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Trekking Kilimanjaro Travel Insurance

JS Travel Insurance provides cover for Trekking Mount Kilimanjaro. This mountain is the tallest free-standing mountain in Africa, at 5,895 metres above sea level.

Search and Rescue: We are pleased to offer a policy that covers Search and Rescue up to £50,000 (Excess £500)  in the event of an accident or injury whilst taking part in Trekking Mount Kilimanjaro.

Please select: Trekking Kilimanjaro.


This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the days that you will be Trekking Mount Kilimanjaro if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Trekking Mount Kilimanjaro Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Trekking Mount Kilimanjaro Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home  to commence the trip or closure of air space directly attributable to a volcanic eruption.

Search and Rescue

We can provide Search and Rescue whilst taking part in Trekking Kilimanjaro.

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Medical Exclusion

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Trekking Travel Insurance FAQs

1. How high can I trek with this Travel Insurance policy in Kilimanjaro?

JS Travel insurance policies will cover you to trek up to 6,000 meters. Kilimanjaro is made up of three volcanic cones called Kibo, Mawenzi, and Shira.

Kili  stands at 5,895 meters and takes an average time of around 5 to 9 days to trek to the top, this will depend on one of the six routes you take.

2. What happens if I need to Search and Rescue?

If need be you can be rescued due to serious injury, altitude sickness, or illness. You should telephone the 24hr Emergency Assistance Service (listed in your Policy Documents).

In case you are unable to contact them, you should give copies of your Travel Insurance Certificate and the Emergency Assistance Number to your trekking group so they can call on your behalf.

3. Is my Trekking Equipment covered?

It is covered under Activity Equipment whilst it is in transit and whilst being stored, and whilst it is being used.

Let us know how much your equipment is currently worth (including deprecation value) so that we can select a level of cover which has a suitable level of cover.

4. If I am injured or taken ill and need to be brought home to get the treatment I need, am I covered by the Travel Insurance policy?

All of our policies cover Repatriation back to your Home Country if the treatment locally is not sufficient. This must be authorized by the Medical Assitance Service - your Policy documents will contain a 24-hour emergency telephone number for you to call.

5. What happens if I book my insurance and then there is a Natural Disaster or  Volcanic Eruption in Tanzania and I cannot travel?

We can provide cover for Natural Catastrophe - this must be added to your policy to cover fire, flood, earthquake, explosion, tsunami, volcanic eruption, landslide, avalanche, hurricane, cyclone or storm which is unforeseen and unknown at the time you purchased this insurance or booked Your Trip, whichever is the later.

6. What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advises me not to travel to Tanzania?

You should always check with the FCO before booking any trip and confirm that travel to the area you plan to travel to is not restricted.

If you take out a Policy before the FCO advises it's not safe to travel then you are covered for cancellation if this changes before you travel. if the policy is taken out after the FCO issues advice that it's not safe to travel, then the Policy will be invalid.

7. Can I drink the local water in Tanzania?

We would advise that you do not drink the local water without treating the water first. This may cause you to become ill and be unable to complete the Trek.

You should take water purifiers with you, or buy filtered water or bottled wherever possible.

Prepare Before You Go

Register your Travel Insurance

Make sure when you get to your destination, provide a copy of your Travel Insurance Policy with the Trekking Company and point out the 24-hour Emergency Medical Number.

If you request Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details.

Travel Insurance companies have their preferred Operators, so ensure that you call [or you have someone call on your behalf] the 24 hours Emergency Assistance Service listed in your Policy Documents.

Get fit

Trekking up to 6,000 metres is not for the faint-hearted, it's strenuous and the lack of oxygen after 2,500 meters makes Trekking difficult. You should always keep to your fitness levels and not go beyond your limits, especially if you are not comfortable or confident at this altitude.

Acclimatisation is important. Here's a link to a retailer who provides products aimed to help you acclimatize before you even leave the United Kingdom www.altitudecentre.com. This won't completely simulate Trekking in Nepal at altitude, but it may help.

Trekking Gear

Pack light! One of the biggest mistakes is taking too much gear and not using half of it, but being burdened with the weight of it. Here's a list of essentials:

  • Daypack backpack (Approx. 20 litres and designed for use with a Camelbak bladder, use it to carry your camera, water, rain gear, sunscreen, snacks, etc.)
  • Hiking Boots (wear them in before you go as you don't want heavy blisters) and comfy slip-on shoes for the evenings.
  • Thick Wool Socks
  • Trekking Pants (waterproof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T-shirts
  • Woollen or Peaked Hat, 100 UV Protection Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit
  • Camera + extra batteries, iPod for summit nights, Kindle or books for the downtimes.

