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Important Information About Our Policies and COVID-19

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Group Travel Insurance

We can cover most groups of individuals who will be travelling in the UK, Europe and Worldwide. We can cover children as well as adults and everyone can be listed on one policy rather than individual policies per group member You might be travelling with some friends to a wedding, or to take part in

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We can cover most groups of individuals who will be travelling in the UK, Europe and Worldwide. We can cover children as well as adults and everyone can be listed on one policy rather than individual policies per group member

You might be travelling with some friends to a wedding, or to take part in Activities or Sports abroad with your Club, purchasing a Group policy might save you money and is easier that individual policies.

We can cover School or Sports Club going to a Football or Rugby Tournament, a Skiing weekend, or a cultural visit to Europe.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Property £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Schedule Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Group Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Popular Sports and Activities

Prepare Before You Go

Organising a Group trip or holiday can be stressful so make sure you have adequate Travel Insurance in good time before you go.

Taking the policy is straightforward though and we are here to ensure you get the best policy to cover your Group at the best price.

One benefit here is that each person doesn't have to arrange their own cover: the Organiser can sort the policy for everyone in one go.

Ask the Group

The organiser should go out to everyone in the Group before he looks for quotes and ask the following questions :

  • Do you or any of your family already have Annual Travel Insurance, with their bank or with their credit cards? If so then does it cover the duration of this trip and any of the sport or activities the Group will be participating on the trip?
  • Once you have found a policy for the Group go out to them and send them a Policy Wording and / or a list of Benefits to make sure they are fully informed of the content of the policy and they are all happy with it.

Cover Details

The Travel insurance policy will be the same as it would be if it was an Individual purchasing a policy.

Some Benefits of the Group Insurance Policy are likely to affect individuals within the Group like Medical Expenses, Cancellation or Loss of Personal Property.

While the whole Group may be effected by Travel Delay, Natural Catastrophe or Scheduled Airline Failure.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Travel Advice

  • Make sure there is a Leader(s) and everyone knows who that is.
  • Book flights and accommodation ahead of time as much as possible as this will be cheaper.
  • Stick together, that way you are less likely to be a victim of crime and no one is left alone not knowing the local language.
  • Plan ahead for where you are going to be. Ask at the hotel the areas not to go to in the city that you are going to be in.
  • Get the Medical Emergency Number for where you are travelling to so that you can call them if necessary.

Pre Existing Medical Conditions

If anyone in the Group has a pre existing medical condition, we are able to provide cover for them.

Please Note: There is a limit on a Group on this policy to 10 people per policy. You can have more than one policy for your Group.


Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Group Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Useful Websites

Foreign Travel Advice

Group Travel Experts

Student Travel Services

Travel Insurance Toolkit

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