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Essential Tremor Travel Insurance
Our travel insurance covers Essential Tremor as standard - it appears on our Accepted Medical Conditions list, which means no medical screening and no additional premium for the condition, as long as you meet the terms and conditions below: In the last 12…
Our travel insurance covers Essential Tremor as standard - it appears on our Accepted Medical Conditions list, which means no medical screening and no additional premium for the condition, as long as you meet the terms and conditions below:
In the last 12 months, you have not been referred to a specialist due to worsening or destabilisation of the condition.
You have not ever had any hospital admissions in relation to the condition.
If the above statement and restrictions do not apply to you or you have any other medical conditions, you can get a quote and policy by following this link:
Contact us by telephone at 0800 043 0020 / 01273 092 757
- Cover Highlights
- Summary of Cover
- Travelling with Essential Tremor
- Expect to Be Shakier for a Day
- A Few Things That Make Life Easier When Travelling with Essential Tremor
- Medication
- Activities
- Essential Tremor Is Not Parkinson’s
- Useful Websites
Cover Highlights
Emergency medical and repatriation - up to £5 million. Treatment abroad if you fall ill or have an accident, and getting you home to the UK if that is what the doctors decide you need.
Cancellation - up to £7,500 per person on Platinum, or £3,000 on Gold. Pre-paid flights, accommodation and excursions you cannot get back if a doctor says you are not fit to travel.
24 Hour Emergency Assistance Line. +44 (0)1444 465 579, multi-lingual, 365 days a year. They speak to the treating doctors and arrange repatriation if it is needed.
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland, No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with its UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Travelling with Essential Tremor
Essential tremor does not stop people travelling. Nothing to monitor, no attacks to manage, no destinations off limits - which is why it sits on our accepted list with no screening attached.
A few practical things are worth knowing:
Expect to Be Shakier for a Day
Tiredness, caffeine and a rushed morning all amplify tremor, and a travel day brings all three. It settles once you have slept - so book a gentle first day.
A Few Things That Make Life Easier When Travelling with Essential Tremor
- Check in online so there is nothing to sign at a desk.
- Fill in landing and customs forms at home rather than in a queue.
- Contactless payment saves counting unfamiliar coins.
- Airport assistance is free - book it 48 hours ahead if you would rather not do security under time pressure.
Medication:
- Hand luggage, original packaging, copy of your prescription. Usual times across time zones.
- Propranolol and heat can leave you light-headed - keep hydrated.
- Alcohol is not a treatment. It steadies tremor briefly, then rebounds worse.
Activities
Tremor affects fine movements and settles during large ones, so what suits you may surprise you:
Sailing - ropes and tiller are broad, braced movements. No trouble.
Scuba diving - fine underwater. Mention your medication to the dive operator, as beta blockers affect heart rate.
Fishing - casting is easy, tying flies is the fiddly bit. Pre-tied rigs sort it.
Cycling - gripping the bars actually dampens hand tremor.
Swimming - among the least affected of all.
Add activities at the quote stage so they appear on your validation certificate - see the full Sports and Activities list.
Essential Tremor Is Not Parkinson’s
The two get confused. Essential tremor shows when you use your hands; Parkinson’s when they are resting - and essential tremor is 8 to 10 times more common. It is not an early sign of Parkinson’s. For cover purposes: Parkinson’s is not on our accepted list, so if that is your diagnosis, call 0800 043 0020, and we will sort your policy out.
