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Scuba Diving (up to 50 metres) Travel Insurance

Scuba Diving is distinguished from other types of Diving and Swimming because the Diver carries a varaible mix of oxygen and air, as opposed to simply holding their breath. Scuba Divers can cover much greater distances underwater and reach greater depths. The very tank that is used by scuba divers gives the sport its name, scuba is short for self-contained underwater breathing apparatus. People who want to dive deeper than 18 metres must be PADI qualified. 50 metres is the maximum depth allowed on a recreational dive anywhere in the world.

We can provide cover for those who wish to do Night Scuba Diving as well.

Please visit our website ADVENTURES for a policy and select Scuba Diving (including Night Diving) down to 50m.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and the Republic of Ireland.

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses £10,000,000 £100
Search & Rescue Cover £50,000 £500
Personal Accident £5,000 -
Personal Liability £2,000,000 £200
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100
End Supplier Failiure £2,500 -

Scuba Diving (up to 50 metres)

Scuba Diving is mostly a recreational activity, very popular during vacations in tropical places, for example, but is sometimes also done by professional Divers, whether it is for Spear Fishing, Underwater Photography, Scientific Research, Rescue, and even Combat.

People who want to dive deeper than 18 metres must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning that all participants need to have a PADI certificate. Depending on the official diving agencies of specific destinations, recreational dives are limited to a depth of 42 to 50 metres. In other words, 50 metres is as deep you can go on a recreational dive.

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 35 metres
  • BSAC Dive Leader - 50 metres

Common Injuries whilst Scuba Diving

While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these include:

  • Decompression sickness can result in serious dangerous conditions such as disability or even death. Absolutely make sure to make decompression stops when ascending.
  • Injuries resulting from a change in air pressure may include damaged sinuses or ruptured ear drums. It is therefore necessary to make sure that you equalise the pressure at different depth when ascending.
  • Oxygen toxicity takes place when a diver exceeds the maximum depth of a breathing gas. In the most extreme cases, this can result in a seizure, which in turn can cause the diver to drown.
  • Nitrogen narcosis is caused when divers breathe in the gas when they are underwater. This may result in inebriated or sometimes even hallucinogenic states the severity depends on the depth the diver is at.
  • Hypothermia can occur even in mild water. Therefore, wearing a wetsuit is vital.

Most importantly for divers going to this depth of water, 30 metres is the depth at which symptoms of nitrogen narcosis can occur. This is a condition that temporarily alters the consciousness, affecting the senses and movements of a diver and causing them to experience numbness. It can also lead to hallucinations. Needless to say; at a depth of 50 metres the risks are higher than at shallower depths.

Provided you are Scuba Diving with a certified Dive Marshall, Guide or Instructor, Scuba Diving is covered by your Travel Insurance to the confirmed depths per certification grade, as is listed below. If you are qualified, and are not diving by yourself, you are covered when you stay within the guidelines of the particular training or diving or training organisation or agency.

In this case, Scuba Diving to a depth of 50 metres, you will only be covered by our Travel Insurance if you have a BSAC Dive Leader certification and stay within the applicable guidelines of the company, agency or organisation you use.

Important Information

You are required at all times to wear the appropriate safety equipment, for example protective clothing and / or suitable head protection.

You are not covered by Travel Insurance, if you dive within 24 hours of departure of your return trip to your home country.

Adventures Travel Insurance is arranged for Jade Stanley Limited through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 


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