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It is important to notify your Travel Insurance provider if you have any Disabilities, when purchasing a policy for your trip abroad. In a standard policy, there maybe exclusions regarding Disability cover or cover for Mobility Aids, such as… Read more... GET A QUOTE FOR TRAVEL INSURANCE WITH COVER FOR DISABILITY

Disability Travel Insurance

It is important to notify your Travel Insurance provider if you have any Disabilities, when purchasing a policy for your trip abroad.

In a standard policy, there maybe exclusions regarding Disability cover or cover for Mobility Aids, such as wheelchairs, walking frames, walking sticks or crutches.

It covers stolen, lost or destroyed items as well as the cost of hiring essential equipment in the case of damaged or delayed Mobility Aids.

The policy we offer will also cover the cost of repair for damage to a Mobility Aid caused whilst on your trip.

To get a quote by telephone, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover

Section & Cover Silver Gold Platinum  
Cancellation or Curtailment - £2,000 £5,000  
Medical Expenses and Repatriation £10,000,000 £10,000,000 £10,000,000  
Personal Liability - £2,000,000 £2,000,000  
Personal Possessions - £2,000 £3,000  
Mobility Aids £2,500 £2,500 £2,500  
Personal Money - £400 £400  
Delayed Departure - £100 £100  
Missed Departure - £500 £500  
Legal Expenses - £25,000 £25,000  
Scheduled Airline Failure £1,500 £1,500 £1,500  
Overseas Return Quarantine Included Included Included  
Medical Excess* £500 £150 Nil
Standard Excess* £100 £75 Nil

*The excess payable does vary depending on the claim benefit.

Please read the full Policy Wording of this policy provided by JS Travel Insurance.

This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.

Travel Plans with a Disability

When planning a trip it would still be a good idea to contact Travel Terminals in advance to find out about their Disability Access, and in particular Train Stations. Train Companies should also be informed in advance, if you require wheelchair access.

Airlines should also be informed in advance of your wheelchair access requirements. You and the Airline will need to reserve seating at the front of the plane for ease of access and for reduced risk in the event of emergency.

Most Airports are fully wheelchair accessible and also provide transportation around the airport for travellers that require it. Most Airlines also allow carry on walking sticks and canes for your flight but make sure to check this prior to boarding.

Make sure you research Accommodation thoroughly. Whether you are mobility impaired or have sight problems, it is a good idea to find a Hotel with lifts, escalators and few steps and stairs.

Ask if there is any way you can have a room on the ground or first floor for ease of access. Many Hotels will have rooms that are specially fitted out with bars and handles, as well as panic alarms in case of distress.

Global Health Insurance Card

The GHIC (Global Health Insurance Card) replaced the EHIC (European Health Insurance Card) on the 1st January 2021.

You can use this card to access medical healthcare abroad. This includes state healthcare including emergency treatment, treatment for existing medical conditions, routine maternaty care, oxygen therapy, kidney treatment and many more healthcare requirements.

Please Note: This is not a substitute for Travel Insurance, as there are restrictions on cover and you might have to pay some costs. It is important to note that this card will not cover Repatriation.

Apply for a GHIC Card

Covid-19 / Coronavirus Cover

Our Travel Insurance can cover you to travel with a disability provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. https://www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation, when medically necessary, if you contract COVID-19 whilst abroad.
  • Covid+ policy covers Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test.
  • Platinum Covid+ policy has cover including cancellation if you have been told to isolate due to COVID-19.
  • Overseas Return Quarantine: Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.

Useful Websites

Disability Rights UK

Disability - Governement Information


Travel Insurance Toolkit

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