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Farm Work Travel Insurance
If you plan to be working on a Farm, whilst you are travelling, it is important that you have the correct cover with your Travel Insurance policy. Farm Work is a great way to earn some extra money while travelling and to get to know locals and their culture. There are various types of Farm Work, which is nearly always Manual Work, ranging from paid seasonal work to…
If you plan to be working on a Farm, whilst you are travelling, it is important that you have the correct cover with your Travel Insurance policy.
Farm Work is a great way to earn some extra money while travelling and to get to know locals and their culture.
There are various types of Farm Work, which is nearly always Manual Work, ranging from paid seasonal work to volunteering, the organisation WWOOF (World Wide Opportunities on Organic Farms) is a well known place to find Volunteer Work on Farms all over the world.
To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk
- Summary of Cover
- Farm Work Activities
- Farm Work with Machinery
- Pre Existing Medical Conditions
- Covid-19 / Coronavirus Cover
- Useful Websites
Summary of Cover
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation or Curtailment | £1,000 | £3,000 | £7,500 |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 |
| Personal Property | £1,000 | £1,500 | £4,000 |
| Laptop Cover | £500 | £500 | £500 |
| Gadget Cover* | £1,000 | £1,000 | £1,000 |
| Personal Money | £150 | £500 | £750 |
| Delayed Departure | £100 | £1,000 | £1,000 |
| Missed Departure | £250 | £500 | £1,000 |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Schedule Airline Failure | £1,500 | £1,500 | £1,500 |
| End Supplier Failure | £1,500 | £1,500 | £1,500 |
| Overseas Return Quarantine | Included | Included | Included |
| Standard Excess** | £100 | £50 | £35 |
*The Gadget Cover can be added on the quote page at an additional premium.
**The excess payable does vary depending on the claim benefit.
Please read the full Terms and Conditions of this policy provided by JS Travel Insurance.
This Farm Work Travel Insurance policy is underwritten by Red Sands Insurance Company (Europe) Limited, registered in Gibraltar under number 87598, registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. Licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 of Gibraltar.
Farm Work Activities
Depending on where in the world you are and the type of Farm you are working on, some of the more common activities involved in Farm Work are:
- Cow milking
- Cheese making
- Harvesting crops
- Planting fruit and vegetable seeds
- Picking fruit and vegetables
- Looking after animals
- Grooming horses
- Fleecing sheep
- Gardening
- Landscape design
Farm Work with Machinery
If you are going to be using Farm Machinery such as Combine Harvesters or Tractors, we can provide cover with one of our specialist Adventure policy.
Please select Farm Work and this will automatically cover you for working with machinery on a Farm.
You will not be covered if you are suffering from anxiety, stress, depression or any other mental or nervous disorder on a Single Trip or Annual Multi Trip policy.
Personal Liability and Personal Accident
There is no Personal Liability or Personal Accident cover arising out of ownership, possession, or operation of:
- Any motorised or mechanically propelled or horse drawn vehicle.
- Any animal.
Pre Existing Medical Conditions
If you have pre existing medical conditions and you plan to work on a Farm whilst travelling abroad, we are able to provide you with a policy.
On the quote page you need to select Hazardous Activity Pack B.
Please check the Policy Wording for any Restrictions or Exclusions.
Covid-19 / Coronavirus Cover
Our Farm Work Travel Insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.
All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice
- Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
- Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
- Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.
