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Overland Trips Travel Insurance

Overland Trips allows you to truly explore the country you are travelling in, to experience the wildlife and to meet the local people and immerse yourself in their culture.

Overland Trips are participation tours in a self sufficient vehicle where everyone gets involved in the day to day running of the trip; pitching in to cook, clean, set up tents and light fires.

Overlanding is about being willing to take on an adventure, and assisting your guides, crew and fellow passengers in a communal form of travel.

  • Overland Trips (over 2 days, not organised with a Tour Operator (independent travel)
  • Overland Trips (over 2 days, organised with a Tour Operator


This policy will also cover Personal Liability and Personal Accident.

Please check the Terms and Conditions for any Restrictions or Exclusions.

TTo get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical & Emergency Expenses £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Optional Independent Traveller

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Overland Trips Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Search and Rescue

We are able to provide Search and Rescue whilst taking part in an overland trip. This is a benefit which covers you up to £50,000 and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period note exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

Important Exclusions

You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi Trip policy.

Personal Liability and Personal Accident

There is no Personal Liability or Personal Accident cover arising out of ownership, possession, or operation of:

  • Any motorised or mechanically propelled or horse drawn vehicle.
  • Any aircraft, motorised or mechanically propelled watercraft or sailing vessel.
  • Any animal.

Overland Trips

Whatever country you choose to travel in you will be witness to some truly inspiring sights and adventures.

Whilst suitability for over landing is not based on age or fitness, it can get demanding and it's about having the capability to deal with the unexpected.

It is strongly advised you look into what Vaccinations you may require, depending on where you are travelling. You may also require Malaria Tablets.

If you are going to be participating in any Trekking or travelling to areas of high altitude you should be aware of and prepared for the effects of altitude sickness.

Finally, be sure to travel with a reputable company who maintain and regularly service their vehicles.

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

Emergency Medical treatment and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.

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  • Authorised and regulated by the Financial Conduct Authority
  • Covered by the Financial Services Compensation Scheme
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