For example, if you are cancelling the trip and you are a couple, you will each be covered up to the amount shown in the Schedule of Benefits.
Levels of Insurance Cover
How to get the lowest Single Trip Premium ?
Since travellers have difference needs, the premiums will vary according to the level of cover you need. When selecting your policy, make sure you choose a suitable level of cover for your trip or holiday.
Baggage Cover
If you are travelling with expensive items such as cameras and jewellery, you should select a policy that covers these items. Check that the Single Item Limit for Baggage or Valuables and what protection it offers (i.e. against loss or theft). We can also covet Gadget Cover and this can be selected on the quote page.
Cancellation or Curtailment Cover
Ensure you have adequate Cancellation or Curtailment cover to protect your pre booked accommodation and flights, especially if you've just booked an expensive holiday and booked the trip far in advance of the departure date. If you unexpectedly get ill and can no longer go on your holiday, you may benefit from Cancellation cover. This benefit starts from the moment you purchase the policy.
Sports and Activities
If your Single Trip involves any particular Sport or Activity, then you need to ensure that it is added to the Policy. Activities with a low hazardous rating will be automatically covered by the policy (please check the Policy Wording) but for other Sports and Activities which carry a higher risk, there may be an additional premium to pay which will be calculated automatically on the quote.
Annual Multi Trip
If you travel more than once or twice a year, it might be more cost effective to purchase Annual Multi Trip Travel Insurance.
European Health Insurance Card
For those who are travelling to Europe, it is a good idea to take your European Health Insurance Card with you, as this will cover some Medical Expenses in certain European countries. This is not a replacement for Travel Insurance as it does not cover Repatriation, nor loss or Travel Documents, Baggage and Cancellation.
Period of Insurance
The Period of Insurance must start from the day you depart your home until the day your return to your home. You will then be insured for this period.
Cancellation Cover which commences from the date the policy is issued up until the departure date.
The period of Insurance is automatically extended for the period of the delay in the event that the return journey to your home area is unavoidably delayed due to an event which is unforeseen.
European and Worldwide Residents
World Nomads offers Single Trip policies if you live in another European Country or a country outside of Europe..
You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.
Already Travelled
World Nomads also offers cover if you have already left your home country. You can also add Sports and Activities to the policy, as well as High Value Items.
Please check the Terms and Conditions for any Restrictions or Exclusions.
Important Information
www.jsinsurance.co.uk/blog/brexit
www.jsinsurance.co.uk/blog/european-motor-breakdown-insurance
www.jsinsurance.co.uk/blog/travel-insurance-hurricanes
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
