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Micro Lighting Travel Insurance

If you are planning a trip and you will be Micro Lighting whilst away, you should make sure you have a Travel Insurance policy in place before you leave your home.

Hugely popular types of Micro Lighting are Paragliding, Parasailing, Hang Gliding, Powered Parachuting, and even Hot Air Ballooning, which is considered a type of Micro Lighting in some countries. Gyro Planes are also covered under our Micro Lighting policy.


This policy will provide cover up to the age of 69 years.

Please Note: We can cover just the day or days that you will be taking part in MIcro Lighting if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

Please check the Policy Wording for any Restrictions or Exclusions.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover


Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.


Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Optional Independent Traveller

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Micro Lighting Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Micro Lighting Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Micro Lighting (Amateur Competition)

If you are taking part in a Micro Lighting (Amateur Competition) as a Pilot and require cover whilst on your trip, then we can provide coverage through one of our providers, Adventures.

Please select: Micro Lighting and you will be automatically covered for Micro Lighting (Amateur Competition).


This policy will provide cover up to the age of 69 years.

Please read the Policy Wording for any Restrictions or Exclusions.

Search and Rescue

We can provide Search and Rescue whilst taking part in Micro Lighting.

This is a benefit which covers you up to £50,000 (Excess £500) and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

If you are travelling to Greenland, then you will need to get a separate Search and Rescue policy through Air Greenland.

Important Exclusions

You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Personal Liability and Personal Accident

No Personal Liability or Personal Accident cover is arising out of ownership, possession, or operation of:

  • Any motorised or mechanically propelled or horse-drawn vehicle.
  • Any aircraft motorised or mechanically propelled watercraft or sailing vessel.

Micro Lighting Equipment

Micro Lighting equipment depends on the type. The main equipment is, of course, the aircraft itself, which could be a paraglider, parachute, weight shift control trike, hang glider, balloon or a typical fixed-wing Aircraft, which is essentially a very small and lightweight aeroplane.

Clothing is important as well, both to protect people from the colder temperature up high in the sky and the possible injuries during a difficult landing.

Layers of light clothing are better than wearing heavy clothes. Wearing a windproof jacket is a good idea because it can get quite cold and windy up there.

Overalls or all-in-one ski suits are also appropriate clothing for this type of aviation. When the weather is less cooperative, consider putting on gloves and a waterproof jacket. The right footwear is important, too.

Consider wearing hiking boots or trainers with ankle support as they will protect your feet when landing. Footwear that keeps your feet dry is essential.

Covid-19 / Coronavirus Cover

Our Micro Lighting Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

Important Information

You are required at all times to wear the appropriate safety equipment, for example, protective clothing and/or suitable head protection.

Please also ensure that you hold a full and valid United Kingdom Driving Licence that permits you to use such a vehicle.

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