Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Skin Cancer Travel Insurance
If you have or have had Skin Cancer, you will need to get a Travel Insurance policy in ploace before you leave your home on a trip.
- Summary of Cover
- Medical Questions
- Types of Skin Cancer
- Treatment for Skin Cancer
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions.
- How long ago was the initial diagnosis of Skin Cancer made ?
- Was the Cancer completely surgically removed after diagnosis ?
- How frequently are you seeing a hospital Doctor about your Cancer ?
- Are you currently having any treatment or is any planned ?
- Are you currently on any form of hormone therapy ?
- Are strong painkillers being taken ?
Types of Skin Cancer
A Basal Cell Carcinoma presents itself as a raised lump on the head, neck or shoulders. It can become cracked and bleed and can look like a sore in appearance. This type of Skin Cancer is easiest to treat.
A Squamous Cell Carcinoma is usually a red, thickened patch on a piece of skin exposed to the sun.
A Melanoma is a brown legion. Symptoms of having Melanoma are having a new mole appear or change in the appearance of an existing mole.
Skin Cancer is caused by, among other things, exposure to sunlight, particularly the ultraviolet (UV) rays, and 80 per cent of cases are therefore preventable.
The risk of developing Skin Cancer is increased following episodes of sunburn, although the there may be a delay of many years before the cancer appears.
A small number of cases are caused by hereditary conditions, but they are also triggered by exposure to sun rays. Sun beds can also cause Skin Cancer.
Treatment for Skin Cancer
- Surgery is the standard treatment for Mole Cancer. The extent of the procedure is determined by the thickness of the tumour.
- It is necessary to remove not only the tumour, but also some of the normal skin around it, and the fatty tissue beneath it.
If there are signs that the Cancer has spread to nearby lymph nodes, these will also be removed, if it is technically possible.
Medical treatment is used in cases where the Cancer has spread to other parts of the body, and surgery is not possible. Chemotherapy and radiotherapy may also be used.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover Skin Cancer or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.