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Cruise Travel Insurance
If you have the good fortune to be Cruising the Mediterranean or the Caribbean, or even a Round the World cruise, you should make sure that you have the correct Travel Insurance policy in place. A Standard Travel Insurance policy may not provide sufficient cover for your Cruise. JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones,…
If you have the good fortune to be Cruising the Mediterranean or the Caribbean, or even a Round the World cruise, you should make sure that you have the correct Travel Insurance policy in place. A Standard Travel Insurance policy may not provide sufficient cover for your Cruise.
JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.
To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk
We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Liability | £2,000,000 | £2,000,000 | £2,000,000 |
| Personal Baggage | £1,000 | £1,500 | £2,500 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 |
Cruise Cover
A Cruise usually lasts longer than a typical two week holiday and in some cases up to several months or even a year.
Usually most Single Trip Travel Insurance policies have a time limit as to how long you can be away, with our online policies this is 90 days. We can offer longer periods of cover, if for example the Cruise is an Around the World one, then you would need to contact us for a quote. Our Longstay policies online are limited to the age of 55 years of age.
Even an Annual Multi Trip Travel Insurance policy, the maximum trip duration is 31 or 45 days. Although we do have Annual policy that can cover over this duration, for example 61 or 93 days. You would need to contact us for a quote.
If you are travelling for a longer period that the policy online will allow, we can in most cases provide a policy and you would need to contact us, to discuss your requirements.
The very nature of a Cruise is that you will be visiting more than one country, so you should check that all the countries you will be visiting are included in the policy that you select. There is an option online to select a Region rather than one specific country.
Traditionally a Cruise has been for the older generation but is now becoming popular with younger Couples and Families.
You might find yourself interested in taking part in a Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking. In some cases, some Sports and Activities will require an extra premium to pay depending on how difficult or dangerous the Sport or Activity is.
Please Note: Any Sports or Activities online do not provide Accidental Death & Disability Benefit or Personal Liability cover.
Important Benefits
One of the main Benefits of Specialist Cruise Travel Insurance that we provide, is there is no age limit to who can be insured as well as covering most Pre Existing Medical Conditions. If you are over 74 years of age and you have pre existing medical condition, before you leave the country, it is important to purchase a Travel Insurance policy.
European Health Insurance Card (EHIC)
If you are Cruising within the European Union make sure you take your European Health Insurance Card (EHIC) with you. This card will provide you with access to free or reduced Emergency Medical Care whilst abroad if you are staying within Europe. The EHIC is not a replacement for Travel Insurance as it does not provide cove for such Benefits as Cancellation or Loss of Baggage or even Repatriation back to your home country. This card does not cover pre existing medical conditions.
Important Information
Any Sports or Activities online do not provide Accidental Death & Disability Benefit or Personal Liability cover.
This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.
