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Family Travel Insurance

If you are a Family it is important that you have the correct Travel Insurance policy in place before you go on holiday or any trips away from home. A cancellation of a holiday or the loss of a passport could upset your plans for the perfect trip, but with a JS Family Travel Insurance policy you can make sure that each person in the Family is covered. To get a quote…

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If you are a Family it is important that you have the correct Travel Insurance policy in place before you go on holiday or any trips away from home.

A cancellation of a holiday or the loss of a passport could upset your plans for the perfect trip, but with a JS Family Travel Insurance policy you can make sure that each person in the Family is covered.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Property £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Schedule Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Family Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Who is a Family Travel Insurance policy for?

As the name implies, Family Travel Insurance is suitable for a Family travelling together.

The group usually consists of two adults and children (up to the age of 17 years). There is no restriction as to how many children can be covered, so if you are a large Family of eight, we can still provide cover.

Also you should check what Sports and Activities are covered as standard and those that should be added to the quote.

So for example, if you plan to Scuba Diving on holiday or if you are going on a Skiing holiday, you will need to make sure these are listed on your policy.

We can provide cover on a Family Travel Insurance policy for Grandparents as well as Grandchildren as well as Foster or Adopted children. Unfortunately we are unable to provide Nephews or Nieces on a Family policy.

Single Trip or Annual Multi Trip?

If you only take one or two trips a year, it might be best to get a Single Trip Travel Insurance policy which will provide cover until the date you return to your home.

On the other hand, if you are going winter holiday and some short city breaks and a summer holiday, then an Annual Multi Trip Travel Insurance policy, might be more economical and easier to arrange, as you only have to purchase a policy once a year.

Travelling with Children

  • Get the kids to help with the packing and let them be involved in want to take with them. This gets easier as they get older and they have their own luggage.
  • If it is a long haul flight or car journey, make sure you have their favorite things at hand such as iPads and Phones, and for smaller children, their toys.
  • We provide Gadget Cover and this can be selected on the quote page.
  • Pack some favorite food, as children can get hungry at any point of the journey.
  • Keep them entertained with a travel tray from BeFamilyTravel 

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Pre Existing Medical Conditions

If you have or a member of the Family has any pre existing medical conditions, we are able to provide you with a policy. 

GET A QUOTE ONLINE

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Family Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

European Resident or Already Travelled

Globelink International offers Single Trip and Annual Multi Trip policies if you live in another European country.

This policy will also cover you if you have already left your home country and are already travelling and you need a policy that covers you for the rest of your trip.

GET A QUOTE ONLINE

Please check the Policy Wording for any Restrictions or Exclusions.

Useful Websites

Family Holidays and Tours

Lonelyplanet


Travel Insurance Toolkit

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