Important Information About Our Policies
Our Travel Insurance Policies provide cover for Emergency Medical Treatment if you catch COVID-19/Coronavirus whilst you are abroad.
There is no cover under any other section of the policy for anything caused by or relating to COVID-19/Coronavirus/SARS-CoV-2, any mutation of COVID-19/Coronavirus/SARS-CoV-2 or any pandemic or fear or threat of any of the above. Our policies will not provide any cover if you travel to a destination where the government is advising against all or all but essential travel. Please check the latest advice before you travel: www.gov.uk/foreign-travel-advice. Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-CoV-2), any mutation of Coronavirus, COVID-19 or SARS-CoV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Stroke Travel Insurance
If you have had a Stroke, it is important that you have a Travel Insurance policy in place before you leave your home.
- Summary of Cover
- Medical Questions
- Travel Advice
- Ischaemic Strokes
- Haemorrhagic Strokes
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
When getting a quote for Travel Insurance when you have had a stroke, you will be asked a number of questions.
- How many Strokes have you had in total ?
- How long ago was your last Stroke ?
- How many Strokes have you had in the last six months ?
- Are you awaiting surgery for this condition or for any scans to be performed ?
- Do you currently use any Mobility Aids ?
- Is your mobility worse now than it was twelve months ago ?
- Have you had any Transient Ischaemic Attacks (mini-strokes) since your last Stroke ?
- Do you suffer from an irregular heartbeat (Atrial Fibrillation) ?
- Have you had an ablation procedure ? (Uses a wire to destroy abnormal heart tissue)
- Are you on medication to thin the blood (not including aspirin) ?
- Have you ever been a smoker ?
It can be difficult to arrange a holiday following a Stroke if the patient is left with significant health problems, but there are companies out there that specialise in catering for special travel requirements.
They can provide specialised transport to and from your destination, adapted hotel rooms, mobility equipment, care assistants and even adventure activities.
Stroke patients are at an increased risk of deep-vein thrombosis when sitting still on a flight for a long time.
If possible walk up and down the aisle regularly and move your legs and toes when seated.
Wearing lower-leg support stockings can also be beneficial, but need to be correct size to be effective.
Remember to stay hydrated on the flight by drinking plenty of water and abstaining from alcoholic drinks.
Speak to your doctor regarding any specific travel issues that you may need to take into consideration.
This is the most common type and accounts for approximately 80% of cases. They may be caused by a blood clot forming in one of the main arteries to the brain (cerebral thrombosis).
Alternatively they may be caused by a blood clot forming elsewhere in the body (a cerebral embolism). The blood clot then travels into the arteries leading to the brain until it arrives at a blood vessel small enough to cause a blockage.
This type of stroke accounts for the remaining 20% of cases. These strokes are caused by blood vessels in or near to the brain bursting and causing a haemorrhage.
This causes a build up of pressure on the delicate brain tissue and also leads to other areas of the brain being deprived of oxygen.
Strokes can happen to anyone but nine out of ten occur in people over 55 years of age.
Certain risk factors increase the likelihood of a stroke including high blood pressure, heart disease and diabetes.
You can reduce your risk of suffering a stroke by eating a healthy diet (low in fat and salt, high in fruit and vegetables) and maintaining a healthy body weight.
Regular exercise, not smoking and not drinking excessive quantities of alcohol will also reduce your risk of stroke.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Stroke or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.