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Trekking Nepal Travel Insurance

One of the most popular destinations for Trekking is the country of Nepal. A landlocked counrty in South Asia.

There are a number of different Trekking Trails you can take. If you are planning a trip, you will need to get a Travel Insurance policy in place before your trip begins.

Search and Rescue: Unique to JS Travel Insurance policies, we are able to provide Search and Rescue up to £50,000 in the event of an accident or injury whilst taking part in Trekking to 6,000 metres.


Please Note: This policy will provide cover up to the age of 64 years of age and does cover Personal Liability and Personal Accident.

Please check the Terms and Conditions for any Restrictions or Exclusions.

To get a quote by telephone or email, contact us on 01273 773 422 info@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical & Emergency Expenses £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

Adventure Sports Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Emergency Medical treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.

Search and Rescue

This policy covers a unique benefit of Search and Rescue while Trekking up to 6,000 metres.

This is a separate to Emergency Medical Helicopter Rescue (where your location is known).

Search & Rescue will cover up to £50,000 with a claims excess of £500.

A Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance telephone number to members of your Group or Guide so they can call on your behalf, if you are unable to call yourself.

Trekking FAQs

How high can I trek with this Travel Insurance policy in Nepal ?

  • Everest Base Camp (5,368 metres)
  • Yala Peak (5,520 metres ) 
  • Pokhalde Peak (5,806 metres ) 
  • Annapurna Circuit (5,416 metres)
  • Manaslu Circuit (5,115 metres)
  • Ghorepani Poon Hill (3,210 metres)
  • Langtang Valley Trek (4,984 meters)
  • Upper Mustang (3,810 metres)
  • Kanchanjunga Base Camp (5,160 metres)
  • Gokyo Ri (5,357 metres)
  • Upper Dolpo (5,250 metres)

Do I have to cover all of my travel dates (departure and return dates to my country of Residents) or can I cover only the dates that I will be Trekking ?

Most policies require you to select the date you leave your home until the date you return to your home. We can provide cover just for the dates that you will be Trekking - you would need ot call us for a quote.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Nepal ?

You should always check with the FCO, before booking any trip and confirm that travel to the area you plan to travel to is not restricted. If there is a restriction, then we cannot provide a Travel Insurance policy. If you take out a policy before the FCO advises its not safe to travel then you are covered for Cancellation if this changes before you travel.

How can I avoid Altitude Sickness ?

It is recommended that on the first day you're at a high altitude, you should avoid walking or over exerting yourself. It is also recommend that you drink up to 3 litres of water per day.

Top 10 tips for Avoiding Altitude Sickness

Can I drink the local water ?

We would advise that you do not drink the local water. This may cause you to become ill and be unable to complete the Trek. You should take water purifiers with you.

Prepare Before You Go

Register your Travel Insurance

Make sure when you get to your destination, you register your Travel Insurance policy with the Trekking Company that you have booked with. Copy your Travel Insurance Certificate and give it to them and point out the 24 hour Emergency Assistance Number.

In the case of your needing Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details.

Get fit

Trekking in Nepal is an amazing experienvce but it can be strenuous and the lack of oxygen after 2,500 metres makes Trekking in Nepal difficult.

You can buy products from this website www.altitudecentre.com that will help you acclimatize before you even leave your home. This will not completely simulate Trekking in Nepal at altitude but it can help.

Trekking Gear

The biggest mistake here is taking too much Gear with you as this will slow you down and may make the Trek uncomfortable.

  • Backpack
  • Lightweight Hiking Boots
  • Thick Wool Socks
  • Trekking Pants (water proof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T shirts
  • Woolen or Peaked Hat, Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit

Volunteering in Nepal

Be careful and make sure you are going to be working with a reputable Organisation.

The Social Welfare Council in Nepal has a list of registered Volunteer organisations, you can get a copy by sending an email to info@swc.org.np

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Trekking in Nepal.

You can also add High Value Items, such as Sports Gear (including Trekking equipment), Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

www.treknepal.com - Good site written by locals, lots of information about permits, Trekking routes and local Nepalese customs.

www.thelongestwayhome.com - good travel guide for lots of destinations. Site has been operating since 2005. 

www.experiencethehimalayas.in - cool site, also covers Morocco and lots of information about Trekking all the way up to the Everest Base Camp.

www.nepalhikingteam.com -  This is a local reputable Trekking agency that has been established since 2008. Covers all the main treks for Nepal.

www.themountaincompany.co.uk - Superb site full of infomation and booking facilities 

www.oufitternepal.com - This is again a good local Trekking company run by Nepalese with all the credentails required.

www.welcomenepal.com - This is te the official Tourism site for Nepal, full of infomation about visas, permits and everything you can do in Nepal. A must read for all visiting Nepal.

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