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Benign Positional Vertigo Travel Insurance

Benign Positional Vertigo sits on our travel insurance Accepted Medical Conditions list. No medical screening to work through, nothing added to your premium for it, so long as you meet the terms and conditions below: In the last 12 months, you have not…

Cover Highlights

Emergency medical expenses abroad - up to £5 million, with repatriation to the UK where medically necessary.

Cancellation - £7,500 per person on Platinum and £3,000 on Gold, where a doctor confirms you are not fit to travel.

24 Hour Emergency Assistance Line - +44 (0)1444 465 579, any time, anywhere.

Summary of Cover (per person)

Section & Cover	Silver	Gold	Platinum
Emergency Medical and Repatriation*	£5,000,000	£5,000,000	£5,000,000
Personal Accident	£5,000	£20,000	£50,000
Personal Liability	-	£2,000,000	£2,000,000
Cancellation or Curtailment*	-	£3,000	£7,500
Personal Baggage*	£500	£2,500	£3,500
Valuables*	£250	£250	£500
Loss of Passport*	-	£300	£500
Travel Delay	-	£300	£1,000
Trip Abandonment*	-	£3,000	£7,500
Missed Departure / Connection	-	£500	£500
Legal Expenses*	-	£25,000	£50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland, No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with its UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Travel Is Full of Head Movements

Flying itself is not the problem - cabin pressure affects the middle ear, not the part causing your vertigo. It is the positions a trip puts you in:

Reaching into overhead lockers and lifting bags off the carousel - looking up and bending down, back to back.

Reclining aircraft seats and dozing at an angle you would never sleep in at home.

Hotel pillows. A different height or firmness changes how your head sits all night, and the first roll-over of the morning is a classic trigger.

Sun loungers - lying flat and sitting up again, repeatedly, is more or less the Dix-Hallpike test with a drink in your hand.

Snorkelling - face down, then up, then down again.

None of it needs avoiding. Just move a little more slowly than you would at home, and sit on the edge of the bed for a moment before standing.

Learn Your Manoeuvre Before You Go

If your vertigo has been diagnosed and you know which side it affects, ask your GP, physiotherapist or audiologist to teach you the repositioning manoeuvre before you travel.

Evidence suggests it clears most cases, and self-treatment at home works well - which means an attack abroad becomes something you can deal with in your hotel room rather than a trip to a clinic.

If an Attack Starts

Sit or lie still and let it pass.Attacks are seconds rather than minutes, and the danger is not the spinning - it is falling while it happens.

Stairs, wet bathroom floors and balconies are where that matters, so hold on to something and wait it out before you move.

Sports and Activities

An attack lasts seconds, so the question is rarely whether you can do something - it is whether a few seconds of spinning would matter where you are.

Scuba diving - the one to take advice on. Disorientation underwater is serious, so talk to a dive doctor before you book.

Swimming and snorkelling - head constantly changing position, in the one place you would least want an attack. Stay within your depth and swim with someone.

Tennis and racquet sports - the serve means looking straight up, which is about as reliable a trigger as there is.

Yoga and Pilates - inversions and lying back flat are textbook triggers. Worth a quiet word with the instructor at a retreat.

Cycling - checking over your shoulder is the movement to watch, rather than the riding itself.

Most activities need adding to your quote so they show on your validation certificate - see the full Sports and Activities list.

When It Is Not Your Vertigo

BPPV does not affect your hearing and does not last. Treat it as an emergency and get help straight away if dizziness comes with any of these:

Hearing loss, ringing in the ear, or a feeling of fullness

Headache, double vision, slurred speech or weakness

Dizziness that carries on for more than a few minutes, or comes on with no change of position

Call the 24 Hour Emergency Assistance Line on +44 (0)1444 465 579.

Driving Abroad

The DVLA has to be told about sudden, unprovoked attacks of disabling dizziness - but positional vertigo is usually neither, because you know which movements set it off. Most people with it are not affected by that rule at all. If your attacks do come without warning, stop driving and speak to your GP.

Our cover for driving abroad relies on you holding a valid licence, so it is worth being sure before you hire a car.

Vertigo, or Something Else?

You may see this condition written a few different ways - benign paroxysmal positional vertigo, BPPV, or simply crystals in the ear. They all mean the same thing.

Other causes of vertigo are handled separately. Ménière’s disease brings hearing loss and tinnitus with much longer attacks; vestibular migraine can look similar again. Both are on our accepted list in their own right, each with its own terms - so if you have been given a different or additional diagnosis, check that one too.