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Travel Insurance > Sports & Activities > Scuba Diving (up to 50 metres) Travel Insurance

Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Scuba Diving (up to 50 metres) Travel Insurance

If you are planning a trip abroad and will be Scuba Diving to 50 metres, you will need to have a Travel Insurance policy in place before you leave your home.

This policy can provide cover for Scuba Diving up to 50 metres and Night Dives as well.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.

If you prefer, you can contact us by telephone or email, on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017 info@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical and Repatriation £10,000,000 £100
Search & Rescue Cover £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Adventures Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Scuba Diving (up to 50 metres)

Scuba Diving is mostly a recreational activity, very popular during vacations in tropical places, for example, but is sometimes also done by professional Divers, whether it is for Spear Fishing, Underwater Photography, Scientific Research, Rescue, and even Combat.

People who want to dive deeper than 18 metres must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning that all participants need to have a PADI certificate.

Depending on the official diving agencies of specific destinations, recreational dives are limited to a depth of 42 to 50 metres. In other words, 50 metres is as deep you can go on a recreational dive.

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 35 metres
  • BSAC Dive Leader - 50 metres

Personal Accident and Personal Liability

JS Travel Insurance can provide cover for Scuba Diving and will include Personal Accident and Personal Liability.

Common Injuries

While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these include:

  • Decompression sickness can result in serious dangerous conditions such as disability or even death. Absolutely make sure to make decompression stops when ascending.
  • Injuries resulting from a change in air pressure may include damaged sinuses or ruptured ear drums. It is therefore necessary to make sure that you equalise the pressure at different depth when ascending.
  • Oxygen toxicity takes place when a diver exceeds the maximum depth of a breathing gas. In the most extreme cases, this can result in a seizure, which in turn can cause the diver to drown.
  • Nitrogen narcosis is caused when divers breathe in the gas when they are underwater. This may result in inebriated or sometimes even hallucinogenic states the severity depends on the depth the diver is at.
  • Hypothermia can occur even in mild water. Therefore, wearing a wetsuit is vital.

Most importantly for divers going to this depth of water, 30 metres is the depth at which symptoms of nitrogen narcosis can occur.

This is a condition that temporarily alters the consciousness, affecting the senses and movements of a diver and causing them to experience numbness.

It can also lead to hallucinations. Needless to say; at a depth of 50 metres the risks are higher than at shallower depths.

Provided you are Scuba Diving with a certified Dive Marshall, Guide or Instructor, Scuba Diving is covered by your Travel Insurance to the confirmed depths per certification grade, as is listed below.

If you are qualified, and are not diving by yourself, you are covered when you stay within the guidelines of the particular training or diving or training organisation or agency.

In this case, Scuba Diving to a depth of 50 metres, you will only be covered by our Travel Insurance if you have a BSAC Dive Leader certification and stay within the applicable guidelines of the company, agency or organisation you use.

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to do Scuba Diving to 50 metres  whilst travelling abroad, we are able to provide you with a policy.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Scuba Diving (up to 50 metres) whilst on your trip.

This policy will also cover you if you have already left your home and your planning to Scuba Dive up to 50 metres.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.

GET A QUOTE ONLINE

Please check the Terms and Conditions for any Restrictions or Exclusions.