Important Information About Our Policies
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.
Depression Travel Insurance
If you or one of your travelling companions suffers from Depression, it is important that you have a Travel Insurance policy in place before you leave on your trip.
To get a quote by telephone, contact us on 0800 047 5065 (FREEPHONE) or + 44 (0) 1273 773 017.
- Summary of Cover
- Travel Insurance Extras
- Medical Questions
- Travel Advice
- Useful Websites
- Important Information
Summary of Cover
|Section & Cover||Silver||Gold||Platinum|
|Cancellation or Curtailment||-||£2,000||£5,000|
|Medical and Repatriation||£10,000,000||£10,000,000||£10,000,000|
|Failure of Carrier||£1,500||£1,500||£1,500|
*The excess payable does vary depending on the claim benefit.
Travel Insurance Extras
|Extension Benefit||Europe (per person)||Worldwide (per person)|
Extends your policy to provide cover if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.
The policy provides cover up to £500 for additional transportation and/or accommodation expenses incurred to enable you to join your connecting Aircraft, Watercraft, Train or Motor vehicle or to get you to your pre-booked final destination.
We will pay up to £1,000 for the intrinsic value or cost of repair of your Gadgets (maximum £500 per Gadget), which are lost, stolen, damaged or destroyed whilst you are away on your trip. Unauthorised calls if your mobile phone is stolen up to £75
We can cover the following Gadgets: Mobile phones, ipads and tablet computers, e-readers, sat nav, ipods and MP3 players, cassette players/CD players, computer games machines and any equipment used with them such as CDs, games, tapes, cassettes or cartridges.
You must take reasonable care of your Gadgets and not leave them unattended in a public place. You must own the item and be able to provide proof of ownership. Allowance will be made for wear and tear and depreciation
Covers your portion of prepaid, irrecoverable transport, accommodation, foreign car hire costs and prepaid excursions up to a maximum of £2,000 (excursion limited to £250) should you not wish to travel due to an act of terrorism occurring prior to your outbound travel date and within a 40 mile radius of your booked accommodation.
If you have already travelled, your portion of prepaid, irrecoverable, accommodation, foreign car hire costs and prepaid excursions and either your pre-booked return travel costs, or the cost of your curtailment travel costs, whichever is the greater up to a maximum of £2,000 (excursion limited to £250) should you wish to return home due to an act of terrorism occurring within a 40 mile radius of your booked accommodation.
Epidemic or Pandemic Travel Restriction
£50 for each full 24 hour period up to a maximum of £500.
A benefit payable if, when you are abroad, you are prevented from leaving a country due to restrictions in travel caused by an epidemic or pandemic and will help with the cost of additional accommodation and living expenses.
The cover is not applicable under the following circumstances; You are travelling against Foreign Office or World Health Organisation advice or you have travelled to an area where the possibility of an epidemic or pandemic occurrence has already been announced.
When obtaining a quote for Travel Insurance to cover this condition, you will be asked a number of questions. These will include:
- Have you ever had a compulsory admission to hospital for treatment of Depression ?
- How many hospital admissions have you had for this condition in the last 2 years ?
- Have you currently been advised to take any medication for this illness ?
- Have you been referred to or treated by a psychiatrist for depression ?
- Has depression ever caused you to cancel or cut short a planned trip ?
Prepare for Jet Lag
Jet Lag can upset your sleep patterns and bring about depressive episodes. In order to avoid this impacting your trip, plan time to rest after the flight, try to maintain your sleep patterns as much as possible and avoid drinking alcohol on the flight.
Maintain your Regular Routine
Try to maintain your routine and sleep patterns as best as possible. If you have to be in bed by a certain time or need a certain amount of sleep, don’t let this slip just because you’re on holiday.
Diet can be a factor when coping with Depression. If you find that eating healthily helps you, make sure you keep up your diet as best as possible while abroad.
Much like diet, exercise can also help control the symptoms of Depression. Taking time to exercise when on holiday can help control your condition and ensure it doesn’t affect your trip.
If you’re on anti depressants or other Medication, pack enough to last you for the duration of your trip, plus some extra, in case of delays or emergencies.
Also, split the Medication between separate bags, so that there is not the risk of losing it all if one bag was to go missing, and keep it on hand at all times.
Staying in touch with your Doctor and / or Home Support Network via phone or email can help you stay on track and get through any depressive episodes.
Before you leave the country, it is important to purchase a Travel Insurance policy that will cover for Depression or any other pre existing medical condition you may have.
This Travel Insurance is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.