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Trekking in Nepal Travel Insurance

JS Travel Insurance provides cover for Trekking to Nepal up to 6,000 metres altitude. We also cover Trekking to Everest Base Camp, which is at 5,368 metres altitude.

If you would like to speak to someone and get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

Mountain Rescue and Air Ambulance

JS Travel Insurance policies cover Mountain Rescue and Air Ambulance in Nepal if medically necessary and this falls within the Medical Expenses claim limits. Over recent years there has been a large increase in the number of Rescue Operators. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Claims for altitude sickness and the associated rescue have increased significantly with many travel insurers now excluding Trekking at high altitude as a consequence.

If you are Trekking in Nepal with a reputable company, they should be happy for you to provide them with details of the Emergency Assistance Company, if you are unable to call yourself. We therefore strongly recommend that you inform your guide prior to departure.

Trekking without a Guide

JS Travel Insurance can provide cover for Trekking without a Guide. You are required to follow the safety guidelines for the Trekking and use the appropriate safety equipment. Please note that a General Exclusion of cover exists under your policy with us for claims arising directly or indirectly from your "wilful act of self exposure to peril (except where it is to save human life)".  If you require a policy that covers you for Trekking without a Guide, please go to our ADVENTURES website and select: Trekking 4,000m to 6,000m.

Single Trip

Most of our Customers take a Single Trip Policy (the average duration for trips to Nepal and Trekking is 19 days). This will cover you from the day you depart your home to the day your return to to your home. This is our most popular type of Policy for Trekkers travelling to Nepal


However if you are going travelling for a year or more (we can cover up to 2 years away from home with one trip back home during the cover dates), you will require a Backpacker Policy and are going to be Trekking in Nepal.  

Annual Multi Trip 

Also with our Annual Travel Policy which will cover you for as many trips throughout the year and we can include Trekking up to 6,000 metres. These Annual Multi Trip policies limit you to trips of no longer that 31 or 45 days trip duration. These policies will allow you to trek as much as you like within these trip durations. We do have Annual Multi Trip policies that can cover 61 and 93 days trip durations.

Medical Conditions

Should you have any Pre Existing Medical Conditions, we can still provide cover, please contact us for a quote on the telephone number provided or Click Here for a quote.

Summary of Cover

Section & Cover Limit Per Person Excess
Cancellation or Curtailment £3,000 £50
Medical Expenses £5,000,000 £50
Emergency Repatriation £5,000,000 £50
Personal Baggage £1,750 £50
Money & Cash £500 £50
Travel Delay £100 -
Holiday Abandonment £3,000 £50
Missed Departure £750 -
Legal Expenses £25,000 £100

Trekking Travel Insurance FAQs

How high can I trek with this Travel Insurance policy in Nepal ?

Up to 6,000 metres

  • Everest Base Camp (5,368 metres)
  • Yala Peak (5520 metres ) 
  • Pokhalde Peak (5,806 metres ) 
  • Annapurna Circuit (5,416 metres)
  • Manaslu Circuit (5,115 metres)
  • Ghorepani Poon Hill (3,210 metres)
  • Langtang Valley Trek (4,984 meters)
  • Upper Mustang (3,810 metres)
  • Kanchanjunga Base Camp (5,160 metres)
  • Gokyo Ri (5,357 metres)
  • Upper Dolpo (5,250 metres)

What happens if I need Mountain Rescue and Air Ambulance ?

If need be you can be rescued due to serious injury, altitude sickness or illness.

If possible it is best that you telephone the Emergency Assistance Number on your Travel Insurance Certificate. In case that you are unable to contact them, you should take copies of your Travel Insurance Certificate, so that you can give one to the company that is organising the Trek.

When getting a quote, must I include the entire time I am away from home or can I just select the dates that I will be Trekking ?

You must always select the date you leave your home until the date you return to your home. We can provide cover just for the dates that you will be Trekking, this policy is not available online and you would need to contact us for a quote.

Is my Trekking Equipment covered ?

It is covered whilst it is in transit and whilst being stored, but not whilst it is being used.

What happens if I miss an internal flight ?

We can cover Internal Flights with one of our Insurance Providers. Please contact us for a quote for Internal Flights cover. The policies online only covers the first outbound flight and the last inbound flight.

If I am injured or taken ill and I need Repatriation, how am I covered by the Travel Insurance policy ?

All of our policies cover Repatriation back to your Home Country.

What happens if I book my Travel Insurance and then there is a Natural Disaster in Nepal and I cannot travel ?

The policy will cover Cancellation if you are unable to travel due to a Volcanic Eruption, if this happens and it prevents you from flying to Nepal. We can provide cover for other Natural Catastrophe, please contact us for a quote. A Cancellation claim will only be honored as long as there was no previous notice of a Natural Catastrophe before you purchase a policy.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Nepal ?

