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Self Drive Safari Travel Insurance

If you are planning a trip and will be going on Self Drive Safari and will be hiring a vehicle for this activity, you must have a Travel Insurance policy in place before you leave for your trip.

This policy will provide Search and Rescue as standard. This might be useful if you break down during your Safari and you need someone to find you and return you to your base.

Please select Safari (not Tour Operator organised).


This policy will provide cover up to the age of 69 years.

Personal Liability and Personal Accident are covered.

Please Note: We can cover just the day or days that you will be taking part in a Self Drive Safari if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Self Drive Safari Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Self Drive Safari Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Search and Rescue

We can provide Search and Rescue whilst taking part in a Self Drive Safari.

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Exclusions

You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Personal Liability and Personal Accident

No Personal Liability or Personal Accident cover is arising out of ownership, possession, or operation of:

  • Any motorised or mechanically propelled or horse-drawn vehicle.
  • Any aircraft motorised or mechanically propelled watercraft or sailing vessel.
  • Any animal.

Top Up Cancellation Cover

If you have booked a trip or holiday that costs more than your existing travel policy cancellation limit, you will not be able to get your money back if you have to cancel the trip.

Top Up Cancellation Cover allows you to purchase up to £20,000 extra cancellation cover (per person).

If you already have a policy that has Cancellation or Curtailment cover, but not enough for the cost of the trip, you might want this Top Up cover.

You will need to have a least £1,000 of cover (per person) on your existing Travel Insurance policy so that we can cover you.


Please read the Policy Wording for any Restrictions or Exclusions.

Self Drive Safari

While a Safari is nothing more than a hunting excursion, the name has come to refer to overland off-road trips into the wilderness.

Usually, the goal of a Safari is to track and spot, sometimes also photograph, iconic African Wildlife, such as buffalo, elephants, rhinoceroses, giraffes, lions, hippos and leopards.

A Self Drive Safari usually involves driving through nature reserves on unpaved tracks, sometimes combined with Wildlife, and spotting safari treks.

Originally derived from the Arab word Safar, which means journey, the modern word Safari was taken over by the Swahili people, who gave it their touch by adding I at the end.

This Swahili word Safari also means journey. The word was first used in English in the mid-1800s when legendary explorer Sir Richard Burton brought it back to England.

The vast majority of Safaris are organised by local tour operators or accommodations in many southern African countries.

However, that does not mean that you cannot take matters into your own hands and arrange your own customised Independent Safari.

Self Drive Safaris are ideal for people who want to explore the African landscapes on their schedule and at their own pace.

These Independent Safaris may be more expensive (sometimes a lot more), though, than organised tours. On the other hand, they do have the priceless advantage of ultimate freedom of movement.

That being said; organised tours can be considered safer, easier and, because an experienced guide is present, often also more successful.

Whether you want to opt for a Self Drive Safari or an organised Safari is completely up to you and your priorities.

Popular Destinations

Self Drive Safaris usually take place in Africa.

Particularly the countries in Eastern and Southern Africa are ideal for the classic Safari.

  • South Africa
  • Botswana
  • Zimbabwe
  • Tanzania
  • Nigeria
  • Zambia
  • Uganda
  • Kenya

Your Safety

Whilst on a Self Drive Safari, there will always be an element of risk.

As there is no one there to guide you, you could encounter some unexpected challenges, whether they are poor road conditions, a car breakdown, a roadblock or a bush fire.

It is the job of the company you have booked with to give you a full briefing about possible dangers and how to minimise them when you pick up the vehicle.

Covid-19 / Coronavirus Cover

Our Self Drive Safari Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

Useful Websites

Safari Drive

Safari Bookings

Travel Insurance Toolkit

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