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Trekking Everest Base Camp Travel Insurance

If you are planning a trip to Nepal and will be Trekking to Everest Base Camp, you will need a Travel Insurance policy before you leave your home.

We provide cover for Trekking to Everest Base Camp. South Base Camp is in Nepal at an altitude of 5,364 metres, whilst North Base Camp is in Tibet at 5,150 metres which sits at 5,368 metres above sea level. Most of our customers take a Single Trip Policy for 14 days on average - 8 days climbing to Everest Base Camp, 4 days descending and 2 days to travel to and from Nepal or Tibet. The Policy will cover you for Trekking but not Mountaineering (No cover where ropes, picks or other specialist climbing equipment is required).


Please select Hazardous Activities Category C on the quote page for Trekking to Everest Base Camp up to 6,000 metres.

Alternatively, please contact us on 0800 047 5065 (FREE) or 01273 773 017 or email: info@jsinsurance.co.uk

JS Travel Insurance can provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Property - £2,000 £3,000  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Failure of Carrier £1,500 £1,500 £1,500
Standard Excess £100 £75 £0
Medical Excess £500 £150 £0

 Additional Options

We have add on extras so you can build the quote which most suits your needs. Here are some of the top options available:

Natural Catastrophe Cover - £9.00 per person - available on Silver, Gold, Platinum.
This provides additional cover up to £1,500 for cancellation and additional accommodation / transport expenses as a result of a catastrophic natural event which is unknown and unforeseen at the time you purchase the Travel Insurance or book your holiday, whichever is the latter.

Missed Travel Connection Cover - £4.99 per person - available on Silver, Gold, Platinum.
This extends your policy to provide up to £500 for additional transport and / or accommodation costs to enable you to get you to your pre-booked final destination, if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.

Gadget Cover - £10.99 per person - available on Gold, Platinum.
Here we will pay up to £1000  for the intrinsic value or cost of repair of your Gadgets (single item limit of £500), which are lost, stolen, damaged or destroyed. Unauthorised calls up to £75. Gadgets include: Mobile phones, ipads and tablet computers, e-readers, MP3 players, plus more.

Mountain Rescue and Air Ambulance

JS Travel Insurance policies cover Mountain Rescue and Air Ambulance if medically necessary and this falls within the Medical Expenses claim limits. You must ring the 24hr Emergency Medical Assistance telephone number (detailed in your Policy Wording) for authorisation of the claim.

We recommend that you provide a copy of your Policy Number and the 24hr Emergency Assistance Telephone Number to other members in your Party so that they can call on your behalf if you are unable to call yourself.

Over recent years there has been a large increase in the number of Rescue Operators. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Claims for altitude sickness and the associated rescue have increased significantly. It is therefore important to get claim authorisation from the Medical Assitance Team to ensure that resources are being deployed for those who really need air ambulance.

Trekking without a Guide

We can cover you unguided under a Specialist Policy, however will need to follow all safety guidelines and ensure you've got suitable skills. Please note, you will not be covered where you have willfully exposed yourself to peril (except where it is to save human life).

Call us today to get your quote, on 0800 047 5065.

Trekking Travel Insurance FAQs

How high can I trek with this Travel Insurance policy to Everest Base Camp ?

Trekking Everest Base Camp will allow you to trek up to 6,000 metres above sea level.

There are two Everest Base Camps, one is situated on the mountains north side in Tibet and is known as North Base Camp; the other lies in Nepal on the south side of the mountain and is called South Base Camp. Both camps are located at an altitude above 5,000 metres.

Because Trekkers need two permits to access North Base Camp; one by the Chinese government and one to enter Tibet, South Base Camp in Nepal is by far the most popular Trek.

Most trekkers start off in Lukla, after flying there from Kathmandu, and hike two days to Namche Bazaar, Nepals Sherpa capital. After one day of acclimatisation, the trekkers hike another two days to Dingboche. There, they acclimatise for another day, before their two day trek to Everest Base Camp.

Can I get a Policy to cover just a few days of Trekking?

Yes. We have specialist policy to cover only the days you are Trekking, however the premiums may be slightly higher.

Therefore, our Customers tend to opt for a policy which starts when you leave your home and ends when you return to your home, due to lower premiums. Please ensure you provide all dates of travel so we can provide a suitable and valid policy.

Is my Trekking Equipment covered?

It is covered under Personal Belogings whilst it is in transit and whilst being stored, but not whilst it is being used.

Let us know how much your equipment is currently worth (including deprecation value) so that we can select a level of cover which has a suitable level of cover.

If I am injured or taken ill and need to be brought home to get the treatment I need, am I covered by the Travel Insurance policy?

All of our policies cover Repatriation back to your Home Country, if the treatment locally is not sufficient. This must be authorised by thje Medical Assitance Service - your Policy documents will contain a 24 hour emergency telephone number for you to call.

