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Horse Riding Travel Insurance

Our Travel insurance policies online cover when you are Horse Riding as part of your trip or as the sole purpose of your holiday.  Our policies will cover you if you are accidentally injured whilst riding, grooming, saddling, or dismounting the Horse. This policy protects you if you are wearing a Horse Riding Helmet. If you are Horse Riding and wearing a Stetson,…

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Our Travel insurance policies online cover when you are Horse Riding as part of your trip or as the sole purpose of your holiday. 

Our policies will cover you if you are accidentally injured whilst riding, grooming, saddling, or dismounting the Horse.

This policy protects you if you are wearing a Horse Riding Helmet. If you are Horse Riding and wearing a Stetson, please select Horse Riding (Ranch).

When getting Travel Insurance (Horse Riding), you can also choose one or more of the following: 

  • Horse Riding (Ranch)
  • Horse Training
  • Horse Trekking
  • Horseback Safari

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Emergency Medical and Repatriation* £5,000,000 £5,000,000 £5,000,000
Cancellation or Curtailment* - £3,000 £7,500
Personal Baggage* £500 £2,500 £3,500
Activity Equipment £1,500 £1,500 £1,500
Valuables* £250 £250 £500
Loss of Passport* - £300 £500
Travel Delay - £300 £1,000
Trip Abandonment* - £3,000 £7,500
Missed Departure / Connection - £500 £500
Legal Expenses* - £25,000 £50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Horse Riding Travel Insurance FAQs

1. What happens if, when Riding a horse abroad, I fall off the Horse and get injured? How does the Travel Insurance cover me?

We will provide Medical Expenses and Repatriation to your home country for any injuries whilst Horse Riding abroad.

2. What protective gear do I need to be wearing so that the Travel Insurance remains valid?

  • I am wearing a Helmet. This should be the correct fit; wearing a helmet can prevent you from a severe head injury.
  • Proper Riding Boots. It will stop your feet from sliding out of the stirrups.
  • Jodhpurs are made of stretchy material that will allow you to move more freely with your Horse.
  • Protective Jacket. Protection from unnecessary cuts and abrasions.

3. If I take out an Annual Multi-Trip Travel Insurance policy, are there any restrictions on the number of horse riding holidays I can take?

There are no restrictions on how many trips you can take and participate in Horse Riding. You should know that each trip must be within the duration stated on your Certificate. (31 days) on our online policies. 

4. If I travel for an extended period, such as a Gap Year, or explore the world for an extended period, can I get a policy for the duration of the trip, and I will be Horse Riding whilst I am away?

Our Backpacker policy covers Horse Riding as an activity while you are travelling. You can extend the policy at any time, and it can be extended up to 18 months.

5. What is the age limit for a JS Travel Insurance policy for Horse Riding?

The online age limit on a Single or Annual Multi-Trip policy is 65. We can offer policies for the above age groups. Please get in touch with us for a quote.

6. What happens if I go on holiday and decide that I want to go Horse Riding?

You should contact us by telephone or email so we can amend the policy and add Horse Riding.

7. What happens if I book an actual Horse Riding Holiday and cannot ride due to injury before departing my home?

You can claim for Cancellation due to illness, and the policy also covers Curtailment.

8. What is the difference between a Travel Insurance Policy that covers Horse Riding and Horse Jumping?

Horse Riding is a leisure activity usually involving riding in the countryside or even on a beach, whereas Horse Jumping is an equestrian activity. We can provide cover for both.

If you plan to go Horse Riding and do any jumps, you must select Horse Jumping to cover you fully.

9. Does this policy cover Personal Liability?

I am afraid we do not offer cover for personal liability due to the nature of the activity and the fact that horses can be unpredictable. 

10. Does this policy cover Personal Accidents?

Yes, this policy does cover Personal Accidents such as total disablement or death.

