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Finland Travel Insurance Quote

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Finland Travel Insurance

A North European natiion that borders Sweden, Norway and Russia, Finland's capital is Helsinki and is a popular destination and is known for its culture and museums.

The Northern Lights can be seen in the north of the country and has a number of national parks and ski resorts.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

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Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Liability £2,000,000 £2,000,000 £2,000,000
Personal Property £1,000 £1,500 £4,000
Laptop Cover £500 £500 £500
Gadget Cover* £1,000 £1,000 £1,000
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Schedule Airline Failure £1,500 £1,500 £1,500
End Supplier Failure £1,500 £1,500 £1,500
Overseas Return Quarantine Included Included Included
Standard Excess** £100 £50 £35

*The Gadget Cover can be added on the quote page at an additional premium.

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.

This Travel Insurance policy for Finland is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.

Popular Destinations in Finland


Finland’s capital, Helsinki, is one of the country’s most popular tourist spots, and for good reason. It mixes Byzantine and Contemporary architecture to create a melting pot of culture that is certainly unmissable if you’re visiting Finland.

A creative hub for design and art, there’s plenty of museums and galleries in this area, perfect for a rainy day.

Helsinki is also great for local, sustainably sourced food to tantalise your tastebuds. If you’re a meat eater, be sure to try Finland’s range of unusual meats such as bear and reindeer !


Finland’s beach resort, Hanko, is perfect for families who want to try Finland in the summer ! Along a long, sandy peninsula, Hanko used to be a Russian spa town, offering a range of treatments.

There is also a great nightlife vibe in this town in the summer, with many young people flocking to enjoy the beach parties !

Make sure to enjoy a meal in one of Hanko’s many incredible restaurants, perhaps a locally sourced fish dish, straight from the water onto your plate !


Although this town was a pioneer for Finnish industrialism, Tampere has managed to keep its charming and friendly atmosphere. Its neighbouring town, Nokia, was the birthplace of the company (you guessed it !) Nokia.

Located in a scenic spot between the two lakes of Näsijärvi and Pyhäjärvi, enjoy the waters by taking a rowboat out and exploring both.


Home to the Santa Claus Village, Lapland is as close as you can get to a magic fairytale in real life. One of the largest regions in Finland, you’d be a fool not to visit here ! Lapland describes itself in three figures: 190 000 reindeers, 749 fells, and 1 Santa Claus.

Full of Ski Resorts and modernised towns, there is something for everyone in this beautifully snowy region.

Lapland is also one of the best spots in the world to witness the Aurora Borealis (Northern Lights) and there are many hotels with glass panellings in the ceilings, or glass igloos where you can watch from the comfort of a warm and comfortable bed.

Popular Sports and Activities


Ice Hockey



Travel Risks in Finland

Finland is regarded as one of the safest countries in the world, with crime rates substantially lower than in places like Barcelona and Paris.

Pickpocketing is still common in built up and touristy areas, so make sure you keep your phone and wallet in your front pocket, and your belongings in sight at all times.

There is also a low risk of natural disasters in Finland, but please be vigilant when participating in snow related activities, as there is always a risk of injury or avalanche.

Embassy | Consulates

British Embassy in Finland

Itäinen Puistotie 17, 00140 Helsinki, Finland

+358 (0) 9 2286 5100

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to travel to Finland, we are able to provide you with a policy.


Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel to Finland provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Already Travelled to Finland

Already travelled to Finland? Forgotten to take cover? Travel Insurance has run out?

Globelink International offers a Single Trip policy if you have already travelled to Finland.

This policy is available for all UK and EU and EEA Residents including Residents of Iceland, Liechtenstein and Norway


Please check the Policy Wording for any Restrictions or Exclusions.

Useful Websites

Holiday Weather

Daily worldwide forecasts and weather averages for your holiday.

Foreign Travel Advice

Information on safety, local laws, entry requirements, and more.

The Aurora Zone

Aurora Borealis holidays in Finland.

Travel Insurance Toolkit

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