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Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Germany Travel Insurance Quote

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Germany Travel Insurance

Germany is a country in Western Europe and has a varied landscape of forests, rivers and mountain ranges. Berlin is the capital and was the central focus when East and West Germany unified in the 90s.  The capital is famous for its culture and beer festivals as well as it reputation for a great night life.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

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Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Missed Connection Cover* £1,500 £1,500 £1,500
Terrorism Cover Extension* £2,000 £2,000 £2,000
Standard Excess** £100 £50 £35

*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy. 

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This Travel Insurance policy for Germany is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

Travel Insurance Extras

Single Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £5.00 £5.00
Terrorism Cover £7.00 £13.00
Missed Connection £5.00 £5.00

Annual Multi Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £36.00 £36.00
Terrorism Cover £16.00 £24.00
Missed Connection £10.00 £10.00

Excess Waiver

By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.

Missed Connection Cover

This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.

Terrorism Cover Extension

This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.

Popular Destinations in Germany


With its melting pot of multiculturalism, and unique mix of modernity and traditionalism, Berlin truly is a ‘bucket list’ destination. Berlin has a vibrant and unforgiving nightlife, often called the city that never sleeps - forget about New York !

Gorge yourself on German beer, or visit a bar for a divine cocktail, Berlin is your city !

Take a stroll along the Berlin Wall and take in all the rich history this city has to offer, all of it readily accessible by foot or public transport.


It’s the country’s largest port and commercial centre, and has been dubbed ‘the Gateway to the World’.

Hamburg became a centre of international trade, dating back to the Middle Ages, and still remains one of Germany’s wealthiest cities.

Hamburg also has a great musical scene, with many prominent composers either being born or played here, such as Brahms and Mahler. However, that has evolved into a fresh and modern musical vibe, with many festivals being held here to this day. Make sure to time your trip with a musical event, or frequent a live music bar in the city.


There are also plenty of museums to get yourself lost in !

Visit Cologne’s historic Old Town and get a sense of what it would have been like here 70 years prior, as three quarters of Cologne was destroyed in the war.


Visit one of Munich’s hundreds of world class beer halls and get tipsy in one of the most beautiful cities in Germany.

Filled to the brim with museums and art galleries, so be sure to visit a few of these (if you’re not too hungover from the night before !)

Munich has a beautifully rustic feel, you’ll find fairy lights douse the whole city in a warm glow, making the cold winter chill somewhat tolerable.

Popular Sports and Activities



Ice Hockey


Travel Risks in Germany

Petty thieves such as pickpockets and bag snatchers often operate in built up areas of Germany, so be aware of your belongings at all time.

Travellers have also reported an increased number of 'drink spiking' in nightclubs and bars, women should be especially vigilant and never leave their drink unattended and out of sight. If you suspect you have been spiked, contact the emergency services immediately at 112, and 110 for police.

It is also recommended that travellers avoid political demonstrations and protests, as these have the possibility of turning violent.

Embassy | Consulates

British Embassy

Address: Wilhelmstrasse 70/71, 10117 Berlin, Germany

Telephone: + 49 (0) 30 204 570

British Consulate General Dusseldorf

Address:British Consulate General Dusseldorf, Willi-Becker-Allee 10, 40227 Dusseldorf, Germany

Telephone: +49 (0) 211 94480

British Consulate General in Munich

Address: British Consulate General Munich, Mohlstrasse 5, 81675 Munich, Germany

Telephone: +49 (0) 89 211090

Visa Requirements for Germany

Nationals of the European Union do not require a Visa, you are allowed to stay in Germany for up to 90 days.

EHIC (European Health Card Insurance)

Your EHIC card will cover you for emergency healthcare in Germany, but make sure you have the correct Travel Insurance before you leave the United Kingdom.

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to travel to Germany, we are able to provide you with a policy.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Living in Germany or Already Travelled

World Nomads offers Travel Insurance if you are living in Germany.

World Nomads also offers cover if you have already left your home country and you are in Germany. You can also add Sports and Activities to the policy, as well as High Value Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

Brexit Information

A JS Travel Insurance blog post regarding Brexit, and the changes it may make to your holiday.

Holiday Weather

Daily worldwide forecasts and weather averages for your holiday.

Foreign Travel Advice

Information on safety, local laws, entry requirements, and more.

Cost Saver Tours

Unbeatable Quality & Experiences At A Price You Can Afford

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