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Scuba Diving (up to 50 metres) Travel Insurance
If you are planning a trip abroad and will be Scuba Diving (up to 50 metres), you must have a Travel Insurance policy before you leave your home. When getting Travel Insurance (Scuba Diving), you can also select the following: Scuba Diving to 50 metres (including Night Diving) if qualified and not alone To contact us by telephone or email, 0800 043 0020 /…
If you are planning a trip abroad and will be Scuba Diving (up to 50 metres), you must have a Travel Insurance policy before you leave your home.
When getting Travel Insurance (Scuba Diving), you can also select the following:
- Scuba Diving to 50 metres (including Night Diving) if qualified and not alone
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payable does vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Scuba Diving (up to 50 metres)
Scuba Diving is primarily a recreational activity, very popular during vacations in tropical places. Still, it is sometimes also done by professional Divers, whether for Spear Fishing, Underwater Photography, Scientific Research, Rescue, or Combat.
People who want to dive deeper than 18 metres must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning all participants must have a PADI certificate.
Depending on the official diving agencies of specific destinations, recreational dives are limited to 42 to 50 metres. In other words, 50 metres is as deep as you can go on a recreational dive.
- PADI Open Water - 18 metres
- PADI Advanced Open Water - 30 metres
- BSAC Ocean Diver - 20 metres
- BSAC Sports Diver - 35 metres
- BSAC Dive Leader - 50 metres
Common Injuries
While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these include:
- Decompression sickness can result in dangerous severe conditions such as disability or death. Make sure to make decompression stops when ascending.
- Injuries resulting from a change in air pressure may include damaged sinuses or ruptured ear drums. It is, therefore, necessary to make sure that you equalise the pressure at different depths when ascending.
- Oxygen toxicity occurs when a diver exceeds the maximum depth of breathing gas. In the most extreme cases, this can result in a seizure, which can cause the diver to drown.
- Nitrogen narcosis is caused when divers breathe in the gas underwater. This may result in inebriated or sometimes even hallucinogenic states. The severity depends on the depth the diver is at.
- Hypothermia can occur even in mild water. Therefore, wearing a wetsuit is vital.
Most importantly, for divers going to this depth of water, 30 metres is the depth at which symptoms of nitrogen narcosis can occur.
This condition temporarily alters the consciousness, affecting the senses and movements of a diver and causing them to experience numbness.
It can also lead to hallucinations. At a depth of 50 metres, the risks are higher than at shallower depths.
Provided you are Scuba Diving with a certified Dive Marshall, Guide or Instructor, Scuba Diving is covered by your Travel Insurance to the confirmed depths per certification grade, as listed below.
If you are qualified and are not diving by yourself, you are covered when you stay within the guidelines of the particular training or diving training organisation or agency.
In this case, Scuba Diving to a depth of 50 metres, you will only be covered by our Travel Insurance if you have a BSAC Dive Leader certification and stay within the applicable guidelines of the company, agency or organisation you use.
Pre-Existing Medical Conditions
If you have pre-existing medical conditions and plan to participate in Scuba Diving (up to 50 metres), we can provide you with a policy.
Our provider (Adventures) can offer travel insurance, including Scuba Diving (up to 50 metres) if you have a pre-existing medical condition.