Popular Locations for Horse Riding


www.horseridingspain.com/en/index.asp - Located by the Sierra de las Nieves National Reserve, you will ride the beautiful, fit and surefooted Andalusian horses. Horse Riding Spain will take you through rivers and river valleys, orange and lemon tree plantations,

Forests and mountains into the rugged countryside of Andalucia. After the rides, you can appreciate a long, lazy, hot afternoon by the pool with a cool drink.


www.chateau-de-laumiere.com - Chateau de Laumire offers Horse Riding holidays in Southern France.

Here, you will explore the vast amount of beautiful countryside the south of France offers; most of the Riding takes place in the morning for around 3 hours.


www.ilparetaio.it/en - Located in the Chianti Region, Il Paretaio offers Horse Riding lovers the chance to explore the surrounding areas with breathtaking landscapes or participate in group lessons.

People who enjoy a pleasant holiday can unwind in Tuscany or visit cities such as Florence or Siena (both are only half an hour away).

Il Pareto is a member of the FISE (Italian Equestrian Sports Federation) and has been featured in many Horse Riding magazines, such as Horse & Rider UK and Your Horse UK.


www.cretehorseriding.com - Plakias Horse Riding Center invites you to enjoy peaceful Horse Riding amongst the small hills and olive groves as well as the beautiful beaches of Plakias on the south coast of Crete.

Here, you can enjoy up to 11 different rides that vary in length and can take one to four hours, depending on the pace and terrain you will ride.


www.riding-hungary.com - Riding Hungary will form your Horse Riding holiday based on your strength on the Horse and the days you are there.

During your horse riding holiday, you will learn about the following areas of Hungary: Balaton-Upland, Tapolcai Basin, Kali Basin, and Keszthely Mountain. Riding Hungary is just 3 kilometres from Lake Balaton (the biggest lake in Central Europe).

Hungary's summer can be sweltering, so day tours are not organised during this period. However, in the Summertime, they offer one—or two-hour Horse Riding Tours in the mornings and afternoons.


www.stonehorsemongolia.com - Stone Horse offers two different Horse Riding Expeditions in Mongolia, The Gorkhi Terelj National Park and the Khentii Strictly Protected Area.

These areas make up Mongolia's largest wilderness, and these expeditions offer the best of Mongolia's natural scenery.


www.riding-iceland.com - Riding Iceland Tours is designed to follow the ancient riding trails that have served people to travel across the country ever since the first settlement of Iceland.

Here, you will come across perfect horse riding tracks for galloping at full speed, which is an overwhelming feeling. On your tour, you will gallop through the wilderness into the remote Icelandic highland mountains where small huts lay.

If you are not riding that day, there are natural hot pools where you can unwind and relax the muscles.

Horseback Riding Holidays

Every Horse-Riding Holiday Company has Horse-Riding Itineraries, from riding in the Icelandic Mountains to exploring Horse-Riding Safaris in South Africa. 

Due to temperatures in some countries, you will only ride in the morning for a couple of hours or in the evening when the sun goes down.

Many horse riding trips are guided; you can travel in small groups or hire your guide. You will be advised to follow the best routes in the area with a fun and relaxed atmosphere.

Some companies offer self-guided trips to help you find your trails, routes, and scenery. This will let you ride and gallop at your own pace and enjoy the fresh air.

Here are the top 6 Booking Facilities for Horse Riding Holidays:






Horse Riding Wearing a Stetson

We can provide cover if you are planning a trip and wearing a Stetson instead of a Horse Riding Hard Hat. This is most popular on a US Ranch.

When getting a quote, please select Horse Riding (Ranch) 

Pre-Existing Medical Conditions

If you have been Horse Riding before and may have had an injury or accident while participating in Horse Riding, you must declare this when purchasing a policy.

We have several providers who can offer travel insurance, including Abseiling and if you have a pre-existing medical condition.


Useful Websites

The British Horse Society

Horse Rookie

Tsylos Park Lodge

Travel Insurance Toolkit

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