Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Heart Bypass Travel Insurance
If you have had a Heart Bypass and you are planning a trip, you would be advised to have a Travel Insurance policy before you travel.
In most cases, we will only be able to offer Single Trip cover for those who have had a Heart Bypass. It is possible to get an Annual Multi-Trip policy depending on the answers to the medical questions and depending on where you are travelling to.
To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017.
- Summary of Cover
- Travel Insurance Extras
- Medical Questions
- Travel Advice
- Useful Website
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
Travel Insurance Extras
|Extension Benefit||Europe (per person)||Worldwide (per person)|
Extends your policy to provide cover if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.
The policy provides cover up to £500 for additional transportation and/or accommodation expenses incurred to enable you to join your connecting Aircraft, Watercraft, Train or Motor vehicle or to get you to your pre-booked final destination.
We will pay up to £1,000 for the intrinsic value or cost of repair of your Gadgets (maximum £500 per Gadget), which are lost, stolen, damaged or destroyed whilst you are away on your trip. Unauthorised calls if your mobile phone is stolen up to £75
We can cover the following Gadgets: Mobile phones, ipads and tablet computers, e-readers, sat nav, ipods and MP3 players, cassette players/CD players, computer games machines and any equipment used with them such as CDs, games, tapes, cassettes or cartridges.
You must take reasonable care of your Gadgets and not leave them unattended in a public place. You must own the item and be able to provide proof of ownership. Allowance will be made for wear and tear and depreciation
Covers your portion of prepaid, irrecoverable transport, accommodation, foreign car hire costs and prepaid excursions up to a maximum of £2,000 (excursion limited to £250) should you not wish to travel due to an act of terrorism occurring prior to your outbound travel date and within a 40 mile radius of your booked accommodation.
If you have already travelled, your portion of prepaid, irrecoverable, accommodation, foreign car hire costs and prepaid excursions and either your pre-booked return travel costs, or the cost of your curtailment travel costs, whichever is the greater up to a maximum of £2,000 (excursion limited to £250) should you wish to return home due to an act of terrorism occurring within a 40 mile radius of your booked accommodation.
Epidemic or Pandemic Travel Restriction
£50 for each full 24 hour period up to a maximum of £500.
A benefit payable if, when you are abroad, you are prevented from leaving a country due to restrictions in travel caused by an epidemic or pandemic and will help with the cost of additional accommodation and living expenses.
The cover is not applicable under the following circumstances; You are travelling against Foreign Office or World Health Organisation advice or you have travelled to an area where the possibility of an epidemic or pandemic occurrence has already been announced.
When getting a Travel Insurance quote, you will be asked a number of questions to ensure you get the right quote for you. These will include:
- Have you ever been a smoker ?
- How long ago was your most recent procedure ?
- At any time before your most recent heart procedure, did you suffer a Heart Attack ?
- Have you had a Heart Attack at any time after your most recent heart procedure?
- Have you ever had any symptoms of Angina (eg chest pain, chest tightness) since your last procedure ?
- Can you always walk 200yds on the flat without becoming short of breath ?
- Have you been advised to take medication for High Blood Pressure ?
- Have you been advised to take medication to lower your Cholesterol ?
Usually, air travel does not pose a risk to someone who suffers from Heart Disease or has had a Heart Bypass.
There has been no evidence found to suggest that air travel may interfere with a Pacemaker.
The usual time period that you must wait before flying after a Heart Bypass is three weeks.
Complications such as Angina or an unstable condition will mean that it will be a longer wait before you are safe to fly.
There are some things to consider if you are planning a holiday abroad after Heart Bypass surgery.
- Do not travel if you are in an unstable condition.
- Check with your physician before planning a holiday to make sure that you are well enough to travel.
- Carry enough Medication to last you the trip, plus extras in case of delays or emergency.
- If you are travelling with someone, divide your Medication between you, in case a bag gets lost.
- Carry Medication in your hand luggage.
- Check with the airline's policy on carrying Medication on you during the flight.
- Carry a recent prescription on you plus a letter from your doctor describing your condition.
- Carry a list of emergency contact numbers on you.
- Do not travel to areas that have extremes of climate that could put excess pressure on your heart.
- Plan a relaxing holiday that will not require you to over exert yourself.
- Do not do any strenuous activities on holiday that you are not already doing in your daily life.
- Check where the nearest hospital(s) or clinics are to where you are going.
- Make a checklist of your medicines (including the brand name and general name) and names of medicines that are commonly used for the condition.
- Plan your route, make travel arrangements in advance and allow plenty of time for travel to avoid unnecessary stress.
- Try to avoid carrying too much by using a suitcase or bags with wheels.
- If you have a Pacemaker or Implantable Cardioverter Defibrillator (ICD), tell airport security staff as it may set off the metal detector.
- Bring the identification card for your device with you and ask to be hand searched, or checked with a handheld metal detector, which should not be placed directly over your device.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Heart Bypass or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.