Trekking (up to 6,000 metres) Travel Insurance
Trekking up to 6,000 metres of altitude are among the most challenging outdoor pursuits, mainly because of the lack of oxygen in the air. Trekking is a challenge on foot which offers travellers the chance to experience spectacular views in remote areas filled with natural beauty and wildlife. Trekking up hills, mountains and tough terrain is popular and rewarding.
- Summary of cover
- Mountain Rescue and Air Ambulance
- Trekking without a Guide
- Trekking Travel Insurance FAQs
- Trekking above 6,000 metres
- Common Injuries
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
Mountain Rescue & Air Ambulance
JS Travel Insurance policies cover Mountain Rescue and Air Ambulance (if medically necessary) - this falls within Emergency Medical Expenses. You will need to telephone the 24hr Emergency Medical Assistance Service (detailed in your Policy Wording) for authorisation of the claim.
We recommend that you provide a copy of your Policy Number and the 24hr Emergency Assistance Telephone Number to members of your group so they can call on your behalf, if you are unable to call yourself.
Over recent years, there has been a large increase in the number of Rescue Operators; claims for altitude sickness and the associated rescue have increased significantly. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Therefore, it's important to get claim authorisation from the Medical Assitance Team to ensure an Air Ambulance is completely necessary.
Trekking without a Guide
If you're Trekking above 3,000 metres altitude without a guide, we will need to give you a specialist Policy - please notify us when you call for a quote (0800 047 5065).
We can cover persons unguided up to a maximum altitude of 6,000 metres, although for some altitudes (e.g. Everest Summit), we may ask for some information about experience and preparation you've done before we can provide a quote. Please note, you will not be covered where you have willfully exposed yourself to peril (except where it is to save human life).
Trekking Travel Insurance FAQs
Can I get a Policy to cover just part of my holiday when I am Trekking?
Yes. We have specialist Policies to cover only the days you are trekking, however the Premiums may be slightly higher.
Therefore, our Customers tend to opt for a Policy which starts when you leave your home and ends when you return to your home, due to lower Premiums. Please ensure you provide all dates of travel so we can provide a suibable and valid Policy.
Call us today to get your quote, on 0800 047 5065.
Is my Trekking Equipment covered?
Yes - this falls under Personal Belogings cover, but only whilst it is in transit or stored, and not whilst it is being used.
Let us know how much equipment cover you need so that the quote is suitable for you.
Will you cover Repatriation if I need to be brought back to the UK if I'm ill?
Yes - all of our Policies cover Repatriation back to your Home Country, if the medical treatment locally is not sufficient. This must be authorised by the 24hr Medical Assitance Service - you can find their telephone number in your Policy documents.
What happens if I book my insurance and then there is a Natural Disaster in my chosen Destination and I cannot travel?
To reclaim the costs of pre-booked accomodation and travel incurred, you will need to add Natural Catastrophe cover to your Policy for an Additional Premium. This will cover you for cancellation for events which disrupt your travel, such as fire, flood, earthquake, explosion, tsunami, volcanic eruption, landslide, avalanche, hurricane, cyclone or storm which is unforeseen and unknown at the time you purchased this insurance or booked Your Trip, whichever is the later.
If the Natural Catastrophe occurs whilst you're in your Travel Destination, this special cover will provide you with an amount to cover daily additional expenses (e.g. transport costs necessarily incurred) plus replacement accommodation expenses. T&Cs apply.
Please call us today for a quote, on 0800 047 5065.
What happens if I book my Travel Insurance and the Foreign and Commonwealth Office advise me not to travel to my Destination?
The Policy will require you to ensure you're not travelling to areas against the advice of the Foreign and Commonwealth Office (FCO). Therefore, check their website for information before booking your trip. You should also check this information whilst your travelling if you are going to more than one country.
If you take out a Policy before the FCO advises its not safe to travel, you will be covered for cancellation of pre-booked accomodation and travel. If the Policy is taken out after the FCO issues advice that it's not safe to travel, you will not be covered.
How can I avoid Altitude Sickness ?
It is recommended that the first day that you are at a high altitude, you should keep exersions to a minimum. It is also recommend that you drink up to 3 litres of water a day.
Trekking Above 6,000 metres
Planning to push yourself above 6,000 metres? JS Travel Insurance can cover trekkers to an altitude of up to 8,848 meters, including Everest Summit.
Please call us for a quote on 0800 047 5065.
Trekking at high altitudes (above 2,000 metres) is exhilarating, but it carries risk of injury, which is why specific insurance to cover this activity is vital. If the altitide you're trekking to is not covered by the premium, then your claim for Emergency Medical Expenses will not be covered.
Risks are heightened due to rough terrain, adverse weather conditions and wild animals. As you trek to higher altitudes, the air becomes thinner and oxygen becomes less available which can lead to altitude sickness. Dehydration and muscle spains are also common injuries.
This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.