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If you have had a Heart Attack in the post, it is very important that you have a Travel Insurance policy in place before you leave on your trip. In most cases, we will only be able to offer Single Trip cover for those who have had a Heart Attack. … Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR HEART ATTACK

Heart Attack Travel Insurance

If you have had a Heart Attack in the post, it is very important that you have a Travel Insurance policy in place before you leave on your trip.

In most cases, we will only be able to offer Single Trip cover for those who have had a Heart Attack.

It is possible to get an Annual Multi Trip policy depending on the answers to the medical questions and depending on where you are travelling to during the year.

To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

Please read the Restrictions and Exclusions of the policy.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Medical Questions

When getting a quote for Travel Insurance to cover this condition, you will be asked a number of questions. These will include:

  • Have you ever had a Heart Bypass, an Angioplasty or a Coronary Stent?
  • Have you ever been a smoker?
  • How long ago was your most recent procedure?
  • At any time before your most recent heart procedure, did you suffer a Heart Attack?
  • Have you ever had any symptoms of Angina (eg chest pain, chest tightness) since your last procedure?
  • Have you had a Heart Attack at any time after your most recent heart procedure?
  • Can you always walk 200 yards on the flat without becoming short of breath?
  • Have you been advised to take Medication for High Blood Pressure?
  • Have you been advised to take Medication to lower your Cholesterol level?

Travel Advice

When planning your holiday, there are a number of things to consider:

  • Do not travel too soon after a Heart Attack.
  • Do not travel if your condition is unstable.
  • Do not travel to an area that is at a high altitude.
  • Do not indulge in any strenuous Activities or Sports.
  • Plan a relaxed trip without a busy schedule.

It is important to ensure that, if you are travelling after a Heart Attack, you plan for yourself a relaxed trip that will not have you over exerting yourself. When choosing the type of holiday and location of holiday, do consider the following points:

  • Avoid strenuous activity or locations that will involve over exertion.
  • Make sure your hotel has a lift.
  • Do not visit an area that will require you to walk long distances, up steep inclines or a number of steps.
  • Avoid any extremes of climate.
  • Avoid any day trips that may over exert you.
  • Use wheelie suitcases, which you will not have to lift or carry.
  • Ask for assistance at the Airport and Hotel in advance.
  • Avoid long bouts of air travel.
  • Travel by land or sea when possible.
  • Make sure you are properly immunised, as infection or illness can pose a greater risk to your health.
  • Carry sufficient amounts of Medication for the trip, with extras in case of delay or other emergencies.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Emergency Medical Treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Covid+ policy covers Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Platinum Covid+ policy has cover including cancellation if you have been told to isolate due to COVID-19.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Useful Website

British Heart Foundation


Travel Insurance Toolkit

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  • Covered by the Financial Services Compensation Scheme
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