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If you have had a Stroke, you must have a Travel Insurance policy in place before you leave your home. To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757. Summary of Cover Medical… Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR STROKE

Stroke Travel Insurance

If you have had a Stroke, you must have a Travel Insurance policy in place before you leave your home.

To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757.

Summary of Cover (per person)

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*Excess payable does vary depending on the claim benefit.

Please read the Policy Wording of this policy provided by JS Travel Insurance.

This Travel Insurance that covers a Stroke is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

When getting a quote for Travel Insurance when you have had a Stroke, you will be asked several questions.

  • How many Strokes have you had in total?
  • How long ago was your last Stroke?
  • How many Strokes have you had in the last six months?
  • Are you awaiting surgery for this condition or for any scans to be performed?
  • Do you currently use any Mobility Aids?
  • Is your mobility worse now than it was twelve months ago?
  • Have you had any Transient Ischaemic Attacks (mini-strokes) since your last Stroke?
  • Do you suffer from an irregular heartbeat (Atrial Fibrillation)?
  • Have you had an ablation procedure? (Uses a wire to destroy abnormal heart tissue)
  • Are you on medication to thin the blood (not including aspirin)?
  • Have you ever been a smoker?

Travel Advice

It can be difficult to arrange a holiday following a Stroke if the patient is left with significant health problems, but there are companies out there that specialise in catering for special travel requirements.

They can provide specialised transportation to and from your destination, adapted hotel rooms, mobility equipment, care assistants and even adventure activities.

Stroke patients are at an increased risk of deep-vein thrombosis when sitting still on a flight for a long time.

If the possible walk up and down the aisle regularly and move your legs and toes when seated.

Wearing lower-leg support stockings can also be beneficial, but need to be the correct size to be effective.

Remember to stay hydrated on the flight by drinking plenty of water and abstaining from alcoholic drinks.

Speak to your doctor regarding any specific travel issues that you may need to take into consideration.

Ischaemic Strokes

This is the most common type and accounts for approximately 80% of cases. They may be caused by a blood clot forming in one of the main arteries to the brain (cerebral thrombosis).

Alternatively, they may be caused by a blood clot forming elsewhere in the body (a cerebral embolism). The blood clot then travels into the arteries leading to the brain until it arrives at a blood vessel small enough to cause a blockage.

Haemorrhagic Strokes

This type of stroke accounts for the remaining 20% of cases. These strokes are caused by blood vessels in or near to the brain bursting and causing a haemorrhage.

This causes a build-up of pressure on the delicate brain tissue and also leads to other areas of the brain being deprived of oxygen.

Strokes can happen to anyone but nine out of ten occur in people over 55 years of age.

Certain risk factors increase the likelihood of a stroke including high blood pressure, heart disease and diabetes.

You can reduce your risk of suffering a stroke by eating a healthy diet (low in fat and salt, high in fruit and vegetables) and maintaining healthy body weight.

Regular exercise, not smoking and not drinking excessive quantities of alcohol will also reduce your risk of stroke.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st of January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternity care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance for a Stroke, as there are restrictions on the cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Covid-19 / Coronavirus Cover

Our Travel Insurance that covers Strokes can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip.

This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - when medically necessary, if you or anyone named on the policy contracts COVID-19 whilst abroad.
  • Covid+ -  policy covers Cancellation if you or anyone named on the policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Platinum Covid+ - policy has covers including Cancellation if you or anyone named on the policy has been told to isolate due to COVID-19.
  • Overseas Return Quarantine - Cover for additional accommodation & transport costs (limits apply) if you or anyone named on the policy are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

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  • Covered by the Financial Services Compensation Scheme
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