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Trekking Kilimanjaro Travel Insurance

JS Travel Insurance provides cover for Trekking on the Mount Kilimanjaro.

Kilimanjaro is the tallest free standing mountain in Africa and in the world, Standing at (5,895 metres) above sea level. We cover Repatriation back to your home country.

Single Trip Policy

Most of our Customers take a Single Trip Policy (the average duration for trips to Tanzania and Kilimajaro and Trekking is 14 days). This will cover you from the day you depart your home to the day your return to to your home. If you are plannimng to do a Safari as well as Trekking, then this can be selected from our Sports and Activities list.

Backpackers Policy

However,  if you are going to travel for a year or more (we can cover up to 2 years away from home) and you require a Backpackers Policy and are going to be Trekking in Tanzania, then we can provide a policy for you. Again you can select more than one Sport or Activity as this is likely if you are travelling for a year for example.

Annual Multi Trip Travel Policy

Also with our Annual Travel Policy which will cover you for as many trips throughout the year and we can include Trekking up to 6,000 metres. These Annual Multi Trip policies limit you to trips of no longer that 31 or 45 days each. And you can trek in Kilimanjaro, Nepal , Peru, trek to the Everest Base Camp and in other countries as well

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

Should you have any Pre Existing Medical Conditions, we can still provide cover, please contact us for a quote or Click Here

Summary of Cover

Section & Cover Limit Per Person Excess
Cancellation or Curtailment £3,000 £50
Medical Expenses £5,000,000 £50
Emergency Repatriation £5,000,000 £50
Personal Baggage £1,750 £50
Money & Cash £500 £50
Travel Delay £100 -
Holiday Abandonment £3,000 £50
Missed Departure £750 -
Legal Expenses £25,000 £100

Mountain Rescue and Air Ambulance

JS Travel Insurance policies cover Mountain Rescue and Air Ambulance if medically necessary and this falls within the Medical Expenses claim limits. Over recent years there has been a large increase in the number of Rescue Operators. With very little regulation, the costs of rescue have escalated significantly, often with the suggestion that local guides are receiving payments from the helicopter operators. Claims for altitude sickness and the associated rescue have increased significantly with many travel insurers now excluding Trekking at high altitude as a consequence.

If you are Trekking with a reputable company, they should be happy for you to provide them with details of the Emergency Assistance Company, if you are unable to call yourself. We therefore strongly recommend that you inform your guide prior to departure.

Trekking without a Guide

JS Travel Insurance can provide cover for Trekking without a Guide. You are required to follow the safety guidelines for the Trekking and use the appropriate safety equipment. Please note that a General Exclusion of cover exists under your policy with us for claims arising directly or indirectly from your "wilful act of self exposure to peril (except where it is to save human life)".  If you require a policy that covers you for Trekking without a Guide, please go to our ADVENTURES website and select: Trekking 4,000m to 6,000m.

Trekking Travel Insurance FAQs

How high can I trek with this travel insurance policy in Kilimanjaro ?

JS Travel insurance policies will cover you to trek up to 6,000 metres. Kilimanjaro is made up of three volcanic cones called Kibo, Mawenzi and Shira. Kili stands at 5,895 metres and takes an average time of around 5 to 9 days to trek to the top, this will depend on one of the six routes you take.

What happens if I need Mountain Rescue and Air Ambulance ?

If need be you can be rescued due to serious injury, altitude sickness or illness. It is best that you telephone the Emergency Assistance Company, their telephone number can be found on your Travel Insurance Certificate. In case that you are unable to contact them, you should take copies of your Travel Insurance Certificate, so that you can give one to the company that is organising the Trek.

When getting a quote, must I include the entire time I am away from home or can I just select the dates that I will be Trekking ?

You must always select the date you leave your home until the date you return to your home. If you select only the dates of the Trekking, your policy will be invalid. We can provide cover just for the Trekking dates, this policy is not available online and you would need to contact us for a quote on 0800 047 5065 or email us info@jsinsurance.co.uk

Is my Trekking Equipment covered ?

It is covered whilst it is in transit and whilst being stored, but not whilst it is being used.

If I am injured or taken ill and I need Repatriation, how am I covered by the Travel Insurance policy ?

