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Important Information About Our Policies

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Finland Travel Insurance Quote

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Finland Travel Insurance

A North European natiion that borders Sweden, Norway and Russia, Finland's capital is Helsinki and is a popular destination and is known for its culture and museums.

The Northern Lights can be seen in the north of the country and has a number of national parks and ski resorts.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

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Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500
Missed Connection Cover* £1,500 £1,500 £1,500
Terrorism Cover Extension* £2,000 £2,000 £2,000
Standard Excess** £100 £50 £35

*AVAILABLE FOR AN ADDITIONAL PREMIUM: This extra cover is only available by contacting us and we can add this to your policy. 

**The excess payable does vary depending on the claim benefit.

Please read the full Terms and Conditions of this policy offered by JS Travel Insurance.

This Travel Insurance policy for Finland is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

Travel Insurance Extras

Single Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £5.00 £5.00
Terrorism Cover £7.00 £13.00
Missed Connection £5.00 £5.00

Annual Multi Trip

Extension Benefit Europe (per person) Worldwide (per person)
Excess Waiver £36.00 £36.00
Terrorism Cover £16.00 £24.00
Missed Connection £10.00 £10.00

Excess Waiver

By purchasing the excess waiver option, the excess on the policy is reduced to £0 and you would therefore not be responsible for making a payment toward a claim.

Missed Connection Cover

This extension provides additional travel insurance cover in the event you miss a connecting flight, ferry, cruise ship, train or motor vehicle as a result of a delay to your initial outbound transport.

Terrorism Cover Extension

This extension provides additional insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40 miles radius of your pre booked accommodation and you no longer wish to travel.

Popular Destinations in Finland


Finland’s capital, Helsinki, is one of the country’s most popular tourist spots, and for good reason. It mixes Byzantine and Contemporary architecture to create a melting pot of culture that is certainly unmissable if you’re visiting Finland.

A creative hub for design and art, there’s plenty of museums and galleries in this area, perfect for a rainy day.

Helsinki is also great for local, sustainably sourced food to tantalise your tastebuds. If you’re a meat eater, be sure to try Finland’s range of unusual meats such as bear and reindeer !


Finland’s beach resort, Hanko, is perfect for families who want to try Finland in the summer ! Along a long, sandy peninsula, Hanko used to be a Russian spa town, offering a range of treatments.

There is also a great nightlife vibe in this town in the summer, with many young people flocking to enjoy the beach parties !

Make sure to enjoy a meal in one of Hanko’s many incredible restaurants, perhaps a locally sourced fish dish, straight from the water onto your plate !


Although this town was a pioneer for Finnish industrialism, Tampere has managed to keep its charming and friendly atmosphere. Its neighbouring town, Nokia, was the birthplace of the company (you guessed it !) Nokia.

Located in a scenic spot between the two lakes of Näsijärvi and Pyhäjärvi, enjoy the waters by taking a rowboat out and exploring both.


Home to the Santa Claus Village, Lapland is as close as you can get to a magic fairytale in real life. One of the largest regions in Finland, you’d be a fool not to visit here ! Lapland describes itself in three figures: 190 000 reindeers, 749 fells, and 1 Santa Claus.

Full of Ski Resorts and modernised towns, there is something for everyone in this beautifully snowy region.

Lapland is also one of the best spots in the world to witness the Aurora Borealis (Northern Lights) and there are many hotels with glass panellings in the ceilings, or glass igloos where you can watch from the comfort of a warm and comfortable bed.

Popular Sports and Activities


Ice Hockey



Travel Risks in Finland

Finland is regarded as one of the safest countries in the world, with crime rates substantially lower than in places like Barcelona and Paris.

Pickpocketing is still common in built up and touristy areas, so make sure you keep your phone and wallet in your front pocket, and your belongings in sight at all times.

There is also a low risk of natural disasters in Finland, but please be vigilant when participating in snow related activities, as there is always a risk of injury or avalanche.

Embassy | Consulates

British Embassy in Finland

Address: Itäinen Puistotie 17, 00140 Helsinki, Finland

Telephone: +358 (0) 9 2286 5100

Email: info.helsinki@fco.gov.uk

Visa Requirements for Finland

Nationals of the European Union do not require a Visa, you are allowed to stay in Finland for up to 90 days.

EHIC (European Health Card Insurance)

Your EHIC card will cover you for emergency healthcare in Finland, but make sure you have the correct Travel Insurance before you leave the United Kingdom.

Pre Existing Medical Conditions

If you have pre existing medical conditions and you plan to travel to Finland, we are able to provide you with a policy.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Living in Finland or Already Travelled

World Nomads offers Travel Insurance if you are living in Finland.

World Nomads also offers cover if you have already left your home country and you are in Finland. You can also add Sports and Activities to the policy, as well as High Value Items.


Please check the Terms and Conditions for any Restrictions or Exclusions.

Useful Websites

Holiday Weather

Daily worldwide forecasts and weather averages for your holiday.

Foreign Travel Advice

Information on safety, local laws, entry requirements, and more.

The Aurora Zone

Aurora Borealis holidays in Finland.

Travel Insurance Toolkit

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