Loading Calculator
Cruise Travel Insurance
If you are planning a Cruise, then there are some advantages to purchasing a Travel Insurance policy before you leave, such as a Cancellation Cover if you get ill before your departure date. You can opt for a Cruise Cover Extension Policy to provide extra protection. For example, compensation for Cabin Confinement if you are taken ill on board. If you have the good…
If you are planning a Cruise, then there are some advantages to purchasing a Travel Insurance policy before you leave, such as a Cancellation Cover if you get ill before your departure date.
You can opt for a Cruise Cover Extension Policy to provide extra protection. For example, compensation for Cabin Confinement if you are taken ill on board.
If you have the good fortune to be cruising The Mediterranean or The Caribbean, or even a Round the World Cruise, you should make sure that you have the correct policy in place. A standard policy may not provide sufficient cover for your Cruise.
- Summary of Cover
- Travel Insurance Extras
- What is Cruise Cover ?
- European Health Insurance Card (EHIC)
- Cruise Cover Extension Benefits
- Useful Websites
- JS Travel Insurance Blogs
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
| Missed Connection Cover* | £1,500 | £1,500 | £1,500 |
| Terrorism Cover Extension* | £2,000 | £2,000 | £2,000 |
| Standard Excess** | £100 | £50 | £35 |
*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.
**The excess payable does vary depending on the claim benefit.
Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.
This scheme is underwritten by Red Sands Insurance Company (Europe) Limited (Red Sands), registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.
What is Cruise Cover ?
We will cover you whilst you are enjoying your cruise to several parts of a continent or parts of the World, whether on a River Cruise or Cruise Liner. Whether it lasts just a week or even a year, we've got you covered.
There are numerous Cruise Cover policies, the main variation is whether you keep it simple and opt for a low premium without the Cruise Extension Benefits (so that at least the Emergency Assistance Service know you're on a boat), or whether you go all out and opt for the Cruise Cover Extension Policy.
The very nature of a Cruise is that you will be visiting more than one country, so you must list all the countries you're visiting or ensure the Geographical Region you select will cover all stops.
Traditionally a Cruise has been for the older generation but is now becoming popular with younger Couples and Families.
You might find yourself interested in taking part in a Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking.
European Health Insurance Card (EHIC)
If you are cruising within the European Union make sure you take your European Health Insurance Card (EHIC) with you.
This card will provide you with access to free or reduced Emergency Medical Care whilst abroad if you are staying within Europe.
The EHIC is not a replacement for Travel Insurance as it does not provide cove for such Benefits as Cancellation or Loss of Baggage or even Repatriation back to your home country.
Cruise Benefits Extension Policy
We do provide a Specialist Cruise Extension Policy, without any age limits and can cover pre existing medical conditions.
| Cruise Cover Benefits | |
|---|---|
| Cabin Confinement | £1,000 |
| Missed Port Departure | £500 |
| Itinerary Change | £100 |
| Unused Excursions | £750 |
| Cruise Interruption | £250 |
Besides the above Benefits, here are the highlights of what else you'll be covered for:
Cancellation Cover Top Up: If the Cancellation Cover isn't sufficient for your cruise, you have the option to add up to an extra £10,000 (per person) of Cancellation Cover.
Please check the Terms and Conditions for any Restrictions or Exclusions.
