0800 043 0020
Welcome toJS Travel Insurance
Travel Insurance > Sports & Activities > Scuba Diving (up to 50 metres) Travel Insurance

Scuba Diving (up to 50 metres) Travel Insurance

If you are planning a trip abroad and will be Scuba Diving to 50 metres, you will need to have a Travel Insurance policy in place before you leave your home.

This policy can provide cover for Scuba Diving up to 50 metres and Night Dives as well.


This policy will also cover Personal Liability and Personal Accident.

Please check the Terms and Conditions for any Restrictions or Exclusions.

To get a quote by telephone or email, contact us on 01273 773 422 info@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical & Emergency Expenses £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

BMX Cycling Travel Insurance is arranged for JS Travel Insurance through P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Emergency Medical treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.

Scuba Diving (up to 50 metres)

Scuba Diving is mostly a recreational activity, very popular during vacations in tropical places, for example, but is sometimes also done by professional Divers, whether it is for Spear Fishing, Underwater Photography, Scientific Research, Rescue, and even Combat.

People who want to dive deeper than 18 metres must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning that all participants need to have a PADI certificate.

Depending on the official diving agencies of specific destinations, recreational dives are limited to a depth of 42 to 50 metres. In other words, 50 metres is as deep you can go on a recreational dive.

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 35 metres
  • BSAC Dive Leader - 50 metres

Common Injuries

While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these include:

  • Decompression sickness can result in serious dangerous conditions such as disability or even death. Absolutely make sure to make decompression stops when ascending.
  • Injuries resulting from a change in air pressure may include damaged sinuses or ruptured ear drums. It is therefore necessary to make sure that you equalise the pressure at different depth when ascending.
  • Oxygen toxicity takes place when a diver exceeds the maximum depth of a breathing gas. In the most extreme cases, this can result in a seizure, which in turn can cause the diver to drown.
  • Nitrogen narcosis is caused when divers breathe in the gas when they are underwater. This may result in inebriated or sometimes even hallucinogenic states the severity depends on the depth the diver is at.
  • Hypothermia can occur even in mild water. Therefore, wearing a wetsuit is vital.

Most importantly for divers going to this depth of water, 30 metres is the depth at which symptoms of nitrogen narcosis can occur.

This is a condition that temporarily alters the consciousness, affecting the senses and movements of a diver and causing them to experience numbness.

It can also lead to hallucinations. Needless to say; at a depth of 50 metres the risks are higher than at shallower depths.

Provided you are Scuba Diving with a certified Dive Marshall, Guide or Instructor, Scuba Diving is covered by your Travel Insurance to the confirmed depths per certification grade, as is listed below.

If you are qualified, and are not diving by yourself, you are covered when you stay within the guidelines of the particular training or diving or training organisation or agency.

In this case, Scuba Diving to a depth of 50 metres, you will only be covered by our Travel Insurance if you have a BSAC Dive Leader certification and stay within the applicable guidelines of the company, agency or organisation you use.

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to do Scuba Diving to 50 metres  whilst travelling abroad, we are able to provide you with a policy.


This policy will also cover Personal Liability and Personal Accident.

Please check the Terms and Conditions for any Restrictions or Exclusions.

European and Worldwide Residents

World Nomads offers Travel Insurance if you are a Resident of a European or Worldwide country and you are planning to take part in Scuba Diving (up to 50 metres) whilst on your trip.

This policy will also cover you if you have already left your home and your planning to Scuba Dive up to 50 metres.

You can also add High Value Items, such as Sports Gear, Technical Equipment and Cameras, and Personal Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.