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Trekking Nepal Travel Insurance

Nepal, a landlocked country in South Asia, is one of the most popular destinations for Trekking.

There are several different Trekking Trails you can take. If you are planning a trip, you must get a Travel Insurance policy before your journey begins.


We can cover the days you will participate in Trekking if you already have a Travel Insurance policy. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage, and use.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Trekking Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited, authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Trekking Travel Insurance FAQs

1. How high can I trek with this Travel Insurance policy in Nepal?

  • Everest Base Camp (5,368 metres)
  • Yala Peak (5,520 metres ) 
  • Pokhalde Peak (5,806 metres ) 
  • Annapurna Circuit (5,416 metres)
  • Manaslu Circuit (5,115 metres)
  • Ghorepani Poon Hill (3,210 metres)
  • Langtang Valley Trek (4,984 meters)
  • Upper Mustang (3,810 metres)
  • Kanchanjunga Base Camp (5,160 metres)
  • Gokyo Ri (5,357 metres)
  • Upper Dolpo (5,250 metres)

2. Do I have to cover all my travel dates (departure and return dates to my country of Residence), or can I cover only the dates I will be Trekking?

Most policies require you to select the date you leave your home until the date you return to your home. We can cover the dates you will be Trekking - you need to call us for a quote.

3. What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advises not to travel to Nepal?

Before booking any trip, you should always check with the FCO and confirm that travel to the area you plan to travel to is not restricted. If you take out an approach before the FCO advises it's not safe to travel, then you are covered for Cancellation if this changes before you travel. We cannot provide a Travel Insurance policy if there is a restriction.

4. How can I avoid Altitude Sickness?

On the first day, you're at a high altitude, so it is recommended that you avoid walking or overexerting yourself. Drinking up to 3 litres of water per day is also recommended.

Top 10 Tips for Avoiding Altitude Sickness

5. Can I drink the local water?

We would advise that you do not drink the local water. This may cause you to become ill and be unable to complete the Trek. It would be best if you took water purifiers with you.

Prepare Before You Go

Register your Travel Insurance

When you reach your destination, register your Travel Insurance policy with the Trekking Company you booked with. Copy your Travel Insurance Certificate, give it to them, and point out the 24-hour Emergency Assistance Number.

Regarding your need for Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details.

Get fit

Trekking in Nepal is a fantastic experience, but it can be strenuous, and the lack of oxygen after 2,500 metres makes Trekking in Nepal difficult.

You can buy products from this website, www.altitudecentre.com, which will help you acclimate before leaving home. This will not wholly simulate Trekking in Nepal at altitude, but it can help.

Trekking Gear

The biggest mistake here is taking too much Gear with you, as this will slow you down and may make the Trek uncomfortable.

  • Backpack
  • Lightweight Hiking Boots
  • Thick Wool Socks
  • Trekking Pants (waterproof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T-shirts
  • Woollen or Peaked Hat, Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit

Volunteering in Nepal

Be careful and ensure you will be working with a reputable Organisation.

The Social Welfare Council in Nepal has a list of registered Volunteer organisations; you can get a copy by sending an email to info@swc.org.np

Useful Websites

www.treknepal.com - A good site written by locals, with lots of information about permits, Trekking routes and local Nepalese customs.

www.thelongestwayhome.com - good travel guide for lots of destinations. The site has been operating since 2005. 

www. Experience the Himalayas. In - a cool place, it also covers Morocco and lots of information about Trekking up to the Everest Base Camp.

www.nepalhikingteam.com -  This is a reputable local Trekking agency established in 2008. Covers all the main treks for Nepal.

www.themountaincompany.co.uk - Superb site full of information and booking facilities 

www.oufitternepal.com - This is again an excellent local Trekking company run by Nepalese with all the credentials required.

www.welcomenepal.com - This is the official Tourism site for Nepal, full of information about visas, permits and everything you can do in Nepal. A must-read for all visiting Nepal.

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