What happens if I book my Travel Insurance and then there is a Natural Disaster in Nepal and I cannot travel?

We can provide cover for Natural Catastrophe - this must be added to your Policy to cover fire, flood, earthquake, explosion, tsunami, volcanic eruption, landslide, avalanche, hurricane, cyclone or storm which is unforeseen and unknown at the time you purchased this insurance or booked Your Trip, whichever is the later.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Nepal ?

You should always check with the FCO before booking any trip and confirm that travel to the area you plan to travel to is not restricted. If you take out a Policy before the FCO advises its not safe to travel then you are covered for cancellation if this changes before you travel. if the Policy is taken out after the FCO issues advice that it's not safe to travel, then the Policy will be invalid.

How can I avoid Altitude Sickness ?

It is recommended that the first day that you are at a high altitude, you should not try to walk or over exert yourself. It is also recommend that you drink up to 3 litres of water a day.

Click here for JS Travel Insurances Top 10 tips for Avoiding Altitude Sickness 

Can I drink the local water in Nepal?

We would advise that you do not drink the local water without treating the water first. This may cause you to become ill and be unable to complete the Trek. You should take water purifiers with you, or buy filtered water or bottled whereever possible.

Prepare before you go

Register your Travel Insurance

Make sure when you get to your destination, provide a copy of your Travel Insurance Policy with the Trekking Company and point out the 24 hour Emergency Medical Number.

If you request Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details. Travel Insurance companies have their own preferred Operators, so ensure that you call [or you have someone call on your behalf] the 24 hours Emergency Assistance Service listed in your Policy Documents.

Get fit

Trekking up to 6,000 metres is not for the faint hearted, it's strenuous and the lack of oxygen after 2,500 metres makes Trekking difficult. You should always keep to your fitness levels and not go beyond your limits, especially you are not comfortable or confidant at this altitude.

Acclimatisation is important. Here's a link to a retailer who provides products aimed to help you acclimatise before you even leave the United Kingdom https://www.altitudecentre.com. This won't completely simulate Trekking in Nepal at altitude, but it may help.

Trekking Gear

Pack light! One of the biggest mistakes is taking too much gear and not using half of it, but being burdened with the weight of it. Here's a list of essentials:

  • Backpack
  • Lightweight Hiking Boots (wear them in before you go to avoid getting blisters)
  • Thick Wool Socks
  • Trekking Pants (waterproof) ,Thermal Tops (long sleeve), Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T-shirts
  • Woolen or Peaked Hat, Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungee Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit.

Choose a Reputable Trekking Company

Where possible, book your trekking experience through a reputable UK company - look out for reviews and recommendations and choose a company who will provide a safe and well-thoughtout experience.

If choosing a non-UK company, choose one which is registered with an authorised Trekking Agency and holds proper licenses and registration from the Authorities. An agency has to have registration with Nepal Government, Nepal Tourism Board (NTB) and Trekking Agencies Association of Nepal (TAAN) to operate.

If the Trekking Agency does climbing then they also need to be registered with the Nepal Mountaineering Association (NMA).

Check the registered ones on TAAN via TAAN's website.


Vaccinations sometimes require several jabs across a long period of time (sometimes over 3 months), so see your doctor as soon as you can to schedule in your vaccines. Yourself and your Doctor can check on the NHS website for all current vaccines required in your destination.

To validate your Travel Insurance Policy, you must have all required vaccinations.

Common Vaccinations required for Nepal / Everest Base Camp include:

  • Japanese encephalitis (especially if you are going between August and October)
  • Rabies
  • Typhoid
  • Hepatitis A and B
  • Diphtheria, Tuberculosis, Polio & Tetanus

Major Risks when Trekking Everest Base Camp

  • Sudden change in weather
  • Avalanches and Snow drifts
  • Landslides and flooding
  • Glacial crevasses and hollows
  • Rockfall
  • Thunderstorms and lightning
  • Leeches

Medical Risks

  • Altitude Sickness
  • High altitude Pulmonary Edema (fluid in the lungs)
  • Shortness of breath
  • Hypothermia
  • Frostbite
  • Sun Exposure
  • Increased heartbeat
  • Injury
  • Disease

Visa Requirements

There are specific entry requirements for Nepal - visit the UK Goverment website for information.

A valid permit and TIMS Card (Trekkers Information Management System) are needed to enter the trekking regions.

Volunteering in Everest Base Camp

Ensure you are going to be working with a reputable Organisation. The Social Welfare Council in Nepal has a list of registered Volunteer organisations, you can get a copy by sending an email to info@swc.org.np.

Useful Websites








Important Information

Before you leave the country, it is important to purchase a Travel Insurance policy.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

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