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Cruise Travel Insurance
If you are planning a Cruise, then there are some advantages to purchasing a Travel Insurace policy before you leave, such as Cancellation Cover if you get ill before your departure date. You can opt for a Cruise Cover Extension Policy to provide extra protection. For example, compensation for Cabin Confinement if you are taken ill on board. If you have the good…
If you are planning a Cruise, then there are some advantages to purchasing a Travel Insurace policy before you leave, such as Cancellation Cover if you get ill before your departure date.
You can opt for a Cruise Cover Extension Policy to provide extra protection. For example, compensation for Cabin Confinement if you are taken ill on board.
If you have the good fortune to be cruising The Mediterranean or The Caribbean, or even a Round the World Cruise, you should make sure that you have the correct policy in place. A standard policy may not provide sufficient cover for your Cruise.
If you have no pre existing medical conditions you can get a quote using the calculator above, or contact us on 0800 047 5065 (FREE) or 01273 773 017 or by email info@jsinsurance.co.uk
- Summary of Cover
- Travel Insurance Extras
- What is Cruise Cover ?
- European Health Insurance Card (EHIC)
- Cruise Cover Extension Benefits
- Useful Websites
- JS Travel Insurance Blogs
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
| Missed Connection Cover* | £1,500 | £1,500 | £1,500 |
| Natural Catastrophe Cover* | £1,500 | £1,500 | £1,500 |
| Terrorism Cover Extension* | £2,000 | £2,000 | £2,000 |
| Standard Excess** | £100 | £50 | £35 |
*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy.
**The excess payable does vary depending on the claim benefit.
Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.
This Travel Insurance policy for Cruises is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
Travel Insurance Extras
Single Trip
| Extension Benefit | Europe (per person) | Worldwide (per person) |
|---|---|---|
| Excess Waiver | £5.00 | £5.00 |
| Natural Catastrophe | £7.00 | £9.00 |
| Terrorism Cover | £7.00 | £13.00 |
| Missed Connection | £5.00 | £5.00 |
Annual Multi Trip
| Extension Benefit | Europe (per person) | Worldwide (per person) |
|---|---|---|
| Excess Waiver | £36.00 | £36.00 |
| Natural Catastrophe | £9.00 | £15.00 |
| Terrorism Cover | £16.00 | £24.00 |
| Missed Connection | £10.00 | £10.00 |
Excess Waiver
By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.
Missed Connection Cover
This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.
Natural Catastrophe Cover
This cover is designed to enhance your policy by providing cover for cancellation and additional expenses incurred due to unexpected events due to fire, flood, earthquake, storm, lightening, explosion, hurricane, volcanic eruption or an area quarantined due to a major outbreak of infectious disease, as long as the event(s) have not yet occurred at the time you purchase the insurance or book your trip.
Terrorism Cover Extension
This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.
What is Cruise Cover ?
We will cover you whilst you are enjoying your cruise to several parts of a continent or parts of the World, whether on a River Cruise or Cruise Liner. Whether it lasts just a week or even a year, we've got you covered.
There are numerous Cruise Cover policies, the main variation is whether you keep it simple and opt for a low premium without the Cruise Extension Benefits (so that at least the Emergency Assistance Service know you're on a boat), or whether you go all out and opt for the Cruise Cover Extension Policy.
The very nature of a Cruise is that you will be visiting more than one country, so you must list all the countries you're visiting or ensure the Geographical Region you select will cover all stops.
Traditionally a Cruise has been for the older generation but is now becoming popular with younger Couples and Families.
You might find yourself interested in taking part in a Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking.
European Health Insurance Card (EHIC)
If you are cruising within the European Union make sure you take your European Health Insurance Card (EHIC) with you.
This card will provide you with access to free or reduced Emergency Medical Care whilst abroad if you are staying within Europe.
The EHIC is not a replacement for Travel Insurance as it does not provide cove for such Benefits as Cancellation or Loss of Baggage or even Repatriation back to your home country.
Cruise Benefits Extension Policy
We do provide a Specialist Cruise Extension Policy, without any age limits and can cover pre existing medical conditions.
| Cruise Cover Benefits | |
|---|---|
| Cabin Confinement | £1,000 |
| Missed Port Departure | £500 |
| Itinerary Change | £100 |
| Unused Excursions | £750 |
| Cruise Interruption | £250 |
Besides the above Benefits, here are the highlights of what else you'll be covered for:
Cancellation Cover Top Up: If the Cancellation Cover isn't sufficient for your cruise, you have the option to add up to an extra £10,000 (per person) of Cancellation Cover.
Please check the Terms and Conditions for any Restrictions or Exclusions.
