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Motorcycle Track Days Travel Insurance

If you are planning to take part in Motorcycle Track Days when abroad, it is good idea to have a Travel Insurance policy in place before you leave your home.

Example Premiums for Europe

1 Day: £146.77

2 Days: £225.12

4 Days: £225.12

5 Days: £225.12 (Best Value £45 per day)

6 Days: £280.71

7 Days: £280.71 

Annual Policy: £830.08 (as many Track Days as you like during the Year)

Please select: Track Days - Motorcycles (No Racing).


Please check the Terms and Conditions for any Restrictions or Exclusions.

Please Note: This policy can also offer cover just for the days that you will be Motorcycling Track Days, if you already have standard Travel Insurance cover already. You must select Adventures Part A Only, when getting a quote online.

To get a quote by telephone or email, contact us on 0800 043 0020 /  support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical & Emergency Expenses £10,000,000 £100
Search & Rescue £50,000 £500
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

Adventure Sports Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Common Injuries

Motorcycling is a more dangerous means of transport than other road alternatives and it is essential that you always take safety precautions and wear the appropriate apparel including a helmet especially when participating in Motorcycling Track Days.

In fact, you will be required to wear a helmet and the proper Motorcycling clothing to participate.

The biggest risk associated with Motorcycle Track Days is collision with other vehicles and falling off.

In rainy conditions or other non ideal weather, racers may slip and slide, thereby potentially sustained injuries as well.

Motorcycle accidents do happen and the motorbike rider is usually the one who suffers the most.

Motorcycle Track Day Travel Insurance FAQs

Does the Motorcycle Track Day insurance Cover Repatriation?

Yes it does up to £10m under Medical Expenses, if you are injured or have an accident on your motorbike when you are doing Track Days then we will pay for you to be repatriated back to the UK if the Medical opinion is such that this is required.

Can JS provide Insurance just for the days that you are doing the Track Days?

Yes we can. So the day you start on the track to the day you finish. If you are going to Spain for 2 weeks 1st July to 15th July and you are doing Track Days the 7th, 8th, and 9th July then you can book your insurance for the track days just for those three days.

You can only take out the Adventures Part A cover if this is the case .

Make sure though that you already have normal Travel Insurance for the rest of your trip from the day you depart to the day you return to the UK.

3. Do regular travel insurance policies cover Motor Cycle Track days at a Circuit?

No they don’t normally, you must book it separately. You need to be very careful here to read your Policy Wording and check Activities Covered if you are unsure call your Insurance company to get confirmation on whether Track Days are covered or not. 

Activities and Sports are usually listed towards the end of the Policy Wording  

What matters most to Riders as far as Travel Insurance for Track Days?

Medical Expenses (we cover up to £10m) and Repatriation back to the UK (again covered to £10m). This is why you must get Travel Insurance as these bills can be huge if you have an accident.

If you are getting local Insurance at the track, make sure it covers Repatriation

Also, don’t forget to obtain a GHIC ( General health Insurance Card)   

Does it make sense to get an Annual Policy for Travel Insurance for Track Days?

This depends on how many times you do Track Days per year overseas. If you are going over 3 times then yes get an Annual Multi Trip Policy.

6. What is the Age limit for Motorcyle Tracks Days Insurance?

You can purchase cover up to the age of 69 years of age, the premiums do increase when you pass 65 years of age please bear this in mind.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel and take part in Motorcyle - Track Days provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Emergency Medical treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.

Important Information

You are required at all times to wear the appropriate safety equipment, for example protective clothing and / or suitable head protection.

Useful Websites

Almeria Track - Spain

Andalucia Track - Spain

Travel Insurance Toolkit

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