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Jamaica Travel Insurance

A Caribbean Island, Jamaica is known for its rainforests and beaches and has close ties with the United Kingdom and is a popular destination all year round.

17 Nov 2020-Jamaica has launched its own "Jamaica Cares " Travel insurance which is compulsory for $40.00 and is taken out as part of the Travel Authorisation Application to go to Jamaica . 

To get a quote by telephone or email, contact us on 0800 466 1174 (FREEPHONE) info@jsinsurance.co.uk

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Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Standard Excess* £100 £50 £35

*The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This policy for a trip to Jamaica is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority..

Popular Destinations

Montego Bay

A glittery tourist front on the beachside is what tourists usually face when they stay here. As a very busy cruise dock, thousands of visitors flock here every month to get a taste of the Jamaican sun.

If you stay in the city, you’ll be met with a different kind of busy traffic swamped locals swerve through streets, and there is a slow mist of smog in the air.

Staying here is authentically Jamaican, and there is a rhythm that you won’t be able to get enough of.

Ochos Rios

A former fishing village. Now a cruise port inundated with hotels, it’s become a tourist hotspot for Jamaica.

Make sure to visit the Dunn’s River Falls on your visit, a 180m mountain waterfall with lagoon pools, surrounded by lush rainforest.

Why not try your hand at Windsurfing or Snorkelling, and explore the deep blue of Ocho Rios’ waters.


Jamaica’s capital lies on its south-east coast. Home to the Bob Marley Museum, it is dripping with Jamaican Culture and has a vibrant music scene.

Kingston is also home to a manner of art galleries and museums and is Jamaica’s cultural heart, named a Creative City of Music by UNESCO in 2015.

Situated between the Blue Mountains and a gorgeous natural harbour; city life isn’t the only thing bestowed upon this town. A paradise for hikers and nature lovers, lose yourself within the beauty of this natural landscape.


Known for its miles of white, sandy beaches, Negril is a seaside dream. Visit Seven Mile Beach, and you’ll find many bars and restaurants giving you an opportunity to taste the local cuisine.

Long Bay is home to a lagoon filled with coral reefs for you to explore, a Snorkelling and Scuba Diving paradise. Discover colourful marine life and interesting sea creatures as you’re travelling the ocean floor.

Popular Sports and Activities

Scuba Diving




Travel Risks in Jamaica

Jamaica is a moderately safe country. The risk of petty crime and pickpocketing is common here, so make sure you keep an eye on your belongings and keep them on the front of your person at all times.

Muggings have also been reported, in the event of this; hand over your belongings and do not try to fight, as this can turn violent.

Taxi drivers will often take advantage of tourists by overcharging. Never get in an unmarked taxi, and try to use one with a visible meter. If it does not have a visible meter, agree on a price before entering the vehicle.

Public transportation is often overcrowded and considered unsafe - get a taxi wherever possible.

It is important that you limit going anywhere after dark, especially if you are female. Travel in groups whenever possible.

Jamaica also suffers significant storm damage, as it is located within the Hurricane belt. Be wary of this before visiting.

Embassy | Consulates

British High Commission Kingston

Address: P O Box 575, 28 Trafalgar Road, Kingston 10, Kingston, Jamaica

Telephone: +1 (876) 936 0700

Visa Requirements

British Nationals don’t need a visa to visit Jamaica. Visitors are usually granted entry for a maximum of 90 days.

Pre Existing Medical Conditions

If you have pre-existing medical conditions and you plan to travel to Jamaica, we are able to provide you with a policy.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Already Travelled

World Nomads offers Travel Insurance if you have already left your home country and you are in Jamaica. You can also add Sports and Activities to the policy, as well as High Value Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

USA residents going to Jamaica 

For excellent travel insurance for US residents going to Jamaica , Squaremouth have a great choice of Policies 

Update to Jamaica Travel Insurance 3 Feb 2021 -

Sandals are offering free insurance with their holiday bookings from 28 February 2021 to August 2021 which includes $100,000 Medical cover and Cancellation cover up to 31 days before their trip with a full refund . Click here for more information . 

Useful Websites


Travel insurance for all countries irrespective of nay government restrictions 

Foreign Travel Advice

Information on safety, local laws, entry requirements, and more.

Caribbean Warehouse

Holiday arrangements for Jamaica !

Travel Insurance Toolkit

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