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Germany Travel Insurance

Germany is a country in Western Europe and has a varied landscape of forests, rivers and mountain ranges. Berlin is the capital and was the central focus when East and West Germany unified in the 90s.  The capital is famous for its culture and beer festivals as well as it reputation for a great night life.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

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Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Property £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Schedule Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Popular Destinations in Germany


With its melting pot of multiculturalism, and unique mix of modernity and traditionalism, Berlin truly is a ‘bucket list’ destination. Berlin has a vibrant and unforgiving nightlife, often called the city that never sleeps - forget about New York !

Gorge yourself on German beer, or visit a bar for a divine cocktail, Berlin is your city !

Take a stroll along the Berlin Wall and take in all the rich history this city has to offer, all of it readily accessible by foot or public transport.


It’s the country’s largest port and commercial centre, and has been dubbed ‘the Gateway to the World’.

Hamburg became a centre of international trade, dating back to the Middle Ages, and still remains one of Germany’s wealthiest cities.

Hamburg also has a great musical scene, with many prominent composers either being born or played here, such as Brahms and Mahler. However, that has evolved into a fresh and modern musical vibe, with many festivals being held here to this day. Make sure to time your trip with a musical event, or frequent a live music bar in the city.


There are also plenty of museums to get yourself lost in !

Visit Cologne’s historic Old Town and get a sense of what it would have been like here 70 years prior, as three quarters of Cologne was destroyed in the war.


Visit one of Munich’s hundreds of world class beer halls and get tipsy in one of the most beautiful cities in Germany.

Filled to the brim with museums and art galleries, so be sure to visit a few of these (if you’re not too hungover from the night before !)

Munich has a beautifully rustic feel, you’ll find fairy lights douse the whole city in a warm glow, making the cold winter chill somewhat tolerable.

Popular Sports and Activities



Ice Hockey


Travel Risks in Germany

Petty thieves such as pickpockets and bag snatchers often operate in built up areas of Germany, so be aware of your belongings at all time.

Travellers have also reported an increased number of 'drink spiking' in nightclubs and bars, women should be especially vigilant and never leave their drink unattended and out of sight. If you suspect you have been spiked, contact the emergency services immediately at 112, and 110 for police.

It is also recommended that travellers avoid political demonstrations and protests, as these have the possibility of turning violent.

Embassy | Consulates

British Embassy

Wilhelmstrasse 70/71, 10117 Berlin, Germany

+ 49 (0) 30 204 570

British Consulate General Dusseldorf

British Consulate General Dusseldorf, Willi-Becker-Allee 10, 40227 Dusseldorf, Germany

+49 (0) 211 94480

British Consulate General in Munich

British Consulate General Munich, Mohlstrasse 5, 81675 Munich, Germany

+49 (0) 89 211090

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to travel to Germany, we are able to provide you with a policy.


Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel to Germany provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Already Travelled to Germany

Already travelled to Germany? Forgotten to take cover? Travel Insurance has run out?

Globelink International offers a Single Trip policy if you have already travelled to Germany.

This policy is available for all UK and EU and EEA Residents including Residents of Iceland, Liechtenstein and Norway


Please check the Policy Wording for any Restrictions or Exclusions.

Useful Websites

Holiday Weather

Daily worldwide forecasts and weather averages for your holiday.

Foreign Travel Advice

Information on safety, local laws, entry requirements, and more.

Cost Saver Tours

Unbeatable Quality & Experiences At A Price You Can Afford

Travel Insurance Toolkit

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