Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

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Single Trip Travel Insurance

Depending on your plans, a Single Trip Travel Insurance policy might be the best option. Our policies are comprehensive and can be a cost effective solution, if your travel plans include only one trip away from your home in the year. You can select one country or a region, if you are planning to travel to more than one country on your trip. Three Levels of cover.…

Summary of Cover

Section & Cover	Silver	Gold	Platinum
Cancellation or Curtailment	£1,000	£3,000	£7,500
Medical and Repatriation	£10,000,000	£10,000,000	£10,000,000
Personal Baggage	£1,000	£1,500	£2,500
Personal Money	£150	£500	£750
Delayed Departure	£100	£1,000	£1,000
Missed Departure	£250	£500	£1,000
Legal Expenses	£25,000	£25,000	£25,000
Scheduled Airline Failure	£1,500	£1,500	£1,500
Missed Connection Cover*	£1,500	£1,500	£1,500
Terrorism Cover Extension*	£2,000	£2,000	£2,000
Standard Excess**	£100	£50	£35

*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

This Single Trip Travel Insurance policy is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

Travel Insurance Extras

Extension Benefit	Europe (per person)	Worldwide (per person)
Excess Waiver	£5.00	£5.00
Terrorism Cover	£7.00	£13.00
Missed Connection	£5.00	£5.00

AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

Excess Waiver

By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.

Missed Connection Cover

This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.

Terrorism Cover Extension

This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.

Levels of Insurance Cover

How to get the Lowest Single Trip Premium ?

Since travellers have different needs and requirements, the premiums will vary according to the level of cover you need. When selecting your policy, make sure you choose a suitable level.

All the policies online provide £10,000,000 cover for Medical Expenses and Repatriation back to the United Kingdom or the Channel Islands.

Cancellation or Curtailment Cover

Ensure you have adequate Cancellation or Curtailment cover to protect your trip costs for pre booked flights and accommodation, especially if you have just booked a holiday and the trip is far in advance.

Cancellation or Curtailment will also cover pre-booked excursions up to £250 that you cannot recover following your necessary cancellation of the trip.

If you or a member of your family unexpectedly get ill and can no longer go on your trip, you will benefit from this cover. This benefit starts from the moment you purchase the policy.

Baggage and Valuables Cover

If you are travelling with expensive items such as cameras and jewellery, you should select a policy that covers these items.

Check that the Single Item Limit for Baggage or Valuables is sufficient and what protection it offers (i.e. against loss or theft).

We can also provide cover for Gadgets and this can be selected on the quote page.

Sports and Activities

If your Single Trip involves any particular Sport or Activity, then you need to ensure that it is listed on your policy.

Sports and Activities with a low hazardous rating will be automatically covered by the policy (please check the Policy Wording for a full list).

For other Sports and Activities which carry a higher risk, there may be an additional premium to pay which will be calculated automatically for you on the quote page. You can select multiple Sports and Activities on the calculator.

You can if you wish add Sports and Activities to the policy after you have purchased the Travel Insurance. Please contact us by telephone or email and we can let you know if there is an extra premium to pay.

European Health Insurance Card

For those who are travelling to Europe, it is a good idea to take your European Health Insurance Card with you, as this will cover some Emergency Medical Expenses in certain European countries.

This is not a replacement for Travel Insurance as it does not cover Repatriation, nor does it cover loss or Travel Documents, Baggage and Trip Cancellation.

Pre Existing Medical Conditions

If you have any pre existing medical conditions, it is important that you declare to ensure the policy is valid and minimise the chance of claims being rejected.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.

Alternatively, if you would like to exclude cover for all of your pre existing conditions, this can be done through one of our Providers. Please contact us for a quote.