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Quad Biking Travel Insurance
If you are planning a trip and you will be riding a Quad Bike, you will need to purchase a Travel Insurance policy before your leave your home. The quad bike is a vehicle that is characterised by its four wheels, handlebars, seat and tyres with low pressure. The vehicle is also known as quadricycle, four wheeler or simply as quad or all terrain vehicle. Quad bikes…
If you are planning a trip and you will be riding a Quad Bike, you will need to purchase a Travel Insurance policy before your leave your home.
The quad bike is a vehicle that is characterised by its four wheels, handlebars, seat and tyres with low pressure. The vehicle is also known as quadricycle, four wheeler or simply as quad or all terrain vehicle. Quad bikes have several different purposes. On Professional level, they are used in areas as varied as the military and border control, and Construction, Farming, and Search and Rescue. On recreational level, Quad Bikes are used in off road racing and during tourist excursions.
For a quote to cover you for Quad Biking (above 125cc) please call us on 0800 047 5065 (FREE) / 01273 773 017 or email us at info@jsinsurance.co.uk
You can if you wish get a quote online for Quad Biking (above 125cc) through our Partners World Nomads.
Please check the Terms and Conditions for any restrictions or exclusions.
- Summary of Cover
- Popular Areas for Quad Biking
- Common Injuries whilst Quad Biking
- Quad Biking Equipment
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
Pre Existing Medical Conditions
If you have pre existing medical conditions and you plan to drive a Quad Bike (up to 125cc) whilst travelling abroad, we are able to provide you with a policy. If you want to get a quote online, you can go to our dedicated website for pre existing medical conditions. When prompted you should select Hazardous Activity Pack B.
Please check the Policy Terms and Conditions for any restrictions or exclusions whilst taking part in Quad Biking.
Popular Areas for Quad Biking
Quad Biking is a popular sport that can be enjoyed all over the world. There are many places all over the United Kingdom where Quad Biking can be done, including the Lake District, Glasgow, Leeds, London, Aberdeen and Bristol.
It can also be done across Europe in countries such as Greece, France, Italy and Spain, among other countries. Also, places such as Thailand, New Zealand and Australia, in a number of different areas, are all popular destinations for the sport.
Quad bikes can also be rented whilst on holiday and are a popular form of transport for exploring the area you are visiting. If you are going on a Quad Biking holiday or want to go Quad Biking whilst you are travelling, it is vitally important that you are properly covered with the right Travel Insurance before you leave.
Common Injuries whilst Quad Biking
Quad Biking is an extreme sport and thus carries with it many risks of injuries and even fatalities. For this reason, Travel Insurance is essential, and sometimes literally life saving, if you are considering partaking in the sport when on holiday. As Quad Biking is an all terrain activity, there is the risk of being thrown off your Quad Bike if it hits a pothole or some other bump in the road. Quad Bikes can also be difficult to handle and can overturn easily.
Accidents and fatalities have been known to occur when a person has lost control of the bike and suffered a collision with another object. As they are not designed to carry more than one person at a time, riding with or as a passenger can also increase the risk of the bike toppling over. When using a Quad Bike, always make sure you are wearing a helmet to protect yourself from injury. Be aware of the dangers in and risks inherent to the sport whenever you are Quad Biking on holiday.
Quad Biking Equipment
Two things are necessities when Quad Biking: the Quad Bike itself and a helmet. You should never, ever go on a Quad Biking trip without wearing a helmet. Additional protective gear would be a good idea too this gear may include gloves, a jacket, padded clothing and protective (sun) glasses.
Important Information
You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in Quad Biking for more than 90 days in any one Period of Insurance.
You will need to have a valid UK Driving Licence, if you plan to drive a Quad Bike overseas.
This activity does not cover Accidental Death & Disability Benefit or Personal Liability cover.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
