Cancer Travel Insurance
Also called a Malignant Tumor, Cancer starts in the body's cells. When cells die off, reproduce and get replaced, which happens naturally, sometimes things can go wrong. If cells begin reproducing when your body does not require them and if old cells do not die off when they are supposed to, those cells can form heaps of unneeded cells, called tumors. Tumors can be Benign or Malignant, the former are not considered to be Cancer as they do not spread to other parts of the body, while the latter can invade neighbouring body tissues and other body parts and is potentially very dangerous.
To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017
JS Travel Insurance provides cover for Residents of the United Kingdom and the Channel Islands. If you are a Resident of the Republic of Ireland, please call us for a quote.
- Summary of Cover
- Cancer Medical Questions
- Types of Cancer
- Treatment for Cancer
- Travel Advice with Cancer
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
Cancer Medical Questions
If you have been diagnosed with Cancer or you have had Cancer in the past and would like a quote for Travel Insurance, we will take you through a medical screening. The questions will vary depending on which type of Cancer you have but the following questions are likely to be asked in all types of Cancer:
- Has the Cancer ever spread ?
- Has the tumour been completely surgically removed ?
- How long ago was the diagnosis made ?
- If diagnosed more than a year ago, how often do you see a Doctor about this ?
- Is there any ongoing Radiotherapy or Chemotherapy or is any planned ?
- Are strong painkillers being taken ?
Types of Cancer
There are over 200 types of Cancer which can affect any organ in the body. If you are diagnosed with Cancer, one of the first things which needs to be established is the Grade the Cancer is at. Grading tells the Specialist how well developed the Cancer cells look under a microscope. If the Cancer cells look more like normal cells, then this is classed as a Low Grade Cancer. If the cells look more abnormal, this is classed as a High Grade Cancer.
Because there are so many types of Cancer, tests and treatment vary depending which Cancer you have. Most cases will require further tests such as blood tests, X-Rays and scans. This could either be a CT/CAT scan or PET scan.
You may have also heard of Cancer Stages. Staging a Cancer describes its size and if it has spread / grown. There are various treatment plans which you will discuss with your Specialist / Consultant depending on the type of Cancer you have and the stage the Cancer is at.
About 1 in 3 people will develop Cancer at some point in their lifetime. Cancer can occur at any age, but is more likely to develop as we get older from the age of 60+. The cause of Cancer is unknown, but there are certain risk factors that increase the chances of developing the disease such as smoking, poor diet, obesity and lack of exercise.
Symptoms can include a lump, a cough (breathlessness that does not go away), changes in bowel habits, abnormal bleeding, changes in a mole and weight loss.
Treatment for Cancer
Cancer treatment may involve one, or more likely a combination of, treatments including;.
- Biological Therapies
- Complementary Therapies
Travel Advice with Cancer
If you have or have had Cancer and you want to go on a trip, there are a number of things you should consider.
- Firstly, you should check with your Doctor to make sure it is safe for you to travel. If it is safe to travel, get a letter from the Doctor detailing your condition, treatment and medications.
- Ensure that you have Travel Insurance to cover your condition and get a European Health Insurance Card (EHIC) if you are travelling within Europe.
- If you have just had treatment, the after effects on your body need to be taken into consideration. If you suffer from nausea or diarrhoea as a result of treatment, you need to take this into consideration when planning your trip.
- Make sure that you have enough of your Medication for the duration of your trip, plus extra to allow for delays and keep it with you in your hand luggage.
- Some types of Medication can also make you more sensitive to the sun. Make sure you have a high sunscreen, hat and long sleeves to protect yourself with from sunburn.
- If you require vaccinations for your destination you should seek advice at least 6 weeks before travel. If you have a weakened immune system, for example from receiving chemotherapy, you should not have any live vaccinations for at least 6 months afterwards.
- Check with your Airline and Airport Security in advance, in case there are any restrictions on your drugs or if you need a licence to travel with strong painkillers. Pre arrange any equipment you need, such as oxygen, for travel or at your destination.
- If you are at a higher risk of infection you may need to consider your mode of transport when travelling. Flying puts you at risk of infection or blood clots, with the possibility of Deep Vein Thrombosis.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover your Cancer or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.