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Scuba Diving (up to 18 metres) Travel Insurance

Scuba Diving is an extremely popular type of Diving. This type of Diving is distinguished from other Diving and Swimming types because the Diver carries a variable mix of oxygen and air, as opposed to simply holding their breath. Scuba Divers can cover much greater distances underwater and reach greater depths. We can provide cover for those who wish to do Night…

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Scuba Diving is an extremely popular type of Diving. This type of Diving is distinguished from other Diving and Swimming types because the Diver carries a variable mix of oxygen and air, as opposed to simply holding their breath. Scuba Divers can cover much greater distances underwater and reach greater depths.

We can provide cover for those who wish to do Night Scuba Diving as well.

Please visit our website ADVENTURES for a policy and select Scuba Diving (including Night Diving) down to 30m.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Scuba Diving

Scuba Diving is an extremely popular type of Diving. This type of Diving is distinguished from other Diving and Swimming types because the Diver carries his or her own oxygen, as opposed to simply holding their breath. With a tank of (usually) compressed air on their backs, Scuba Divers can cover much greater distances underwater and reach greater depths.

The very tank that is used by Scuba Divers gives the sport its name, Scuba is short for 'self-contained underwater breathing apparatus.' There are two types of scubas. One is the open circuit tank, with which the exhaled breath is emitted into the water, causing the typical bubbles. The other one of the (semi-)closed-circuit tank, also called a rebreather, with which carbon dioxide is removed from exhaled gases and oxygen is re-added via an oxygen feeder tank.

Scuba Diving is mainly a recreational activity, very popular on holiday to tropical destinations, for example, but is sometimes also done by professional divers, whether it's for spear fishing, underwater photography, scientific research, rescue, and even combat.

Scuba Diving up to a depth of 18 metres is allowed to be done by anyone. However, people who want to go deeper, must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning that all participants need to have a PADI certificate. Depending on the official diving agencies of specific destinations, recreational dives are limited to a depth of 20 to 50 metres.

Scuba Diving Grades

Scuba Diving is covered to the confirmed depths per Grade provided you are diving under the direction of an accredited dive Marshall, Instructor or Guide. If you are suitably qualified, and are not diving alone, cover is provided within the guidelines of the relevant diving or training agency or organisation as confirmed below:

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 35 metres
  • BSAC Dive Leader - 50 metres

Popular Areas for Scuba Diving

Scuba Diving is a very popular sport that can now be done across most areas of the world. While most recreational scuba dives are done in tropical and warm regions that have reefs or other underwater features, they may also be carried out in colder regions.

Common Injuries whilst Scuba Diving

While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these that can occur are:

Injuries from the change in air pressure can include ruptured ear drums or damaged sinuses, so it is necessary to ensure you equalize the pressure when emerging from diving, at different depths.

  • Decompression sickness can cause serious illness such as disability or even death, so ensure you make decompression stops when emerging from the water.
  • Nitrogen narcosis can result from divers breathing in the gas whilst at depth. This can cause inebriated or even hallucinogenic states, depending on the depth the diver is at.
  • Oxygen toxicity occurs when a diver exceeds the maximum depth of a breathing gas. In the most extreme cases, this can cause a seizure, which in turn can cause the diver to drown.
  • Hypothermia can occur even in mild water so a wetsuit is vital.

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, life jackets etc.) are worn at all times and you do not participate in Scuba Diving (up to 18 metres) for more than 90 days in any one Period of Insurance.

You are not covered if you dive within 24 hours of departure of your return trip to your home country.

This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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