Choose a Reputable Trekking Company

If you are not organizing the trek through a United Kingdom Operator, then make sure you are Trekking with an authorized Trekking Agency with full licenses and registration from the Authorities. An agency has to have registration with the Tanzania Association of Tour Operation (TATO) to operate.

All Porters must be registered under the Kilimanjaro Porter Assistance Project (KPAP) and have a TALA license.


Vaccinations sometimes require several jabs across a long period (sometimes over 3 months), so see your doctor as soon as you can to schedule your vaccines.

You and your Doctor can check on the NHS website for all current vaccines required in your destination.

If you are in a fit and healthy condition you should be able to cope with most things that Kilimanjaro throws at you.

But rather be safe than sorry. A medical check-up is especially important for people who suffer from asthma or have any pre-existing medical conditions.

  • Yellow Fever - The Yellow Fever vaccination is not essential if you are arriving directly into Tanzania, however, the vaccination is vital if you plan on arriving through any country that is subject to Yellow Fever. you will need a Yellow Fever vaccination card.
  • Malaria - Tanzania is a very high-risk Malaria country and therefore every precaution should be taken.
  • Hepatitis A & B
  • Rabies
  • Diphtheria / Tetanus / Polio
  • Typhoid

Visa Requirements

All British passport holders need a Tourist or Business Visa to enter Tanzania, Types of entries, the validity of Visa / Passport, and duration of stay for this category of visa are as follows :

  • Single Entry Travel Visa - A validity of 3 months with effect from the date of issue and a maximum period of stay of 90 days.
  • Multiple Entry Travel Visa - A validity of either 12 months with the effect from the date of issue and a maximum period of stay of 120 days in aggregate.

You do not need a Trekking Permit to climb Kilimanjaro, although you must trek with a registered and licensed guide.

Fees will apply when entering the Kilimanjaro National Park, For a six-day / five-night Camping Trek, you pay about £600 in fees.

Kilimanjaro Main Routes

The Marangu (Coca-Cola) Route

Known as the " Coca-Cola" route, the Marangu Route is a classic trek on Mount Kilimanjaro. It is the oldest and the most well-established Route

Many favours the Marangu Route because it is considered to be the easiest path on the mountain, given its gradual slope.

It is also the only Route that offers to sleep huts-style accommodations.

The Machame Route

Known as the " Whiskey" route, the Machame Route is now the most popular route on the mountain.

Compared with Marangu, the days on Machame are longer and the walks are steeper.

The Machame route is considered a difficult Route and is better suited for more adventurous Trekkers.

The Rongai Route

The Rongai Route is the only route that approaches Kilimanjaro from the north, close to the Kenyan border. Rongai has low traffic.

It is the preferred route for those looking for an alternative to the crowded Marangu Route, for those who would like a more remote hike, and for those who are climbing during the rainy season (the north side receives less precipitation).

The Lemosho Route

The Lemosho Route is one of the newer Routes on Mount Kilimanjaro.

The Route begins in the west and rather than simply intersecting Shira Plateau (like Machame), Lemosho crosses it from Shira Ridge to Shira Camp. Climbers encounter low traffic until the Route joins the Machame Route.

Afterwards, Lemosho follows the same route through Lava Tower, Barranco and Barafu, known as the southern circuit.

The Shira Route

The Shira Route is another path that approaches Kilimanjaro from the west, and it is nearly identical to the Lemosho Route.

Shira was the original Route and Lemosho is the improved variation.

While Lemosho starts at Londorossi Gate and treks through the rainforest to Shira 1 Camp, the Shira Route bypasses this walk by using a vehicle to transport climbers to Shira Gate, located near the Shira Ridge.

The Umbwe Route

The Umbwe Route is short, steep and direct. It is considered to be very difficult and is the most challenging way up Mount Kilimanjaro.

Due to the quick ascent, the Umbwe Route does not provide the necessary stages for altitude acclimatization. Although the traffic on this route is very low, the chances of success are also low.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you are taking part in Trekking Mount Kilimanjaro whilst travelling abroad, we can provide you with cover.

Please select: Trekking Kilimanjaro.


This policy will provide cover up to the age of 69 years.

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Trekking Mount Kilimanjaro policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

World Nomads

JS Travel Insurance has another provider World Nomads that covers Trekking (up to 6,000 metres).

You can also add High-Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


This Policy does cover Personal Liability and Personal Accident.

When you select the cover you wish to purchase Standard Plan or Explorer Plan, you can add Sports & Adventure Activities such as Trekking (up to 6,000 metres).

Please read the Policy Wording for any Restrictions and Exclusions.

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