Trekking (up to 3,000 metres) Travel Insurance
Trekking is common in areas with rough terrain, such as mountains, cliffs, deserts and forests. Allowing trekkers to experience nature and immerse themselves into the wilderness is a core reason why the activity is incredibly popular across the world. To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017
Trekking is common in areas with rough terrain, such as mountains, cliffs, deserts and forests. Allowing trekkers to experience nature and immerse themselves into the wilderness is a core reason why the activity is incredibly popular across the world.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 firstname.lastname@example.org
JS Travel Insurance can provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
- Summary of cover
- About Trekking
- Mountain Rescue and Air Ambulance
- Trekking without a Guide (above 2,000 metres)
- Trekking to Higher Altitudes
- Popular Destinations for Trekking
- Common Injuries whilst Trekking
- Important Information
Summary of Cover
|Section & Cover*||Silver||Gold||Platinum|
|Cancellation or Curtailment||£1,000||£3,000||£7,500|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Scheduled Airline Failure||£1,500||£1,500||£1,500|
The above table of cover is for JS Travel Insurance Direct Policies up to a maximum of 3,000 meters altitude. These policies do not cover pre-existing medical conditions.
The Standard Excess applies to most benefits, however for some benefits the excess payable in the event of a claim may be nil, or it may be greater than the Standard Excess. Please see the Schedule of Benefits for full information.
Trekking is typically a long journey by foot, covering a certain distance in the day, followed by a rest in the evening which often involces a tent and campsite. The campground may be official or a spot in the wild back country. Trekking does not necessarily need to be done in remote country - you may trekk through more urban areas too.
Trekking can be an exhausting and physically demanding activity especially at higher altitudes. Each Trekker has to carry water, food, camping gear and clothes in a backpack, which may add additional discomfort or adventure to the journey depending how you look at it.
Mountain Rescue and Air Ambulance
JS Travel Insurance policies cover Mountain Rescue and Air Ambulance if medically necessary and this falls within the Medical Expenses claim limits. You must ring the 24hr Emergency Medical Assistance telephone number (detailed in your Policy Wording) for authorisation of the claim.
We recommend that you provide a copy of your Policy Number and the 24hr Emergency Assistance Telephone Number to other members in your Party so that they can call on your behalf if you are unable to call yourself.
Over recent years there has been a large increase in the number of Rescue Operators. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Claims for altitude sickness and the associated rescue have increased significantly. For this reason, it's important to authorise your claim with the Medical Assistant team to ensure resources are deployed to those who need it.
Trekking without a Guide (above 3,000 metres)
This Policy will cover you unguided up to 3,000m. For an unguided trek above 3,000m, please call us for a quote 0800 047 5065.
We can cover you unguided up to a maximum altitude of 6,000m. You will need to follow all safety guidelines. Please note, you will not be covered where you have willfully exposed yourself to peril (except where it is to save human life).
Trekking to Higher Altitudes
We can cover trekkers to an altitude of up to 8,848 meters, including Everest Base Camp and Everest Summit. Please call us for a quote on 0800 047 5065.
Popular Destinations for Trekking
Trekking is an adventurous activity most popular remote, wild, scenic and challenging parts of the world. From mountains to deserts and forests to coastlines, the activity appeals to those looking for a physical challenge and a ticket to places they would not usually access. Nepal, Peru and Tanzania are winners among the Trekking community.
Common Injuries whilst Trekking
Trekking at high altitudes above 3,000 metres such as the trek to Everest Base Camp can be an exhilarating experience but potentially uncomfortable experience. They may suffer bad weather, crossing difficult terrain and encounter wild animals.
During a trek, heat exhaustion, hypothermia and dehydration are serious concerns. To counteract the possible effects of these conditions, it is essential to stay hydrated while trekking by drinking plenty of fluids. It is also strongly recommended to wear protective clothing, several layers that are easy to add and remove according to your body heat; including trousers and long sleeves to protect your skin from harmful sun rays.
The change in altitude when Trekking means that the air becomes thinner and oxygen less available. These changes may have an adverse effect on your health. High-altitude sickness typically occurs at around 2,400 metres. Therefore, it will be vital to include some acclimatisation time when Trekking to 4,000 metres or above.
Trekking at high altitudes like this is advised against for people suffering from high blood pressure or a heart condition. This is because the increased altitude and decreased oxygen puts added stress on your heart, making it work harder and increasing blood pressure further.
This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.
Please read the Policy Wording for full details.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.