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Travel Insurance > Trekking Kilimanjaro Travel Insurance

Important Information About Our Policies

Our Travel Insurance Policies provide cover for Emergency Medical Treatment if you catch COVID-19/Coronavirus whilst you are abroad.

There is no cover under any other section of the policy for anything caused by or relating to COVID-19/Coronavirus/SARS-CoV-2, any mutation of COVID-19/Coronavirus/SARS-CoV-2 or any pandemic or fear or threat of any of the above. Our policies will not provide any cover if you travel to a destination where the government is advising against all or all but essential travel. Please check the latest advice before you travel: www.gov.uk/foreign-travel-advice. Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-CoV-2), any mutation of Coronavirus, COVID-19 or SARS-CoV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Trekking Kilimanjaro Travel Insurance

JS Travel Insurance provides cover for Trekking up Mount Kilimanjaro. This mountain is the tallest free standing mountain in Africa, at 5,895 metres above sea level.

Search and Rescue: We are pleased to offer a policy that covers Search and Rescue up to £50,000 in the event of an accident or injury whilst taking part in Trekking to 6,000 metres.


Please Note: This policy will provide cover up to the age of 64 years of age and does cover Personal Liability and Personal Accident.

Please Note: You will not be covered if you are suffering from anxiety, stress,depression or any other mental or nervous disorder on a Single Trip or Annual Multi Trip policy. These types of medical conditions would be excluded from the policy.

Please check the Terms and Conditions for any Restrictions or Exclusions.

To get a quote, please contact us by telephone or email: 0800 047 5065 (FREE) or 01273 773 017 info@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses £10,000,000 £100
Search & Rescue Cover £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Adventure Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Search and Rescue

This policy covers a unique benefit of Search and Rescue while Trekking up to 6,000 metres.

This is a separate to Emergency Medical Helicopter Rescue (where your location is known).

Search & Rescue will cover up to £50,000 with a claims excess of £500.

A Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance telephone number to members of your Group or Guide so they can call on your behalf, if you are unable to call yourself.

Trekking without a Guide

If you are trekking up to 3,000 metres, we will cover you unguided. However, trekking above 3,000m unguided wll require a Special Policy.

Please call us for a quote on 0800 047 5065.

We can cover you unguided up to a maximum altitude of 9,000m. You will need to follow all safety guidelines.

Please Note: You will not be covered where you have willfully exposed yourself to peril (except where it is to save human life).

Trekking Travel Insurance FAQs

How high can I trek with this Travel Insurance policy in Kilimanjaro ?

JS Travel insurance policies will cover you to trek up to 6,000 metres. Kilimanjaro is made up of three volcanic cones called Kibo, Mawenzi and Shira.

Kili stands at 5,895 metres and takes an average time of around 5 to 9 days to trek to the top, this will depend on one of the six routes you take.

What happens if I need Search and Rescue ?

If need be you can be rescued due to serious injury, altitude sickness or illness. It is best that you telephone the 24hr Emergency Assistance Service (listed in your Policy Documents).

In case that you are unable to contact them, you should give copies of your Travel Insurance Certificate and the Emergency Assistance Number to your trekking group so they can call on your behalf.

When getting a quote, must I include the entire time I am away from home or can I just select the dates that I will be Trekking ?

Policies which generally offer a lower premium for the trip will require that the policy starts when you leave your home and ends when you return to your home. You are at risk of invalidating your policy if the correct duration is not advised.

We can cover just the Trekking days and you can select only Adventure Part A for a quote online.

Is my Trekking Equipment covered ?

It is covered under Personal Belogings whilst it is in transit and whilst being stored, but not whilst it is being used.

Let us know how much your equipment is currently worth (including deprecation value) so that we can select a level of cover which has a suitable level of cover.

If I am injured or taken ill and need to be brought home to get the treatment I need, am I covered by the Travel Insurance policy ?

All of our policies cover Repatriation back to your Home Country, if the treatment locally is not sufficient. This must be authorised by thje Medical Assitance Service - your Policy documents will contain a 24 hour emergency telephone number for you to call.

What happens if I book my insurance and then there is a Natural Disaster or Volcanic Eruption in Tanzania and I cannot travel ?

We can provide cover for Natural Catastrophe - this must be added to your Policy to cover fire, flood, earthquake, explosion, tsunami, volcanic eruption, landslide, avalanche, hurricane, cyclone or storm which is unforeseen and unknown at the time you purchased this insurance or booked Your Trip, whichever is the later.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Tanzania ?

You should always check with the FCO before booking any trip and confirm that travel to the area you plan to travel to is not restricted.

If you take out a Policy before the FCO advises its not safe to travel then you are covered for cancellation if this changes before you travel. if the Policy is taken out after the FCO issues advice that it's not safe to travel, then the Policy will be invalid.

Can I drink the local water in Tanzania ?

We would advise that you do not drink the local water without treating the water first. This may cause you to become ill and be unable to complete the Trek.

You should take water purifiers with you, or buy filtered water or bottled whereever possible.

Prepare Before You Go

Register your Travel Insurance

Make sure when you get to your destination, provide a copy of your Travel Insurance Policy with the Trekking Company and point out the 24 hour Emergency Medical Number.

If you request Mountain Rescue by Helicopter, the Mountain Rescue Services in Nepal will need your Travel Insurance details.

Travel Insurance companies have their own preferred Operators, so ensure that you call [or you have someone call on your behalf] the 24 hours Emergency Assistance Service listed in your Policy Documents.

Get fit

Trekking up to 6,000 metres is not for the faint hearted, it's strenuous and the lack of oxygen after 2,500 metres makes Trekking difficult. You should always keep to your fitness levels and not go beyond your limits, especially you are not comfortable or confidant at this altitude.

