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Canoeing Travel Insurance

If you plan a Canoeing (up to Grade 3 Rivers) trip, you should ensure you have a Travel Insurance policy before your trip. When getting Travel Insurance (Canoeing), you can also select one or more of the following: Canoeing (up to Grade 4 Rivers) Canoeing (up to Grade 6 Rivers) We can also provide cover for

Summary of Cover (per person)

Section & Cover	Silver	Gold	Platinum
Emergency Medical and Repatriation*	£5,000,000	£5,000,000	£5,000,000
Search and Rescue*	£25,000	£50,000	£50,000
Personal Liability	-	£2,000,000	£2,000,000
Cancellation or Curtailment*	-	£3,000	£7,500
Personal Baggage*	£500	£2,500	£3,500
Activity Equipment	£1,500	£1,500	£1,500
Valuables*	£250	£250	£500
Loss of Passport*	-	£300	£500
Travel Delay	-	£300	£1,000
Trip Abandonment*	-	£3,000	£7,500
Missed Departure / Connection	-	£500	£500
Legal Expenses*	-	£25,000	£50,000

*Excess payable does vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Canoeing Grades

Note that rivers can have different Grades depending on where you are on that river. Also, note that the Grades may change due to lack of excess precipitation.

Grade 1. It's the 'easiest' river you can paddle and great for practising on moving water if you've never paddled on it before. This means the water is moving, without rocks or other hazards to avoid, and without technical difficulties. It means paddling should be within most people's abilities.

Grade 2. Rivers are the next step up from Grade 1. They can include waves and small stoppers, which should be easy to navigate. They can also have eddies where you can catch your breath before moving on to the next set of rapids.

Grade 3. Getting a little more technical, grade 3 rivers are more technically challenging. They also include distinctive waves and stoppers and sometimes even drops. How would you tell the difference between grades 2 and 3? Grade 3 rivers usually require you to paddle a specific route to avoid obstacles, such as rocks along the river.

Grade 4. Getting into the trickier end of the scale, Grade 4 rivers include severe waves, drops, stoppers and other possible objects that can affect the flow of the water. If you paddle Grade 4, you will be used to reading the river and inspecting a route from the bank before running that river. Because of the breadth of what Grade 4 encompasses, sometimes rapids within the river will be classified as Grade 4- or Grade 4+, indicating their intensity level.

Grade 5. These rivers are challenging and require exceptional skill and experience to navigate. They are very demanding and include stoppers, currents and powerful waves.

Grade 6. Extreme on another level. Please, grade six rapids will look un-runnable, but they can sometimes be possible under the right circumstances and with the right amount of skill and experience. Please think of the most extreme rapids you've seen and make them even more ferocious.

Great Rivers to Canoe in Europe

The Dordogne and the River Tarn in France are beautiful rivers to Canoe on. They are also great for Kayaking.

In Slovakia, there is the Dukla River and the Isla River in Germany.

The Czech Republic, too, has excellent rivers to Canoe on, such as the Morava and the Vltava Rivers.

Activity Equipment Cover

Our travel insurance policy will cover your activity equipment to £1,500, with a single article limit of £750.

Pre-Existing Medical Conditions

If you have been Canoeing before and may have had an injury or accident while participating in Canoeing, you must declare this when purchasing a policy.

We have several providers who can offer travel insurance, including Canoeing and if you have a pre-existing medical condition.

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