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Mountaineering Travel Insurance

Mountaineering used to be the attempt to reach the highest point of a Mountain, but has now has become an activity that addresses different types of climbing depending on whether the route is over rock, snow or ice. Mountaineering is not without its risks, particularly when done at high altitude. There are natural risks such as rock fall, avalanches, adverse weather conditions, equipment failure and fatigue. The rewards, on the other hand, include reaching places that very few people have ever visited and enjoying spectacular views.


Please select Mountaineering - Worldwide up to 4,500m.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017 info@jsinsurance.co.uk

In some cases, we would need to refer this Activity to the Underwriter for consideration. Please contact us by email and we can send you a Mountaineering Questionnaire to be completed for a decision.

Example Premiums

Here are some example quotes based on a 25 year old travelling to Europe for 1 week for Mountaineering.

Single Trip Annual Multi Trip
£120,30 £355,87


Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses £10,000,000 £100
Search & Rescue Cover £50,000 £500
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Mountaineering Questions

In some cases if you are taking part in Mountaineering and you are going to be over 4,500 metres, then we may have to refer this to the underwriter for approval. Some of the questions that will need to be answered are:

  • In what areas do you climb ?
  • For how many years have you been climbing regularly ?
  • How often do you climb ?
  • In what season of the year do you climb ?

Mountaineering Risks

Mountaineering is not without its risks, particularly when done at high altitude, there are natural risks such as rock fall, avalanches, adverse weather conditions, equipment failure and fatigue. There are three types of Mountaineering depending on whether you are travelling over rock, snow or ice.

Risks associated with Mountain Climbing are divided into two Categories: objective hazards and subjective hazards. Objective hazards are those that exist regardless of the climber's presence, such as bad weather, avalanches and rockfalls. Subjective hazards relate more to human failure; such as faulty equipment, ineffective safety procedures and poor planning. Experienced Mountaineers will have planned safe routes and checked their equipment beforehand.

Furrows left by falling rocks and weather conditions that are conducive to ice movement will be easier to spot for an experienced Mountaineer.

Common Injuries whilst Mountaineering

If you are planning on Mountaineering for the first time, it is a good idea to train beforehand on a climbing wall and then on less treacherous terrain. Because of the rigorous nature of Mountaineering, injuries that can be sustained range from muscle strain to broken bones and even death. The most common injuries include:

There is a 50 / 50 chance of survival if caught in an avalanche, and if buried under one then the first few minutes are crucial to ensuring survival.

Mountaineering Equipment

Crevasses are cracks in a glacier that are extremely dangerous due to their depth and the fact that they are often covered with snow.

If you are Glacier Walking then you should always sound out with the pole of an ice axe, and all members of your party should attach yourselves with rope to avoid falling. High altitudes can of course induce altitude sickness. Symptoms include:

If these signs are exhibited then rest straight away before attempting to climb to a slightly lower altitude. Altitude sickness may in some cases progress to High Altitude Cerebral Edema or High Altitude Pulmonary Edema. Both of these can be fatal within 24 hours.

Important Information

You are required at all times to wear the appropriate safety equipment, for example protective clothing and / or suitable head protection.

Adventures Travel Insurance is arranged for Jade Stanley Limited through PJ Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Underwritten by White Horse Insurance Ireland Limited except End Supplier Failure which is provided by International Passenger Protection Limited.

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