All of our policies cover Repatriation back to your Home Country should it be required.

What happens if I book my Travel Insurance and then there is a Volcanic Eruption in Kilimanjaro and I cannot travel ?

The JS Superior policy will cover Cancellation if you are unable to travel due to a Volcanic Eruption. We can provide cover for other Natural Catastrophes, please contact us for a quote. A cancellation claim will only be honored as long as there was no previous notice of a Natural Catastrophe before you purchase a policy.

What happens if I book my Travel Insurance and the Foreign and Commonwealth Office (FCO) advise not to travel to Tanzania ?

You should always check with the FCO website before booking any trip and confirm that travel to the area you plan to travel to is not restricted. If there is a restriction, then we cannot provide a Travel Insurance policy. If you take out a policy before the FCO advises it is not safe to travel, then you are covered for cancellation if this changes before you travel.

Can I book Travel Insurance for just a few days Trekking ?

Yes we can provide cover for one off days, please call or email us with the details and we will be happy to send you a quote. Please call us on 0800 047 5065 or via email: info@jsinsurance.co.uk

Can I drink the local water ?

We would advise that you do not drink the local water. This may cause you to become ill and be unable to complete the Trek. Every camp will have purified water and you can bring your own water purifiers with you.

Prepare before you go

Register your Travel Insurance Policy

Make sure when you get to your destination, you register your Travel Insurance policy with the Trekking Company that you have booked with. Copy your Travel Insurance Certificate and give it to them and point out the 24 hour Emergency Medical Number.

In the case of your needing Mountain Rescue by Helicopter, the Mountain Rescue Services in Tanzania will need your Travel Insurance details. Travel Insurance companies have their own preferred Operators, so ensure that you call or you have someone call on your behalf the 24 hours Emergency Assistance Company.

Get fit

Trekking over 5,000 metres is not for the faint hearted, its strenuous and the lack of oxygen after 2,500 metres makes Trekking difficult . You should always keep to your fitness levels up by doing some aerobic exercises, strength training and practise hikes and make sure your not over training, being confident and comfortable at high altitude is a must.

You can buy products from this website that will help you acclimatize before you even leave your home country www.altitudecentre.com. This wont completely simulate Trekking in Kilimanjaro at altitude but it will help.

Trekking Gear

  • Daypack backpack (Approx. 20L and designed for use with a Camelbak bladder, use it to carry your camera, water, rain gear, sunscreen, snacks, etc.)
  • Hiking Boots (wear them in before you go as you don't want heavy blisters) and comfy slip on shoes for the evenings.
  • Thick Wool Socks
  • Trekking Pants (water proof), Thermal Tops (long sleeve) and Therma Bottoms, Windproof Jacket, Lightweight Rain Jacket and T shirts
  • Woolen or Peaked Hat, 100 UV Protection Sunglasses, Water Purification Tablets, Sunscreen, Chapstick, Quick Dry Towel, Bungy Cord, Karabiners, Head Torch, Washing Powder, Water Bottles, First Aid Kit
  • Camera + extra batteries, Ipod for summit nights, Kindle or books for the down times.

Reputable Trekking Company

If you are not organizing through a United Kingdom Operator then make sure you are Trekking with an authorised Trekking Agency with full licenses and registration from the Authorities. An agency has to have registration with Tanzania Association of tour operation (TATO) to operate.

All Porters must be registered under the Kilimanjaro Porter Assistance project (KPAP) and have a TALA license.


In addition to vaccinations you should have a medical check up with your doctors before you leave for Tanzania.

If you are in a fit and healthy condition you should be able to cope with most things that Kilimanjaro throws at you. But rather be safe than sorry. A medical check up is especially important for people who suffer from asthma or have any pre existing medical conditions.

