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Horse Riding Travel Insurance

Our Travel insurance policies provide cover for when you are Horse Riding and includes any accident or injury whilst yoiu are riding a horse. The policies we provide also cover you for any circumstance when you are accidently injured whilst grooming, saddling or dismounting the horse. We can also provide cover if you are going on a ranch holiday in the USA or any…

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Our Travel insurance policies provide cover for when you are Horse Riding and includes any accident or injury whilst yoiu are riding a horse.

The policies we provide also cover you for any circumstance when you are accidently injured whilst grooming, saddling or dismounting the horse.

We can also provide cover if you are going on a ranch holiday in the USA or any other country and you will be wearing a Stetson instead of a Riding Helmet. You will need to contact us for a quote.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

1. Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

2. Horse Riding Insurance FAQs

Is there extra premium to pay if I am going Horse Riding holiday ?

There is no extra premium to pay for Horse Riding, although you will need to make sure it has been selected and that it appears on your Travel Insurance Certificate.

What happens if when Horse Riding abroad, I fall off the horse and get injured, how does the insurance cover me ?

We will provide Medical Expenses and Repatriation to your home country for any injuries whilst Horse Riding abroad.

What protective gear do I need to be wearing in order that the Travel Insurance remains valid ?

  • Riding Helmet - This should be the correct fit, wearing a helmet can prevent you from serious head injury.
  • Proper Riding Boots  - These will stop you from your feet sliding out of the stirrup.
  • Jodhpurs - Made of stretchy material that will allow you to move more freely with your horse.
  • Protective Jacket - protection from unnecessary cuts and abrasions.

If I have a pre existing medical condition, can I still get Travel Insurance policy for my Horse Riding holiday ?

We can provide Horse Riding cover, if you have a pre existing medical condition. You can get a quote online at our website JS Medical Insurance. You can call us for a quote on 01273 773 017 to get a quote and purchase a policy.

If I take out an Annual Multi Trip Travel Insurance policy, are there any restrictions on the number of Horse Riding holidays I can take ?

There are no restrictions as to how many trips you can take and take part in Horse Riding. You should be aware that each trip must be within the trip duration that is stated on your Travel Insurance Certificate. Please feel free to get a quote online: Annual Multi Trip Travel Insurance.

If I am travelling for a long period of time, such as a Gap Year or just exploring the world for a long period of time, can I get a policy for the duration of the trip and I am going to be Horse Riding ?

Our Longstay / Backpacker policy does cover Horse Riding as an activity whilst you are travelling. You can extend the policy at anytime and can be extended up to 2 years. It allows for one trip back to your home country during the trip. There is no extra premium for Horse Riding. This activity will need to be shown on the Travel Insurance Certificate.

What is the age limit for a JS Travel Insurance Policy for Horse Riding ?

The age limit online is 75 years of age and 45 years or age for a Backpacker policy. We do have other Insurance Providers, that can cover Horse Riding and with no upper age limit. You would need to contact us for a quote.

What happens if I go on holiday and decide whilst I am there that I want to go Horse Riding ?

You will need to contact us so that we can add Horse Riding to your Travel Insurance Certificate. As mentioned, there is no extra premium to pay to add this to your policy.

You should contact us by telephone or by email and we can amend the policy and add Horse Riding to the Sports and Activities that you are taking part in.

What happens if I book an actual Horse Riding Holiday and I cannot ride due to injury before I depart from your home country ?

You can make a claim for cancellation, if you have selected the JS Silver, JS Gold or the JS Platinum policy these are the policies that cover Cancellation of a trip due to illness or injury before you leave your home country.

What is the difference between a Travel Insurance Policy that covers Horse Riding and Horse Jumping ?

Horse Riding is a leisure activity which usually involves riding in the countryside or even on a beach, whereas Horse Jumping is an Equestrian activity. We can provide cover for both.

If you do plan to go Horse Riding and will be doing any jumps, you must select Horse Jumping as well so Horse Riding so that you are fully covered for both.

