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Trekking in Morocco Travel Insurance

JS Travel Insurance provides cover for Trekking in Morocco up to 6,000 metres altitude.

GET A QUOTE ONLINE

Please select Hazardous Activities Category C on the quote page.

Alternatively, please contact us on 0800 047 5065 (FREE) or 01273 773 017 or email info@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Property - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Failure of Carrier £1,500 £1,500 £1,500
Standard Excess £100 £75 £0
Medical Excess £500 £150 £0

Additional Options (Additional Premium required):

We have add on extras so you can build the quote which most suits your needs. Here are some of the top options available:

Natural Catastrophe Cover - £9.00 per person - available on Silver, Gold, Platinum.
This provides additional cover up to £1,500 for cancellation and additional accomodation / transport expenses as a result of a catastrophic natural event which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.*

Missed Travel Connection Cover - £4.99 per person - available on  Silver, Gold, Platinum.
This extends your policy to provide up to £500 for additional transport and/or accomodation costs to enable you to get you to your pre-booked final destination, if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.*

Gadget Cover - £10.99 per person - available on Gold, Platinum.
Here we will pay up to £1000  for the intrinsic value or cost of repair of your gadgets (single item limit of £500), which are lost, stolen, damaged or destroyed. Unauthorised calls up to £75. Gadgets include: Mobile phones, ipads and tablet computers, e-readers, MP3 players, plus more.*

* Please see Policy Wording for full details.

Types of Policies

Single Trip

Most of our Customers take a Single Trip Policy. This will cover you from the day you depart your home to the day your return to to your home.

Annual Multitrip

If you take part in trekking adventures more than once in the year, you may benefit from an Annual Multitrip Policy instead of Single Trip Policies. The Annual Policy will cover you for unlimited trips throughout the year. You can select the maximum trip duration which best suits you: 31 / 45 / 61 / 93 days.

Policies that cover Pre Existing Medical Conditions

We can cover your Pre Existing Medical Conditions too - please call us on 0800 047 5065.

Alternatively, you can get a quote online - Click Here. For trekking between 3,000m and 6,000m, please select Hazardous Activities Category C.

Example Quotes (Single Trip)

The table below provides some example Premiums to cover trekking up to an altitude of 6,000 meters anywhere Morocco for 15 days.

Important: the rates do not reflect cover for pre-existing medical conditions - once you've completed your quote, the final premium will be shown. We cover most medical conditions, however in some cases we may not be able to provide you cover.

Age Bracket Silver Gold Platinum  
18-55 years £64.09 £83.16 £117.81  
56-60 years £63.80 £83.89 £113.42  
61-65 years £65.53 £87.22 £116.89  
66-70 years £78.19 £106.15 £142.83  
71-75 years £90.86 £125.10 £168.79  

Mountain Rescue and Air Ambulance

Our Policies all include Emergency Medical Expenses cover, which will cover claims for Mountain Rescue and Air Ambulance, as long as it's medically necessary. You will be given a 24hr Emergency Medical Assistance telephone number to call to authorise the claim.

Over recent years, claims for helicopter rescue have increase significantly, particularly relating to altitude sickness. As a result, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. There is now more rigor applied to the claims process to ensure that helicopter rescue is absolutely essential.

If you are Trekking with a reputable company, they should be happy for you to provide them with details of the Emergency Assistance Company, if you are unable to call yourself. We therefore strongly recommend that you inform your guide prior to departure.

Trekking without a Guide

JS Travel Insurance can provide cover for Trekking without a Guide. If you're trekking unguided between 3,000 metres to 9,000 metres, we will need to provide you with a specialist Policy. Please let us know your Trekking plans so we provide a policy which is suitable for you.

You are required to follow the safety guidelines for the level of Trekking you're doing and use the appropriate safety equipment. Please note that a General Exclusion of cover exists under your policy with us for claims arising directly or indirectly from your "wilful act of self exposure to peril (except where it is to save human life)".  If you require a policy that covers you for Trekking without a Guide, please call us on 0800 047 5065.

Trekking Travel Insurance FAQs

How high can I trek with this Travel Insurance policy in Morocco?

Up to 6,000 metres

  • Jabel Toubkal (4,167 metres)

  • Ouanoukrim (4,089 metres) 

  • M'Goun (4,071 m)

Some of these Treks can be covered under our Trekking up to 4,000 metres.

  • Jebel n'Tarourt (3,996 metres)

  • Jebel Aksoual (3,910 metres)

  • Ineghmar (3,892 metres)

  • Jbel Tignousti (3,819 metres)

What happens if I need Mountain Rescue and Air Ambulance?

If need be you can be rescued due to serious injury, altitude sickness or illness. If possible it is best that you telephone the Emergency Assistance Number on your Travel Insurance Certificate. In case that you are unable to contact them, you should take copies of your Travel Insurance Certificate, so that you can give one to the company that is organising the Trek and they will be able to contact the Emergency Assistance Company on your behalf.

When getting a quote, must I include the entire time I am away from home or can I just select the dates that I will be Trekking?

For a lower premium Policy, you must select the date you leave your home and the date you return to your home. However, we do have other Specialist Providers who can cover just the days you're trekking. Please let us know all dates of travel so we can provide a suibable and valid Policy to meet your needs.

Is my Trekking Equipment covered?

