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Hiking Travel Insurance

Hiking is an activity that involves Walking (and sometimes Camping) and is a journey made on foot, often to remote areas that cannot be accessed any other way. It is often undertaken with an adventure emphasis and may involve walking over mountainous or rough terrain. Hiking is a leisure activity, done recreationally as a fun day activity, but can also be done over…

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Hiking is an activity that involves Walking (and sometimes Camping) and is a journey made on foot, often to remote areas that cannot be accessed any other way. It is often undertaken with an adventure emphasis and may involve walking over mountainous or rough terrain. Hiking is a leisure activity, done recreationally as a fun day activity, but can also be done over longer periods of time, which is known as long distance hiking.

Hiking is different from Trekking as it usually does not include High Altitudes and is in most cases on paths that have been used before.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017 info@jsinsurance.co.uk

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and the Republic of Ireland.

1. Summary of Cover

Section & Cover Standard Essential Essential Plus Superior
Cancellation or Curtailment - £2,500 £2,500 £5,000
Medical and Repatriation £2,5000,000 £5,000,000 £5,000,000 £10,000,000
Baggage - - £1,500 £2,000
Personal Money - - £300 £400
Personal Liability £500,000 £1,000,000 £1,000,000 £2,000,000
Delayed Departure - £100 £100 £200
Missed Departure - £500 £500 £1,000
Legal Expenses - £15,000 £15,000 £25,000
Failure of Carrier - - - £1,000

2. Travel Advice with Hiking

Hiking can be an exhilarating experience, but it is possible to sustain injury, thus it is important that you are properly covered with a Travel Insurance policy before going on a Hiking holiday.

When going on a Hike, there will be a number of adverse conditions to navigate and negotiate. These can include traversing difficult terrain, suffering through adverse weather conditions and even encountering wild animals. For this reason, the injuries Trekkers may be subject to can be varied.

When going Hiking, dehydration and heat exhaustion are serious concerns. In order to counteract the possible effects of dehydration or exhaustion, it is important to keep yourself hydrated while Hiking, with plenty of fluids. As well as this, wear protective clothing, including long sleeves and trousers to cover your skin from the harmful rays of the sun.

However, do not make the mistake of over imbibing water, as this can lead to hyponatremia. This condition can lead to vomiting or even death. The amount of water you consume should therefore be dictated by your thirst. As well as this, the change in altitude when Hiking means that the air becomes thinner and oxygen becomes less available. These changes may have an adverse affect on your health.

High altitude sickness typically occurs at 2,400 metres. This could result in symptoms that resemble those associated with the flu or with a hangover. While it is impossible to determine beforehand who may suffer from high altitude sickness, it does not usually occur until 2,400 metres, so if you are Hiking at levels below this height, it is not something you should have to take into consideration.

3. Common Injuries whilst Hiking

Hiking at high altitudes is not advisable if you suffer from a Heart Condition or High Blood Pressure, as the increased altitude puts added pressure on your heart, causing it to work harder and increase blood pressure. This can be too much of a strain if you already suffer from a Heart Condition.

Injuries that are common to Hikers include:

  • High Altitude Pulmonary Edema (fluid in the lungs)
  • Nausea
  • Hypothermia
  • Exhaustion
  • Headaches
  • Sun burn
  • Frost bite
  • Shortness of breath
  • Increased heartbeat

You are required at all times to wear the appropriate safety equipment, for example protective clothing and / or suitable head protection.

This insurance contract is between you and White Horse Ireland dac, a company registered in Ireland (Registered Company No. 306045), whose Registered Office is at Rineanna House, Free Zone West, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. This can be checked by visiting their website at www.centralbank.ie


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