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Mountaineering Travel Insurance

If you are planning a trip abroad and you are planning to do some Mountaineering up to 4,500 metres, it is important to have a Travel Insurance policy in place before you leave your home.


Please check the Terms and Conditions for any Restrictions or Exclusions.

To get a quote by telephone or email, contact us on 0800 466 1174 (FREE) info@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses £10,000,000 £100
Search & Rescue Cover £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Search and Rescue

This policy covers a unique benefit of Search and Rescue while Mountaineering up to 4,500 metres.

This is a separate to Emergency Medical Helicopter Rescue (where your location is known).

Search & Rescue will cover up to £50,000 with a claims excess of £500.

A Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance telephone number to members of your Group or Guide so they can call on your behalf, if you are unable to call yourself.

Mountaineering Questions

In some cases, if you are taking part in Mountaineering and you are going to be over 4,500 metres, then we may have to refer this to the underwriter for approval.

Some of the questions that will need to be answered are:

  • In what areas do you climb ?
  • For how many years have you been climbing regularly ?
  • How often do you climb ?
  • In what season of the year do you climb ?

Mountaineering Risks

Mountaineering is not without its risks, particularly when done at high altitude, there are natural risks such as rock fall, avalanches, adverse weather conditions, equipment failure and fatigue.

There are three types of Mountaineering depending on whether you are travelling over rock, snow or ice.

Risks associated with Mountain Climbing are divided into two Categories: Objective Hazards and Subjective Hazards.

Objective Hazards are those that exist regardless of the climber's presence, such as bad weather, avalanches and rockfalls.

Subjective Hazards relate more to human failure; such as faulty equipment, ineffective safety procedures and poor planning. Experienced Mountaineers will have planned safe routes and checked their equipment beforehand.

Furrows left by falling rocks and weather conditions that are conducive to ice movement will be easier to spot for an experienced Mountaineer.

Trainng for Mountain Climbing : there is a good guide here at Snowsportzone .

Click here for Training for Climbing 

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Mountaineering whilst on your trip.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.