It is covered whilst in transit and whilst being stored, but not while it is being used. We have different Policies which will cover different amounts for Personal Baggage - please let us know how much your equipment is worth, we will then select the appropriate level of cover for you.

If I am injured or taken ill and I need Repatriation, am I covered by the Travel Insurance Policy?

Yes, all of our policies cover Repatriation back to your Home Country, if the medical treatment locally is not sufficient. This will need to be authorised by the Medical Assistance Sevice listed in your Policy documents.

What happens if I book my Travel Insurance and then there is a Natural Disaster in Morocco and I cannot travel?

The Policy will cover Cancellation if you are unable to travel due to a Natural Catastrophe, if this happens and it prevents you from flying to Morocco.

Natural Catastrophe covers fire, flood, earthquake, explosion, tsunami, volcanic eruption, landslide, avalanche, hurricane, cyclone or storm which is unforeseen and unknown at the time You purchased this insurance or booked Your Trip, whichever is the later.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Morocco?

You should always check with the FCO before booking any trip and confirm that travel to the area you plan to travel to is not restricted. If there is a restriction, then we cannot provide a Travel Insurance Policy. If you take out a Policy before the FCO advises it's not safe to travel, you will be covered for Cancellation.

How can I avoid Altitude Sickness?

It is recommended that the first day that you are at a high altitude, you should not try to walk or over exert yourself. Drinking  plenty of water will also help your body adjust to the altitude.

Can I drink the local water?

We would advise that you do not drink the local water. This may cause you to become ill and be unable to complete the Trek. You should take water purifiers with you.

Prepare before you go

Register your Travel Insurance Policy

Make sure when you get to your destination, register your Travel Insurance Policy with the Trekking Company that you have booked with and point out the 24 hour Emergency Medical Number.

In the case of your needing Mountain Rescue by Helicopter, the Mountain Rescue Services in Morocco will need your Travel Insurance details. Travel Insurance companies have their own preferred Operators, so ensure that you call or you have someone call on your behalf the 24 hours Emergency Assistance Company - they will also authorise the claim.

Get fit

Trekking between 2,000 and 6,000 metres is strenuous and the lack of oxygen after 2,500 metres makes Trekking difficult. You should always keep to your fitness levels and not try to go beyond them if you are not comfortable or confidant at this altitude.

You can buy products from this website that will help you acclimatize before you even leave the United Kingdom www.altitudecentre.com. This will not completely simulate Trekking in Morocco at altitude but it may help.

Trekking Gear

You should not take too much with you. The biggest mistake here is taking too much, not using half of it and being burdened with the weight of it.

  • Backpack
  • Lightweight Hiking Boots (wear them in before you go as you dont want heavy-blisters)
  • Thick Wool Socks
  • Trekking Pants, Thermal Tops (long sleeve) and Thermals Bottoms, Windproof Jacket, Lightweight Rain Jacket and T shirts.
  • Please check the weather before packing, if you plan on Trekking in August the temperature can rise up to 42 C, we would recommend packing lightweight and light coloured items.
  • Wide-brimmed hat or hat with neck cape - protects head, face, and neck, 100 UV protection Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit.

Choose a Reputable Trekking Company

If you are not organizing through a United Kingdom Operator then make sure you are Trekking with an authorised Trekking Agency with full licenses and registration from the Authorities. An agency has to have registration with Moroccos Ministry of Tourism to operate.

Vaccinations

When trekking in Morocco vaccines are not essential however we recommend you seek medical advice from your doctor, at least 4 weeks before you go and check you are up to date with the normal Vaccines.

Suggested Vaccinations for trekking in Morocco are:

  • Poliomyelitis
  • Tetanus (childhood boosters)
  • Typhoid
  • Hepatitis A (food and water diseases)
  • If you are planning to travel more rural parts of Morocco then it is recommended to cover yourself against diseases such as Hepatitis B and Rabies.

Major Risks when Trekking in Morocco

  • Sudden change in weather
  • Boulders & Rockfall
  • Thunderstorms and lightning
  • Floods

Medical Risks

  • Altitude Sickness
  • Sun Exposure
  • Injury
  • Disease

Visa Requirements

A return ticket and a passport with a minimum of 3 months validity beyond the duration of your stay are required by all travellers to Morocco.

Visas are not required by the following:

  1. British, European Union (EU), Australian, Canadian, USA and Japanese nationals for stays of up to three months. If you require staying longer then 3 months you must visit the local police station to apply, this must be done within 15 days of arrival.
  2. You will not be required to show any Trekking Permits for Morocco.

Useful Websites and Information

www.trekkinginmorocco.com/en/home - Tour operators offering lots of different routes for Trekking in Morocco, including family treks, atlas mountains and more.

www.tourdust.com/products/africa/morocco?activity=walking-trekking&itineraries=all#category-itineraries - Lots of useful information regarding different tours and easy booking faciltities.

www.fitfortravel.nhs.uk/destinations/africa/morocco.aspx - lots of useful information regarding vaccinations and travelling to Morocco.

www.intrepidtravel.com/adventures/expedition-hiking-morocco-photos - blog on somone's personal experience and what to expect when Trekking in Morocco.

www.moroccanembassylondon.org.uk/en/viisa.html - Information regarding Visas and requiremnts before entering the country.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.


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