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Cruise Travel Insurance
If you are planning a cruise, then there are some advantages to purchasing a Travel Insurace Policy before you leave, such as Cancellation Cover if you get ill before your departure date. You can opt for a Cruise Cover Extension Policy to provide extra protection, such as compensation for Cabin Confinement if you are taken ill on board. If you have the good fortune to…
If you are planning a cruise, then there are some advantages to purchasing a Travel Insurace Policy before you leave, such as Cancellation Cover if you get ill before your departure date. You can opt for a Cruise Cover Extension Policy to provide extra protection, such as compensation for Cabin Confinement if you are taken ill on board. If you have the good fortune to be cruising the Mediterranean or the Caribbean, or even a Round the World cruise, you should make sure that you have the correct Travel Insurance Policy in place. Be aware, a Standard Travel Insurance Policy may not provide sufficient cover for your cruise.
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No Medical Conditions: to get a quote please use the calculator above, or contact us on 0800 047 5065 (FREE) or 01273 773 017 or email info@jsinsurance.co.uk
Medical Conditions: to get a quote, CLICK HERE and select 'Yes' regarding the cruise, or contact us on 0800 047 5065 (FREE) or 01273 773 017 or email info@jsinsurance.co.uk
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JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
What is Cruise Cover?
At JS Travel Insurance, we'll cover you whilst you enjoy cruising to several parts of a country or parts of the World, whether on a River Cruise or Cruise Liner. Whether it lasts just a week or even a year, we've got you covered.
There are numerous Cruise Cover policies, the main variation is whether you keep it simple and opt for a low Premium without the Cruise Extension Benefits(so that at least the Emergency Assistance Service know you're on a boat), or whether you go all out and opt for the Cruise Cover Extension Policy.
Usually most Single Trip Travel Insurance policies have a time limit as to how long you can be away. JS Travel Insurance policies have a maximum number of 90 days. We can offer longer periods of cover, if the cruise is an Around the World one, then you would need to contact us for a quote.
Even an Annual Multi Trip Travel Insurance Policy, the maximum trip duration is 31 or 45 days. Although we do have Annual Policy that can cover over this trip duration, for example 61 or 93 days. You would need to contact us for a quote.
The very nature of a cruise is that you will be visiting more than one country, so you must list all the countries you're visiting or ensure the georgraphical region you select will cover all stops.
Traditionally a cruise has been for the older generation but is now becoming popular with younger Couples and Families.
You might find yourself interested in taking part in a Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking. In some cases, some Sports and Activities will require an extra premium to pay depending on how difficult or dangerous the Sport or Activity is.
Cruise Benefits Extension Policy
We do provide a Specialist Cruise Extension Travel Insurance Policy, without any age limits and can cover pre-existing medical conditions - GET A QUOTE ONLINE to take advantage of the extra benefits as listed below.
| Cruise Cover Benefits | Claim Limit | Gold Excess | Platinum Excess |
|---|---|---|---|
| Cabin Confinement | Up to £1,000 | £75 | £0 |
| Missed Port Departure | Up to £500 | £75 | £0 |
| Itinerary Change | Up to £100 | £75 | £0 |
| Unused Excursions | Up to £750 | £75 | £0 |
| Cruise Interruption | Up to £250 | £75 | £0 |
Besides the above benefits, here are the highlights of what else you'll be covered for:
| Section & Cover | Gold | Platinum |
|---|---|---|
| Cancellation or Curtailment | £3,000 | £5,000 |
| Medical and Repatriation | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 |
| Personal Baggage | £2,000 | £5,000 |
| Personal Money | £400 | £400 |
| Missed Departure | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 |
| Scheduled Airline Failure | Up to £1,500 | Up to £1,500 |
| Excess | £75 | £0 |
Cancellation Cover Top Up: if the above Cancellation Cover isn't sufficient, you have the option to add up to an extra £10,000 of Cancellation Cover per person when get a quote.
European Health Insurance Card (EHIC)
If you are cruising within the European Union make sure you take your European Health Insurance Card (EHIC) with you. This card will provide you with access to free or reduced Emergency Medical Care whilst abroad if you are staying within Europe. The EHIC is not a replacement for Travel Insurance as it does not provide cove for such Benefits as Cancellation or Loss of Baggage or even Repatriation back to your home country. This card does not cover pre existing medical conditions.
Important Information
If you select cover for any Sports of Activities you may take part in whilst on your Cruise, please be aware that they will be excluded from Personal Liability cover and cover for Accidental Death & Disability Benefit
Please read the Policy Wording for full details.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
