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If you have had a Heart Attack in the past, you must have a Travel Insurance policy before leaving on your trip. In most cases, we can only offer Single Trip cover for those with a Heart Attack. It is possible to get an Annual Multi-Trip policy… Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR HEART ATTACK

Heart Attack Travel Insurance

If you have had a Heart Attack in the past, you must have a Travel Insurance policy before leaving on your trip.

In most cases, we can only offer Single Trip cover for those with a Heart Attack.

It is possible to get an Annual Multi-Trip policy depending on the answers to the medical questions and where you travel during the year.

Contact us by telephone at 0800 043 0020 / 01273 092 757.

Summary of Cover (per person)

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*Excess payables vary depending on the claim benefit.

JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this travel insurance coverage for heart attacks. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

When getting a quote for Travel Insurance to cover this condition, you will be asked several questions. These will include:

  • Have you ever had a Heart Bypass, an Angioplasty or a Coronary Stent?
  • Have you ever been a smoker?
  • How long ago was your most recent procedure?
  • Did you suffer a Heart Attack at any time before your most recent heart procedure?
  • Have you ever had any symptoms of Angina (e.g. chest pain, tightness) since your last system?
  • Have you had a Heart Attack at any time after your most recent heart procedure?
  • Can you always walk 200 yards on the flat without shortness of breath?
  • Have you been advised to take Medication for High Blood Pressure?
  • Have you been advised to take Medication to lower your Cholesterol level?

Travel Advice

When planning your holiday, there are several things to consider:

  • Do not travel too soon after a Heart Attack.
  • Do not travel if your condition is unstable.
  • Do not travel to an area that is at a high altitude.
  • Do not indulge in any strenuous Activities or Sports.
  • Plan a relaxed trip without a busy schedule.

It is essential to ensure that, if you are travelling after a Heart Attack, you plan for yourself a relaxed trip that will not have you over-exerting yourself. When choosing the type of holiday and location of the holiday, do consider the following points:

  • Avoid strenuous activity or areas that will involve over-exertion.
  • Make sure your hotel has a lift.
  • Do not visit an area requiring you to walk long distances, up steep inclines or several steps.
  • Avoid any extremes of climate.
  • Avoid any day trips that may over-exert you.
  • Use wheelie suitcases, which you will not have to lift or carry.
  • Ask for assistance at the Airport and Hotel in advance.
  • Avoid long bouts of air travel.
  • Travel by land or sea when possible.
  • Ensure you are properly immunised, as infection or illness can pose a greater risk to your health.
  • Carry sufficient amounts of Medication for the trip, with extras in case of delay or other emergencies.

Useful Website

British Heart Foundation


Travel Insurance Toolkit

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