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Horse Jumping Travel Insurance

If you are planning a trip and will be Horse Jumping, it is recommended that you have a Travel Insurance policy in place before you leave home.

You should only take out this policy if you have experience of Horse Jumping as it is a very technical activity.

If you are looking for a policy for a child under 18 years of age, you will need to select Independent Child (Single Trip or Annual Multi-Trip) when going through the quote process.

This policy will also cover Horse Jumping (Amateur Competitions).

Please select Horse Jumping (no hunting) and you will be automatically covered for the Competition.

GET A QUOTE

This policy will provide cover up to the age of 69 years.

Please read the Policy Wording for any Restrictions or Exclusions.

Please Note: We can cover just the day or days that you will be taking part in Horse Jumping if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Independent Traveller Extension

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Horse Jumping Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by  Antares Syndicate 1274 at Lloyd&rsquo's. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Horse Jumping Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Important Exclusions

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Personal Liability and Personal Accident

There is no Personal Liability or Personal Accident (Death, Loss of limb/sight, Permanent Total Disablement) compensation cover arising out of ownership, possession, or operation of any animal.

Common Injuries whilst Horse Jumping

Horses can react differently than expected and this can be dangerous for the Rider. If the horse comes to a sudden stop before a jump or gets spooked and throws the Rider, it is easy to sustain serious injuries, including fractures and broken bones.

Some people have fallen from a horse and, with their foot caught in the stirrups, been dragged along behind it. It is also possible to be injured by a horse kicking you.

Horse Jumping Equipment

To protect yourself when Horse Jumping, make sure you always wear the correct protective gear and always wear a Riding Helmet.

The correct gear is a necessity; the most important item is the Riding Helmet. Wearing a Helmet can prevent you from serious injury or even death if you should fall from your horse.

Proper Riding Boots, with a small heel, can also help when jumping to keep the foot from sliding out of the stirrup.

Jodhpurs are good to wear when riding as they are made of a stretchy material that will allow you to move more freely with your horse.

Wearing a Protective Jacket on top can also help should you fall from the horse, to protect you from unnecessary cuts and abrasions.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you plan to participate in Horse Jumping whilst travelling abroad, we can provide you with a policy.

If you are looking for a policy for a child under 18 years of age, you will need to select Independent Child (Single Trip or Annual Multi-Trip) when going through the quote process.

GET A QUOTE

This policy will provide cover up to the age of 69 years.

Please check the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Horse Jumping Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

Useful Websites

British Show Jumping

Horse Events


Travel Insurance Toolkit

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