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Cruise Travel Insurance

If you are planning a cruise, then there are some advantages to purchasing a Travel Insurace policy before you leave. Some of the extra benefits are Cabin Confinment, if you are taken ill on board. If you have the good fortune to be cruising the Mediterranean or the Caribbean, or even a Round the World cruise, you should make sure that you have the correct Travel…

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If you are planning a cruise, then there are some advantages to purchasing a Travel Insurace policy before you leave. Some of the extra benefits are Cabin Confinment, if you are taken ill on board. If you have the good fortune to be cruising the Mediterranean or the Caribbean, or even a Round the World cruise, you should make sure that you have the correct Travel Insurance policy in place. A Standard Travel Insurance policy may not provide sufficient cover for your cruise.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Cruise Cover

A cruise usually lasts longer than a typical two week holiday and in some cases up to several months or even a year. We provide cover for River Cruises as well as the larger Cruise Liners.

Usually most Single Trip Travel Insurance policies have a time limit as to how long you can be away. JS Travel Insurance policies have a maximum number of 90 days. We can offer longer periods of cover, if the cruise is an Around the World one, then you would need to contact us for a quote.

Even an Annual Multi Trip Travel Insurance policy, the maximum trip duration is 31 or 45 days. Although we do have Annual policy that can cover over this trip duration, for example 61 or 93 days. You would need to contact us for a quote.

The very nature of a cruise is that you will be visiting more than one country, so you should check that all the countries you will be visiting are included in the policy that you select. There is an option online to select a Region rather than one specific country.

Traditionally a cruise has been for the older generation but is now becoming popular with younger Couples and Families.

You might find yourself interested in taking part in a Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking. In some cases, some Sports and Activities will require an extra premium to pay depending on how difficult or dangerous the Sport or Activity is.

Important Cruise Benefits

We do provide a Specialist Cruise Travel Insurance policy, there is no age limit to who can be insured as well as covering most pre existing medical conditions.  There is Cruise Extension cover which includes:

  • Cabin Confinement
  • Missed Port Departure
  • Itinery Change
  • Unused Excursions
  • Cruise Interruption
  • Top Up Cancellation cover to £10,000 per person.

It is important to purchase Cruise Cover from our specialist provider GET A QUOTE ONLINE to take advantage of these extra benefits.

European Health Insurance Card (EHIC)

If you are cruising within the European Union make sure you take your European Health Insurance Card (EHIC) with you. This card will provide you with access to free or reduced Emergency Medical Care whilst abroad if you are staying within Europe. The EHIC is not a replacement for Travel Insurance as it does not provide cove for such Benefits as Cancellation or Loss of Baggage or even Repatriation back to your home country. This card does not cover pre existing medical conditions.

Important Information

Any Sports or Activities online do not provide Accidental Death & Disability Benefit or Personal Liability cover.

Please read the Policy Wording for full details.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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