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Motorcycling Travel Insurance

Motorcycling is a popular sport that is done with a powered two wheel vehicle, which can range from simple Mopeds to incredibly fast racing Motorcycles. It is done recreationally on holiday and professionally on Racing Circuits, and everything in between. Motorcycling is a popular means of transportation. Getting around a city or town whilst you are away is easier if…

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Motorcycling is a popular sport that is done with a powered two wheel vehicle, which can range from simple Mopeds to incredibly fast racing Motorcycles. It is done recreationally on holiday and professionally on Racing Circuits, and everything in between. Motorcycling is a popular means of transportation. Getting around a city or town whilst you are away is easier if you are on a Motorcycle or Moped.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Who is Motorcycling Travel Insurance for ?

JS Travel Insurance will cover anyone using a Motorcycle with an engine size of 50cc to 350cc and above. The policy will also cover you for using a Scooter or a Moped. Your UK License must state that you can ride this type of vehicle on public roads and more information can be found at: https://www.gov.uk/ride-motorcycle-moped

Common Exclusions

You will not be able to race a Motorcycle, and you must have a valid United Kingdom or Republic of Ireland Driving Licence that allows you to ride a Motorcycle of equivalent size. You should also check the local road laws so that you abide by them as if you do not, this might invalidate a claim.

Common Injuries whilst Motorcycling

Motorcycling is a more dangerous means of transport than other road alternatives and it is essential that you always take safety precautions and wear the appropriate apparel including a helmet.

The biggest Motorcycling risk is collision with other vehicles and falling off. Such accidents can be fatal. You are also at risk of cuts and bruises, broken bones, organ damage, haemorrhage and head injuries. Some of the most common injuries sustained from a motorcycle accident include:

  • Contusions
  • Fractures
  • Sprains
  • Strains
  • Superficial wounds
  • Open wounds
  • Head injury
  • Death

Motorcycle accidents do happen and the motorbike rider is usually the one who suffers the most, as they are not afforded the same protection that a car gives its driver. Head injuries are the main cause of death in motorcycle accidents, so it is essential that you always wear a helmet.

Motorcycle Safety Tips

There are many things you can do to improve your saftey when riding a Motorcycle.

  • Wear a helmet. You may want to ride a Motorcycle without using a helmet in a hot climate. If you have an accident you are more likely to receive a head injury. Any helmet should comply with safety guidelines and it should always fit correctly.
  • Wear protective clothing. It may in hot climates to wear only the basic clothing, however it is important that cover up any exposed skin. Try to wear gloves, boots and a leather jacket and trousers.
  • Be careful going around bends. Most accidents will happen on corners, either because you are going to fast or you are on the wrong side of the road. Take it easy and try and slow down before taking a corner.

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in Motorcycling for more than 90 days in any one Period of Insurance.

This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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