Motocross Travel Insurance FAQs

We cover motocross on closed circuits and tracks in the UK and Europe. Motocross is provided through our specialist provider, PJ Hayman Adventures - Get a Quote

Can I get covered?

1. Do I need a UK motorbike licence for motocross cover?

No. As motocross is an off-road activity on a closed circuit, you don't need to hold a licence.

2. Is there a CC limit for motocross?

No CC limit, provided you have previous experience on the same CC bike you'll be riding.

3. Do you cover motocross racing?

Yes — we cover amateur motocross racing on a non-professional basis. 

Under the Adventures wording, "professional" means you're paid to take part, or you receive sponsorship, fees or prize money of more than £500. As long as that doesn't apply to you, amateur racing is covered — Motocross must be shown on your policy schedule and the appropriate premium paid. Get a Quote

4. Do you cover motocross including jumps?

Yes — motocross including jumps is covered, provided it's on a closed circuit or track. It doesn't cover you if you create your own jumps.

5. Do you cover motocross worldwide?

No — we can only cover motocross in the UK or Europe. Get a Quote

What's covered and what isn't

1. What's included and excluded for motocross?

Included:

Emergency Medical & Repatriation up to £10,000,000 if you're injured or need emergency treatment while taking part in motocross.

Search & Rescue costs up to £50,000 (£10,000 within the UK), payable for up to 72 hours from when help is first summoned (£500 excess).

Optional Part B cover — baggage, cancellation and unexpected-events benefits — if you need the wider travel insurance sections as well.

Excluded:

No personal liability or personal accident cover (loss of limb, loss of sight, total disablement) for motocross.

Plus the standard general exclusions in the policy wording.

2. Does motocross cover emergency medical and repatriation?

Yes — cover includes up to £10,000,000 for emergency medical treatment and repatriation back to the UK if you're injured or need emergency treatment while taking part in motocross.

Buying and structuring your cover

1. How much does motocross insurance cost / how do I get a quote?

The cost depends on your trip dates, your age, and any pre-existing medical conditions. Get a Quote

2. Is motocross covered on the JS Silver / Backpacker / Activity Pack policy?

No — motocross is covered through our separate provider, PJ Hayman Adventures. Get a Quote

3. Do you offer travel insurance including motocross?

Yes — select your full trip dates (from when you leave home to when you return to the UK) and add Part B cover during the quote process. Get a Quote

4. Do you offer annual cover including motocross?

No — we can only provide single-trip cover for motocross. Get a Quote

5. Do you offer short-term insurance for high-risk activities like motocross?

Yes — Adventures can provide cover for just your motocross dates. Get a Quote 

6. Do you offer top-up cover for motocross?

Yes — if you've already left the UK, or you only need cover for the days you're riding, we can provide motocross top-up cover. Get a Quote 

7. Do you offer track day cover for motocross? 

We provide motocross cover for closed tracks and circuits. Get a Quote

It does not offer cover for traditional motorcycle track days on tarmac - we can provide this cover - Get a Quote

8. Do you cover motocross and other activities?

Yes — if you're on a multi-activity holiday, we can cover this. Add motocross and your other activities during the quote process. Get a Quote

9. Where can I find motocross details in the policy document or on the website?

If you've bought a quote online or over the phone, your quote document will show "Motocross – UK & Europe Only" under the activities section. If you can't find it, call 0800 043 0020 or email support@jsinsurance.co.uk. To get a quote, add the activity "Motocross – UK & Europe Only." Get a Quote

Definitions

1. What's the definition of motocross?

Motorcycling on closed dirt tracks or circuits using a motocross bike.

2. Is flat track / dirt biking covered by travel insurance?

It comes down to where you ride, not just what it's called. Flat track and dirt biking count as forms of motocross, so they're covered under motocross cover as long as you're on a closed track or circuit — on the same amateur, non-professional basis as motocross racing.

Off the track they're not covered under motocross: trail riding, open ground and general off-road riding all fall outside it. 

For off-road riding, we have a separate off-road / enduro cover, but that only applies to guided tours in Europe — so contact us on 0800 043 0020, and we'll point you to the right policy.

Cover basics

1. Do you cover motocross activities?

Yes — we provide cover for motocross on closed circuits and tracks in the UK and Europe. Get a Quote