School Group Travel Insurance

JS Travel Insurance provides School Group Travel Insurance for primary and secondary school groups from England, Wales, Northern Ireland, or Scotland. The insurance covers school trips abroad, be it a City Trip, Sports Trip, or School Ski Trip.

This includes Covid-19 Cover for Cancellations and Medical Expenses.

The types of School trips we provide Travel Insurance for:

• Field Trips
• Cultural Visits
• Sports trips like Rugby or Football Tours and Tournaments 
• School Ski Trips (February Half Term or Easter Holidays)  
• UK-Based trips (with Covid-19 coverage) 

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

• Summary of Cover
• School Group Travel Insurance FAQS
• School or University Group
• Sports and Activities
• School Trip Cover
• Excluding Pre-Existing Medical Conditions

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland, No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with its UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

1. Does JS Travel Insurance cover Coronavirus for School Group Travel Insurance?

Yes, we cover Cancellation if you receive a positive result within 14 days of your trip and Medical Expenses if you test positive while you are away.

However, you are not covered if your area goes into quarantine and you cannot travel.

2. If one of the children gets ill while away, will the Travel Insurance pay for a carer or parent to travel to help look after them?

The Policy will only provide cover if it is medically necessary for a parent to travel to them. The emergency assistance service needs to agree upon and accept this in advance. In these circumstances, a child will never be left without adult supervision.

For example, if the school trip ends and the child is still in the hospital, the emergency assistance company will arrange for a parent or escort to stay with the child.

3. Can we change the names of the people in the Group named in the Policy issued?

Yes, we can update names and other details until the departure date. However, we cannot change a name if the person we are replacing is making a claim.

4. Does each person in the School Group need their Travel Insurance Certificate and Policy?

Not all travellers can be on one certificate. If one person or more wants to have their Policy and certification, we can separate them from the others.

5. Are the Benefits per person or for the whole Group?

The benefits shown are for each person and not for the entire Group. For example, if the Policy has a Cancellation Cover of £3,000, each person can claim that Benefit.

6. What are the most common Groups that JS Travel Insurance covers?

We have covered half-term ski trips, football, rugby, and gymnastics tournaments/ competitions in France, Spain, and many other countries, as well as school trips to the UK and Europe. 

7. Does JS Travel Insurance cover University Groups?

For the past ten years, we have provided Travel Insurance for Universities for sports and activities.

9. When is the best time to purchase a School Group Travel Insurance policy?

As soon as the trip has been booked, you should purchase cover; this allows for claims for Cancellation or changes to be made to the names insured on the Policy.

10. Is there a 24 / 7 Emergency Assistance number available?

Yes, we provide a telephone number you can call anytime if you require assistance in an emergency.

11. If the School already has Travel Insurance but needs COVID-19 coverage, can JS still insure us?

Yes, we provide many policies where the school's Travel Insurance Policy does not cover COVID-19; we then supply a Policy to supplement their current policy. 

12. Does this policy cover Personal Baggage and Gadgets?

Personal baggage is covered for those who are under 18 on our policies, however, we do not cover valuables such as a mobile phone or gadgets for those who are under 18 years of age.

Suppose you are responsible for a Group of Students. In that case, you might want to take a closer look at various Group Travel Insurance policies because these policies are much cheaper than purchasing individual policies for each Group Member.

For School Groups, there should always be one adult for every ten children travelling; we can not accept policies with more than ten children per supervising adult. Note: Adults are defined as 21 years old and older. 

The Group policy covers those participating in Sporting, Recreational, and other Activities. Half-term School Ski Holidays are protected. 

Some Activities can be included at standard rates, whilst others, due to the higher risk of injury, can be covered at an additional premium.

We can provide a policy if your School Group participates in a Rugby (Amateur Tournament) or Football (Amateur Tournament).

Please note: With Rugby, you will need a School or Club to get permission from your Union to tour or play in a Tournament overseas and provide them with your Travel Insurance details.

We can provide coverage that excludes all diagnosed medical conditions.

We cannot provide coverage if you are awaiting a diagnosis of a suspected medical condition.

You will not be covered for any claim arising directly or indirectly from any Medical Conditions you have or have had for which you are taking or have taken prescribed medication or for which you are waiting to receive or have received diagnosis or treatment (including surgery, test or investigations), at any time before purchasing this Policy.