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School Group Travel Insurance
School Group Travel Insurance means that you can get a policy that will cover a group of people, as opposed to an individual or couple. We can also provide cover for School Ski Trips for Primary and Secondary Schools and offer compehensive cover. (including Covid-19 Cover for Cancellations and Medical Expenses). To get a quote by telephone or email, contact us on…
School Group Travel Insurance means that you can get a policy that will cover a group of people, as opposed to an individual or couple.
We can also provide cover for School Ski Trips for Primary and Secondary Schools and offer compehensive cover. (including Covid-19 Cover for Cancellations and Medical Expenses).
To get a quote by telephone or email, contact us on 0800 043 0020 / support@jsinsurance.co.uk
- Summary of Cover
- Covid-19 / Coronavirus Cover
- School Group FAQs
- School or University Group
- Sports and Activities
- Common Exclusions
- School Trip Cover
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,000,000 |
| Personal Property | £1,000 | £1,500 | £4,000 |
| Laptop Cover | £500 | £500 | £500 |
| Gadget Cover* | £1,000 | £1,000 | £1,000 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Schedule Airline Failure | £1,500 | £1,500 | £1,500 |
| End Supplier Failure | £1,500 | £1,500 | £1,500 |
| Overseas Return Quarantine | Included | Included | Included |
| Standard Excess** | £100 | £50 | £35 |
*The Gadget Cover can be added on the quote page at an additional premium.
**The excess payable does vary depending on the claim benefit.
Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.
Please read the Restrictions and Exclusions of the policy.
This Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited (Red Sands), registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.
Covid-19 / Coronavirus Cover
Our Travel Insurance for school trips can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.
All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice
- Emergency Medical treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
- Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
- Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.
Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.
Please read the Restrictions and Exclusions of the policy.
School Group FAQs
Do JS Travel Insurance cover Coronavirus for School Group Travel Insurance?
Answer : Yes we cover for cancellation if you are infected before you go on your trip, Medical if you are infected while you are away and Overseas Return Quarantine if you are unable to return .
However you are not covered if your area goes into quarantine and you are unable to travel.
If one of the children gets ill while away, will the Insurance pay for a carer /parent to travel out to help look after them ?
Answer: The policy will only provide cover if it is medically necessary for a parent to travel out to them. This needs to be agreed upon and accepted by the emergency assistance service. In these circumstances, a child will never be left without adult supervision. For example, if the school trip ends and the child is still in hospital, the emergency assistance company will arrange for a parent/escort to stay with the child.
Can we change the names of the people in the group who are named on the policy issued?
Answer : Yes we can update names up until the date of departure. However we are unable to change a name if the person we are replacing is making a claim.
Does each person in the School Group need their own Travel Insurance Certificate nand policy?
Answer :No all travellers can be on one certificate. If one person or more want to have their own policy and certificate, we are able to separate them from the others.
Are the Benefits per person or for the whole group?
Answer : The Benefits shown are per person and not for the complete group. ie if thr is Cancllation Cor of £3000 on th Policy , that means each prson can claim for that benfit for that amount .
Can extra cover such as mobile phones (gadget cover) be added to the policy?
Answer : Yes we can add this extra cover on an individual basis and this can be added as an endorsement to the policy.
What are the most common groups that JS Travel Insurance covers?
Answer: We have covered Half Term Ski Trips, Football, Rugby, Gymnastics Tournaments, and Competitions in France, Spain, and many other countries. Also school trips in the UK and culture trips to Europe.
Does JS Travel Insurance cover University Groups?
Answer : Yes we have been providing Travel Insurance for Universities for the past 10 years for sports and activities cover as well as Jailbreaks with Southampton, Oxford and Cambridge Universities.
When is the best time to purchase a School Group Travel Insurance policy?
Answer : As soon as the trip has been booked, you should purchase cover, this allows for claims cancellation or changes to be made to the names that are insured on the policy.
Is there a 24/7 Emergency Assistance number available?
Answer : Yes we provide a telephone number which you can call at any time if you require assistance in an emergency.
If the School already has Insurance but just needs Covid Cover can JS still insure us ?
Answer : Yes, we provide many policies like this where the schools' insurance Policy does not cover Covid, we then supply a Policy that does to supplement their current Policy.
School or University Group
If you are responsible for a Group of Students, you might want to take a closer look at various Group Travel Insurance policies because these policies are much cheaper than purchasing individual policies for each Group Member.
For a few years now, JS Travel Insurance has provided cover for University Jailbreaks that have been organised by Cambridge, Oxford and Southampton Universities. If you have a similar event, please contact us for a quote.
Sports and Activities
The Group policy provides cover for those taking part in Sporting, Recreational and other Activities. Half Term School Ski Holidays are covered .
Some Activities can be included at standard rates whilst others, due to the higher risk of injury, can be covered at an additional premium.
Is your School Group taking part in a Rugby Amateur Tournament or Football Amateur Tournament, we can provide a policy.
NB : with Rugby you will need as a school or club to get permission from your Union to tour or play in a atournament oerseas and proid them with your travel insurance details .
Common Exclusions
General Exclusions are usually the same as those in the individual Travel Insurance policies, such as thefts that are not reported to the police within 24 hours.
You must check the Policy Terms and Conditions carefully before you buy a Group policy, and make sure everyone on the policy knows the exclusions.
School Trip Cover
JS Travel Insurance is partnered with a provider that offers School Trip Travel Insurance that is easy to purchase and straight forward for Teachers and Organisers to arrange.
- Instant quotes and cover available.
- No requirement for lists of pupils and dates of birth.
- Only need number of pupils and adults travelling on the trip.
- Many Sports and Activities can be included, including Winter Sports.
- Option to download an invoice or pay policy premiums by credit card.
Please check the Terms and Conditions for any Restrictions or Exclusions.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
