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Trekking Everest Base Camp Travel Insurance

If it becoming more and more popular to make the trek to Everest Base Camp and it is also important that you have the correct Travel Insurance policy in place before you leave your home country.

Everest Base Camp (South) is in Nepal at an altitude of 5,364 metres, whilst Everest Base Camp (North) is in Tibet at 5,150 metres.

Please select Trekking Everest Base Camp (Fully organised tours only).


This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the day or days that you will be Trekking (Everest Base Camp) if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Trekking Everest Base Camp Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Trekking Everest Base Camp Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Search and Rescue

We can provide Search and Rescue whilst taking part in Trekking Everest Base Camp.

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Medical Exclusion

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Trekking Travel Insurance FAQs

1. How high can I trek with this Travel Insurance policy to Everest Base Camp?

This policy will allow you to trek up to 6,000 metres above sea level.

There are two Everest Base Camps, one is situated on the mountain's north side in Tibet and is known as North Base Camp; the other lies in Nepal on the south side of the mountain and is called South Base Camp.

2. If I am injured or taken ill and need to be brought home to get the treatment I need, am I covered by the Travel Insurance policy?

All of our policies cover Repatriation back to your Home Country if the treatment locally is not sufficient. This must be authorised by the Medical Assistance Service - your policy documents have all the details.

3. What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advises not to travel to Nepal?

You should always check with the Foreign and Commonwealth Office before booking any trip and confirm that travel to the area you plan to travel to is not restricted.

If you take out a Policy before the FCO advises it's not safe to travel then you are covered for cancellation if this changes before you travel.

4. How can I avoid Altitude Sickness?

It is recommended that the first day that you are at a high altitude, you should not try to walk or over-exert yourself. It is also recommended that you drink up to 3 litres of water a day.

Top 10 tips for Avoiding Altitude Sickness 

5. Can I drink the local water in Nepal?

We would advise that you do not drink the local water without treating the water first. This may cause you to become ill and be unable to complete the Trek. You should take water purifiers with you, or buy filtered water or bottled when possible.

Prepare Before You Go

Register your Travel Insurance

Make sure when you get to your destination provide a copy of your Travel Insurance Policy with the Trekking Company that you have booked with and point out the 24-hour Emergency Assistance Number.

If you request Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details.

Travel Insurance companies have their preferred Operators, so ensure that you call (or you have someone call on your behalf) the 24 hours Emergency Assistance Service listed in your Policy Documents.

Get fit

Trekking up to Everest Base Camp can be strenuous and the lack of oxygen after 2,500 metres makes the trekking a challenge.

You should always keep to your fitness levels and not go beyond your limits, especially if you are not comfortable or confident at this altitude.

Acclimatisation is important. Here's a link to a retailer who provides products aimed to help you acclimatise before you even leave your home country https://www.altitudecentre.com.

Trekking Gear

Pack light! One of the biggest mistakes is taking too much gear and not using half of it, but being burdened with the weight of it.

  • Backpack
  • Lightweight Hiking Boots (wear them in before you go to avoid getting blisters)
  • Thick Wool Socks
  • Trekking Pants (waterproof), Thermal Tops (long sleeve), Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T-shirts
  • Woollen or Peaked Hat, Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungee Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit.

Reputable Trekking Companies

It is best practice to book your Trekking experience through a reputable UK company - lookout for reviews and recommendations and choose a company that will provide a safe and well throughout the experience.

If choosing a company that is not registered in the UK, choose one which is registered with an Authorised Trekking Agency and holds proper licenses and registration from the Authorities. An agency has to have registration with the Nepal Government Trekking Agencies Association of Nepal (TAAN) to operate.

If the Trekking Agency does Climbing, then they also need to be registered with the Nepal Mountaineering Association (NMA).


Vaccinations sometimes require jabs across a long period (sometimes over 3 months), so see your doctor as soon as you can to schedule your vaccines.

You can check the NHS website for all current Vaccinations required for Nepal.

Common Vaccinations required include:

  • Japanese Encephalitis (especially if you are going between August and October)
  • Rabies
  • Typhoid
  • Hepatitis A and B
  • Diphtheria, Tuberculosis, Polio & Tetanus

Visa Requirements

There are specific entry requirements for Nepal - visit the UK Government website for information.

A valid Permit and TIMS Card (Trekkers Information Management System) are needed to enter the Trekking Regions.

Pre-Existing Medical Conditions

If you are taking part in an Activity, such as Trekking to Everest Base Camp and you have a pre-existing medical condition, it is advisable to declare the medical conditions before your trip.


This policy will provide cover up to the age of 69 years.

With such a physical and exhilarating activity, for your peace of mind to have the medical conditions covered means you do not need to worry about any medical claims you may need to make during or after the trip

Covid-19 / Coronavirus Cover

Our Trekking Everest Base Camp policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

World Nomads

JS Travel Insurance has another provider World Nomads that covers Trekking (up to 6,000 metres).

You can also add High-Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


This Policy does cover Personal Liability and Personal Accident.

When you select the cover you wish to purchase Standard Plan or Explorer Plan, you can add Sports & Adventure Activities such as Trekking Everest Base Camp.

Please read the Policy Wording for any Restrictions and Exclusions.

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