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Skiing Off Piste (without a Guide) Travel Insurance
When you embark on a Skiing holiday, you must get sufficient Travel Insurance coverage for your trip; this is particularly important if you are considering going Skiing Off Piste (without a Guide). To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
When you embark on a Skiing holiday, you must get sufficient Travel Insurance coverage for your trip; this is particularly important if you are considering going Skiing Off Piste (without a Guide).
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- Top 10 Skiing (without a Guide) Travel Insurance FAQs
- Skiing Off Piste (without a Guide)
- Pre-Existing Medical Conditions
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
| Unused Activity Pack | £75 | £75 | £75 |
| Piste / Mountain Closure* | £1,000 | £1,000 | £1,000 |
| Avalanche / Landslide Cover | £1,000 | £1,000 | £1,000 |
*Excess payable does vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Top 10 Skiing Off Piste (without a Guide) Travel Insurance FAQs
1. What is the definition of Skiing off-piste (without a Guide) on this policy?
Skiing off-piste (without a Guide) is within the ski area boundaries of a recognised ski resort that is patrolled and in areas that local resort management considers safe.
2. How will I be covered in an emergency Avalanche situation?
When you are at the scene of an emergency avalanche, the local mountain rescue services will take you to a hospital or clinic where you will be treated under the Medical Emergency expenses of up to £5,000,000.
3. Is this policy covered by Search and Rescue, including Helicopter evacuation?
If you are located and need helicopter rescue to evacuate you from the scene, you will be covered under this policy's Search and Rescue and medical assistance section.
4. Can I go Skiing off-piste on my own on this policy?
No, you cannot ski alone on this policy. It would be best if you were with another individual; however, our provider, Adventures, covers Skiing Off-Piste while you are on your own.
5. Do I have to be avalanche safety trained to take out a policy?
No, however, you must adhere to the safety guidelines of the resort and be cautious of the dangers of Skiing off-piste. If you would like to find out more about avalanches, please check www.snowsafe.co.uk Avalanche Safety Centre, where you will learn all about the following:
- Avalanche Basics
- Avalanche Factors
- Backcountry Planning
- On the slopes
- Avalanche Accidents
6. Do I need to wear any Avalanche Safety Equipment, like an Avalanche Transceiver, for the policy to be valid?
No, you do not need to wear an Avalanche Transceiver. However, as stated in the policy wording, activities must not be undertaken against local warnings or safety guidelines. Where applicable, you must use the appropriate and recommended Safety Equipment.
Most known off-piste ski resorts will make you bleep your avalanche transceiver to check the signal is working before going off-piste.
You can purchase an avalanche transceiver for around £289.00, the Ortovox Direct Beacon.
Although it is incompatible with an avalanche transceiver, there are other avalanche safety devices like the Recco Reflector, which you can purchase for as little as £19.95. Reccos can be attached to your ski helmet or backpack, saving time for mountain rescue services.
This simple battery-free safety device will allow mountain rescue services to receive a signal from the Recco device, which will help speed up the rescue time.
7. Is there an age limit on this policy for Skiing Off-Piste?
We can cover children or adults up to 65 on this policy.
If you are looking to Ski or Snowboard the Back Country, we also cover this via our provider, Longstay; you can ski outside of resort boundaries on unmarked and ungroomed runs.
8. I have a pre-existing medical condition; can I get a policy?
Yes, we can cover pre-existing medical conditions. We cannot provide cover; however, if you are on a waiting list for any investigations or medical treatment and are not awaiting any test results, please declare your medical conditions when getting a quote.
9. Do you cover Skiing Off Piste with a Guide?
Yes, our policy covers Skiing Off Piste with a Guide. You will need to be within resort boundaries and not against local guidelines.
Skiing Off Piste (without a Guide)
Before you go Skiing / Snowboarding Off Piste (without a Guide), research this and check with the Resort website for further details.
Especially if you are doing it without a Guide, you should be extra careful and eliminate as many risks as possible.
Of course, the chance of avalanches and accidents remains high when Skiing / Snowboarding Off the Piste (without a Guide), even more so when you venture into pristine, untouched and unfamiliar terrain.
Pre-Existing Medical Conditions
If you have been Off Piste Skiing / Snowboarding before and may have had an injury or accident whilst taking part in Off Piste Skiing / Snowboarding, you must declare this when purchasing a policy.
We have a provider (Adventures) who can offer travel insurance, including Of Piste Skiing / Snowboarding and if you have a pre-existing medical condition.