Acclimatisation is important. Here's a link to a retailer who provides products aimed to help you acclimatise before you even leave the United Kingdom www.altitudecentre.com. This won't completely simulate Trekking in Nepal at altitude, but it may help.

Trekking Gear

Pack light ! One of the biggest mistakes is taking too much gear and not using half of it, but being burdened with the weight of it. Here's a list of essentials:

  • Daypack backpack (Approx. 20 litres and designed for use with a Camelbak bladder, use it to carry your camera, water, rain gear, sunscreen, snacks, etc.)
  • Hiking Boots (wear them in before you go as you don't want heavy blisters) and comfy slip on shoes for the evenings.
  • Thick Wool Socks
  • Trekking Pants (water proof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T shirts
  • Woolen or Peaked Hat, 100 UV Protection Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit
  • Camera + extra batteries, Ipod for summit nights, Kindle or books for the down times.

Choose a Reputable Trekking Company

If you are not organizing the trek through a United Kingdom Operator, then make sure you are Trekking with an authorised Trekking Agency with full licenses and registration from the Authorities. An agency has to have registration with Tanzania Association of tour operation (TATO) to operate.

All Porters must be registered under the Kilimanjaro Porter Assistance project (KPAP) and have a TALA license.


Vaccinations sometimes require several jabs across a long period of time (sometimes over 3 months), so see your doctor as soon as you can to schedule in your vaccines.

Yourself and your Doctor can check on the NHS website for all current vaccines required in your destination.

If you are in a fit and healthy condition you should be able to cope with most things that Kilimanjaro throws at you.

But rather be safe than sorry. A medical check up is especially important for people who suffer from asthma or have any pre existing medical conditions.

  • Yellow Fever - The Yellow Fever vaccination is not essential if you are arriving directly into Tanzania, however, the vaccination is vital if you plan on arriving through any country that is subject to Yellow Fever. you will need a Yellow Fever vaccination card.
  • Malaria - Tanzania is a very high risk Malaria country and therefore every precaution should be taken.
  • Hepatitis A & B
  • Rabies
  • Diphtheria / Tetanus / Polio
  • Typhoid

Visa Requirements

All British passport holders need a Tourist or Business Visa to enter Tanzania, Types of entries, validity of Visa / Passport and duration of stay for this category of visa are as follows :

  • Single Entry Travel Visa - A validity of 3 months with effect from date of issue and a maximum period of stay of 90 days. Cost: £40.00.
  • Multiple Entry Travel Visa - A validity of either 12 months £100.00 or 6 months £80.00 with the effect from date of issue and a maximum period of stay of 120 days in aggregate.

You do not need a Trekking Permit to climb Kilimanjaro, although you must trek with a registered and licensed guide.

Fees will apply when entering the Kilimanjaro National Park, For a six day / five night Camping Trek you pay about £600 in fees.

Kilimanjaro Main Routes 

The Marangu (Coca-Cola) Route

Known as the "Coca-Cola" Route, the Marangu Route is a classic trek on Mount Kilimanjaro. It is the oldest and the most well established Route

Many favor the Marangu Route because it is considered to be the easiest path on the mountain, given its gradual slope.

It is also the only Route which offers sleeping huts style accommodations.

The Machame Route

Known as the "Whiskey" Route, the Machame Route is now the most popular Route on the mountain.

Compared with Marangu, the days on Machame are longer and the walks are steeper.

The Machame route is considered a difficult Route, and is better suited for more adventurous Trekkers.

The Rongai Route

The Rongai Route is the only Route that approaches Kilimanjaro from the north, close to the Kenyan border. Rongai has low traffic.

It is the preferred Route for those looking for an alternative to the crowded Marangu Route, for those who would like a more remote hike, and for those who are climbing during the rainy season (the north side receives less precipitation).

The Lemosho Route

The Lemosho Route is one of the newer Routes on Mount Kilimanjaro.

The Route begins in the west and rather than simply intersecting Shira Plateau (like Machame), Lemosho crosses it from Shira Ridge to Shira Camp. Climbers encounter low traffic until the Route joins the Machame Route.

Afterwards, Lemosho follows the same Route through Lava Tower, Barranco and Barafu, known as the southern circuit.

The Shira Route

The Shira Route is another path that approaches Kilimanjaro from the west, and it is nearly identical to the Lemosho Route.

In fact, Shira was the original Route and Lemosho is the improved variation.

While Lemosho starts at Londorossi Gate and treks through the rain forest to Shira 1 Camp, the Shira Route bypasses this walk by using a vehicle to transport climbers to Shira Gate, located near the Shira Ridge.

The Umbwe Route

The Umbwe Route is a short, steep and direct Route. It is considered to be very difficult and is the most challenging way up Mount Kilimanjaro.

Due to the quick ascent, the Umbwe Route does not provide the necessary stages for altitude acclimatization. Although the traffic on this route is very low, the chances of success are also low.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Trekking to 6,000 metres whilst on your trip.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

www.ultimatekilimanjaro.com - very good website full of useful information, vaccinations, trekking routes, Visas and local Tanzanian tourist information.

www.actionchallenge.com/activities/kilimanjaro-challenge - UK company offering lots of information and tours at good prices.

www.exploreworldwide.eu/holidays/kilimanjaro-trek - offer all of the different Routes at competitive prices, lots of information regarding prices, group sizes and accommodation as well as itinerary.

www.teamkilimanjaro.com/visas - Useful Information regarding Visas and entry into Tanzania.

www.kilimanjaroafrica.com - Lots of useful videos on Kilimanjaro.

www.kiliporters.org - Kilimanjaro Porters Assistance Project (KPAP) is a legally registered Tanzanian not for profit organization. The Mission is to improve the working conditions of the porters on Mount Kilimanjaro.

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