You should always check with the FCO before booking any trip and confirm that travel to the area you plan to travel to is not restricted. If there is a restriction, then we cannot provide a Travel Insurance policy. If you take out a Policy before the FCO advises its not safe to travel then you are covered for cancellation if this changes before you travel.

Can I book Travel Insurance for just a few days Trekking ?

Yes we can provide cover for one off days, please call or email us with the details and we will be happy to send you a quote. Please call us on 0800 047 5065 (FREEPHONE) or 01273 773 107 or via email: info@jsinsurance.co.uk

How can I avoid Altitude Sickness ?

It is recommended that the first day that you are at a high altitude, you should not try to walk or over exert yourself. It is also recommend that you drink up to 3 litres of water a day.

Can I drink the local water ?

We would advise that you do not drink the local water. This may cause you to become ill and be unable to complete the Trek. You should take water purifiers with you.

Prepare before you go

Register your Travel Insurance Policy

Make sure when you get to your destination, you register your Travel Insurance policy with the Trekking Company that you have booked with. Copy your Travel Insurance Certificate and give it to them and point out the 24 hour Emergency Medical Number.

In the case of your needing Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details. Travel Insurance companies have their own preferred Operators, so ensure that you call or you have someone call on your behalf the 24 hours Emergency Assistance Company.

Get fit

Trekking up to 6,000 metres is not for the faint hearted, its strenuous and the lack of oxygen after 2,500 metres makes Trekking difficult . You should always keep to your fitness levels and not try to go beyond, if you are not comfortable or confidant at this altitude.

You can buy products from this website www.altitudecentre.com  that will help you acclimatize before you even leave your home country. This will not completely simulate Trekking in Nepal at altitude but it will help.

Trekking Gear

You should not take too much Personal Baggage. The biggest mistake here is taking too much, not using half of it and being burdened with the weight of it.

  • Backpack
  • Lightweight Hiking Boots (wear them in before you go as you don't want heavy blisters)
  • Thick Wool Socks
  • Trekking Pants (water proof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T shirts
  • Woolen or Peaked Hat, Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit

Reputable Trekking Company

If you are not organizing through a United Kingdom Operator then make sure you are Trekking with an authorised Trekking Agency with proper licenses and registration from the Authorities. An agency has to have registration with Nepal Government Nepal Tourism Board (NTB) and Trekking Agencies Association of Nepal (TAAN) to operate.

If the Trekking Agency does climbing, then they also need to be registered with the Nepal Mountaineering Association (NMA).

Check the registered ones on TAAN via TAANs website.


See your Doctor four weeks before you go and check you are up to date with the normal Vaccines.

Important Vaccinations ones for Nepal are:

  • Japanese Encephalitis (especially if you are going between August and October)
  • Rabies
  • Typhoid
  • Hepatitis A and B

Major Risks when Trekking

  • Sudden change in weather
  • Avalanches and Snow drifts
  • Landslides and flooding
  • Glacial crevasses and hollows
  • Thunderstorms and lightning
  • Leeches

Medical Risks

  • Altitude Sickness
  • Sun Exposure
  • Injury
  • Diseases

Visa Requirements

You can get a VISA on arrival in Nepal at Tribhuvan International Airport. The duration of a VISA are 15 ,30 or 90 days are available for $25, $40 or $100.

A valid permit and TIMS Card (Trekkers Information Management System) are needed to enter the Trekking Regions. See the Naturally Nepal website for details.

Volunteering in Nepal

Be careful and make sure you are going to be working with a reputable Organisation.

The Social Welfare Council in Nepal has a list of registered Volunteer organisations, you can get a copy by sending an email to info@swc.org.np

Useful Websites and Information

www.treknepal.com - Good site written by locals, lots of information about permits, Trekking routes and local Nepalese customs.

www.thelongestwayhome.com - good travel guide for lots of destinations. Site has been operating since 2005. 

www.experiencethehimalayas.com - cool site, also covers Morocco and lots of information about Trekking all the way up to the Everest Base Camp.

www.upeverest.com  - Really well designed clear website full of interesting information about Everest and surrounding treks.

www.nepalhikingteam.com -  This is a local reputable Trekking agency that has been established since 2008. Covers all the main treks for Nepal.

www.themountaincompany.co.uk - Superb site full of infomation and booking facilities 

www.oufitternepal.com - This is again a good local Trekking company run by Nepalese with all the credentails required.

www.welcomenepal.com - This is te the official Tourism site for Nepal, full of infomation about visas, permits and everything you can do in Nepal. A must read for all visiting Nepal.

This insurance is underwritten by Inter Partner Assistance SA, a member of the AXA Group. Inter Partner Assistance SA, an insurance company incoprorated in Belgium. whose registered office is at Avenue Louise, 166 - Bte 1 - 1050 Brussels, regulated by the Belgium Financial Services and Market Authority and by the National Bank of Belgium under code no. 0487.

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