3. Popular Locations for Horse Riding 


www.horseridingspain.com/en/index.asp - Located by the Sierra de las Nieves National Reserve you will ride the beautiful, fit and surefooted andalusian horses, Horse Riding Spain will take you through rivers and river valleys, through orange and lemon tree plantations, Forests and mountains into the rugged countryside of Andalucia. After the rides you can appreciate a long, lazy and hot afternoon by the pool with a cool drink in hand.


www.chateau-de-laumiere.com - Chteau de Laumire's offers Horse Riding holidays in Southern France, Here you will explore the vast amount of beautiful countryside the south of France has to offer, most of the riding takes place in the morning for around 3 hours.


www.ilparetaio.it/en - Located in the Chianti Region, Il Paretaio offers Horse Riding lovers the chance to explore the surrounding areas with breathtaking landscape or take part in group lessons. People who enjoy a pleasant holiday can unwind in Tuscany or visit the cities such as Florence or Siena (only half an hour away).

Il Paretaio are members of the F.I.S.E (Italian Equestrian Sports Federation) and have featured in many Horse Riding magazines such as Horse & Rider UK, Your Horse UK and many more.


www.cretehorseriding.com/index.html - Plakias Horse Riding Center invites you to enjoy peaceful Horse Riding amongst the small hills and olive groves as well as the beautiful beaches of Plakias, in the south coast of Crete. Here you can enjoy up to 11 different rides which vary in length and can take one to four hours, depending on the pace that you will ride and the terrain.


www.riding-hungary.com - Riding Hungary will form your Horse Riding holiday by your strength on the horse and the days you are there for. Your Horse Riding  holiday you will come to know the following area of Hungary: Balaton - Upland, Tapolcai basin, Kali basin, Keszthely Mountain.

Riding Hungary is situated just 3 kilometres from Lake Balaton (the biggest lake of Central Europe). The summer can be very hot in Hungary so they do not organise day tours in this period. In the Summertime they offer one or two hour long Horse Riding Tours mornings and afternoons.


www.stonehorsemongolia.com - Stone Horse offers two different Horse Riding Expeditions in Mongolia, The Gorkhi Terelj National Park and Khentii Strictly Protected Area. These areas make up the largest wilderness in the region of Mongolia, these expeditions also offer the best of the natural scenery Mongolia has to offer.


www.riding-iceland.com - Riding Iceland Tours are designed to follow the ancient riding trails that have served people to travel across the country ever since the first settlement of Iceland. Here you will come across perfect Horse Riding tracks for galloping at full speed, an overwhelming feeling on its own.

On your tour you will gallop through the wilderness into the remote icelandic highland mountains where small huts lay. If you are not riding that day there are natural hot pools where you can unwind and relax the muscles.

South Africa

www.ridingsouthafrica.com/horses-and-riding - Ants Horse Safaris do not offer a set itinerary, each day is tailor made according to each guests wishes, guests can wake up when they want, and ride when they want, for as long as they want. There is usually no more than 6 guests per ride and two Registered Guides will lead the trip. On this Horse Riding Safari you will see animals such as rhinos, giraffes and game animals, the reserve offers lots of amazing different scenery.

Many of our riding guests do like some time away from the saddle to take advantage of relaxing by the pool or enjoying a massage, alternatively exploring the reserve in other ways either on foot, mountain bike or in a game viewer.


www.ridingholidaysinportugal.com - Ride the world famous Portuguese Lusitanos. Here you can Gallop endless beaches, canter through many different forests, trot along ancient trails and enjoy the beautiful landscapes. Located south of the capital city of Lisbon, In Alentejo local food and culture gives you a real portuguese feel.

4. Horse Riding Holidays

Every Horse Riding Holiday Company have their own Horse Riding Intinaries, from riding in Icelandic Mountains to exploring Safaris in South Africa, most Horse Riding Holiday Companies offer accommodation and places to relax.

Due to temperatures in some countries, you will only ride in the morning for a couple of hours or in the evening when the sun goes down.

Many Horse Riding trips are guided, you will travel in small groups or you can hire your own Personal Guide. You will be guided along the best routes in the area with a fun and relaxed atmosphere.

The occasional company will allow Self Guided Trips where you will find your own trails, routes and scenery. This will allow you to ride and gallop at your own pace and enjoy the fresh air.

Here is the top 6 booking facilities for Horse Riding Holidays :







5. Common Injuries 

  • Fracture of the Wrist, Shoulders or Elbow
  • Head Injury if not wearing a helmet
  • Broken Bones
  • Spinal Injuries
  • Brain Damage

Important Information

You must ensure that you are adequately supervised, that appropriate safety equipment (such as protective headwear, etc.) are worn at all times and you do not participate in Horse Riding for more than 90 days in any one Period of Insurance.

Please Note: This activity does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

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