Important Vaccinations for Kilimanjaro are:

  • Yellow Fever - The Yellow Fever vaccination is not essential if you are arriving directly into Tanzania, however, the vaccination is vital if you plan on arriving through any country that is subject to Yellow Fever. you will need a Yellow Fever vaccination card.
  • Malaria - Tanzania is a very high risk Malaria country and therefore every precaution should be taken.
  • Hepatitis A & B
  • Rabies
  • Diphtheria / Tetanus / Polio
  • Typhoid

Major Risks when Trekking Kilimanjaro

  • Sudden Change in Weather
  • Rock Slides
  • Falls on Steep parts of the mountain
  • Glaciers and Ice

Medical Risks

  • Sun Exposure
  • Altitude Sickness
  • Pneumonia
  • Injury
  • Diseases

Visa Requirements

All British passport holders need a Tourist or Business Visa to enter Tanzania, Types of entries, validity of Visa / Passport and duration of stay for this category of visa are as follows :

  • Single Entry Travel Visa - A validity of 3 months with effect from date of issue and a maximum period of stay of 90 days. Cost = £40.00.
  • Multiple Entry Travel Visa - A validity of either 12 months (£100.00) or 6 months (£80.00) with the effect from date of issue and a maximum period of stay of 120 days in aggregate.

You do not need a Trekking Permit to climb Kilimanjaro, although you must trek with a registered and licensed guide. Fees will apply when entering the Kilimanjaro National Park, For a six day / five night Camping Trek you pay about £600 in fees.

Kilimanjaro Main Routes 

The Marangu (Coca-Cola) Route

Known as the "Coca-Cola" Route, the Marangu Route is a classic trek on Mount Kilimanjaro. It is the oldest and the most well established Route. Many favor the Marangu Route because it is considered to be the easiest path on the mountain, given its gradual slope. It is also the only Route which offers sleeping huts style accommodations.

The Machame Route

Known as the "Whiskey" Route, the Machame Route is now the most popular Route on the mountain. Compared with Marangu, the days on Machame are longer and the walks are steeper. The Machame route is considered a difficult Route, and is better suited for more adventurous Trekkers.

The Rongai Route

The Rongai Route is the only Route that approaches Kilimanjaro from the north, close to the Kenyan border. Rongai has low traffic. It is the preferred Route for those looking for an alternative to the crowded Marangu Route, for those who would like a more remote hike, and for those who are climbing during the rainy season (the north side receives less precipitation).

The Lemosho Route

The Lemosho Route is one of the newer Routes on Mount Kilimanjaro. The Route begins in the west and rather than simply intersecting Shira Plateau (like Machame), Lemosho crosses it from Shira Ridge to Shira Camp. Climbers encounter low traffic until the Route joins the Machame Route. Afterwards, Lemosho follows the same Route through Lava Tower, Barranco and Barafu, known as the southern circuit.

The Shira Route

The Shira Route is another path that approaches Kilimanjaro from the west, and it is nearly identical to the Lemosho Route. In fact, Shira was the original Route and Lemosho is the improved variation. While Lemosho starts at Londorossi Gate and treks through the rain forest to Shira 1 Camp, the Shira Route bypasses this walk by using a vehicle to transport climbers to Shira Gate, located near the Shira Ridge.

The Umbwe Route

The Umbwe Route is a short, steep and direct Route. It is considered to be very difficult and is the most challenging way up Mount Kilimanjaro. Due to the quick ascent, the Umbwe Route does not provide the necessary stages for altitude acclimatization. Although the traffic on this route is very low, the chances of success are also low.

Useful Websites and Information

www.ultimatekilimanjaro.com - very good website full of useful information, vaccinations, trekking routes, Visas and local Tanzanian tourist information.

www.actionchallenge.com/activities/kilimanjaro-challenge - UK company offering lots of information and tours at good prices.

www.exploreworldwide.eu/holidays/kilimanjaro-trek - offer all of the different Routes at competitive prices, lots of information regarding prices, group sizes and accommodation as well as itinerary.

www.teamkilimanjaro.com/visas - Useful Information regarding Visas and entry into Tanzania.

www.kilimanjaroafrica.com - Lots of useful videos on Kilimanjaro.

www.kiliporters.org - Kilimanjaro Porters Assistance Project (KPAP) is a legally registered Tanzanian not for profit organization. The Mission is to improve the working conditions of the porters on Mount Kilimanjaro.

This insurance is underwritten by Inter Partner Assistance SA, a member of the AXA Group. Inter Partner Assistance SA, an insurance company incoprorated in Belgium. whose registered office is at Avenue Louise, 166 - Bte 1 - 1050 Brussels, regulated by the Belgium Financial Services and Market Authority and by the National Bank of Belgium under code no. 0487.

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