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Coasteering Travel Insurance

If you are planning a trip and you are going to be Coasteering whilst away, you will need to get a Travel Insurance policy in place before your trip begins.

Unique to this policy, we cover Search and Rescue up to £50,000 in the event of an accident or injury whilst taking part in a Sport or Activity.

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This policy will provide cover up to the age of 69 years.

This policy does cover Personal Liability and Personal Accident.

Please Note: We can cover just the day or days that you will be taking part in Coasteering if you already have a Travel Insurance policy in place. When getting a quote and purchasing a policy, you must take out Adventures Party A Only, so the cover is valid.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Summary of Cover

PART A

Section & Cover Limit Per Person Excess
Medical Expenses and Repatriation £10,000,000 £100
Search & Rescue £50,000 £500
Personal Liability £2,000,000 -
Personal Accident £5,000 -
Activity Equipment* £1,000 £75
Delayed Activity Equipment £200 -
Activity Equipment Hire £300 -
Legal Expenses £25,000 -
Curtailment £2,000 £100

*Activity Equipment is covered whilst in transit, storage and whilst being used.

PART B

Section & Cover Limit Per Person Excess
Personal Possessions £2,000 £75
Valuables (incl. mobile phone) £300 £75
Delayed Possessions £200 -
Loss of Personal Money £300 £75
Loss of Travel Documents £1,000 £75
Cancellation (incl Activity Course Fees) £5,000 £100
Travel Disruption £1,000 -
Travel Delay £120 -
Abandonment £5,000 £100

PART C - Optional Independent Traveller

Section & Cover Limit Per Person Excess
Ext. Cancellation or Curtailment £5,000 £100
Ext. Travel Delay £120 -
Ext. Travel Disruption £1,000 -
Accommodation £5,000 £100

Coasteering Travel Insurance is arranged for JS Travel Insurance through PJ Hayman & Company Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. Adventures Travel Insurance is underwritten by Antares Syndicate 1274 at Lloyd’s. Antares is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Independent Traveller Extension

Cancellation, Loss of Deposit or Curtailment is extended to include the following cover.

We will pay you up to the amount shown (for each Insured Person) for any irrecoverable unused travel and accommodation costs and pre-paid activity course fees and any other prepaid charges that you have paid or are contracted to pay together with any reasonable additional travel expenses incurred if:

a) You were not able to travel and use your booked accommodation or attend your prepaid activity course.

b) The trip was Curtailed before completion as a result of the Travel Advice Unit of the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organization (WHO) or similar body issuing a directive prohibiting all travel to, or recommending evacuation from the country or specific area or event to which you were travelling providing such a directive came into force after you purchased this Coasteering Travel Insurance or booked the trip (whichever is the later). In the case of Curtailment after you had left your home to commence the trip or closure of air space directly attributable to a volcanic eruption.

Search and Rescue

We can provide Search and Rescue whilst taking part in a Coasteering. This is a separate benefit which covers you up to £50,000 and a Local Rescue Organisation will search, rescue and transfer you to a local hospital or we will repatriate you back to your home country if the medical facilities are not up to our standards.

Search and Rescue costs are covered for a period not exceeding 72 hours from the time at which assistance is first summoned.

We recommend that you provide a copy of your Travel Insurance Certificate and the 24hr Emergency Assistance Telephone Number to a member of your Group or Guide.

The Emergency Assistance Company will then arrange the Search and Rescue on your behalf.

Important Medical Exclusion

You will not be covered if you are suffering or being treated for any mental health issues such as anxiety, stress, depression or nervous disorder on a Single Trip or Annual Multi-Trip policy.

Coasteering

There is no rule that states which types of Adventure Sports have to be included in Coasteering.

In that sense, it is a very simple sport. Participants simply do whatever they need to do to cover a specific distance along the coastline which may include Rock Climbing, Ocean Swimming, Jumping and Diving.

The beauty of Coasteering lies in the place where it is done; rocky coasts usually offer plenty of challenges and obstacles, such as caves, cliffs, boulders and waves.

Every individual part of Coasteering has been practised by people for many decades, if not centuries or even millennia.

The word Coasteering was first used in 1973 in a book called Sea Cliff Climbing. It was until the last decade of the 20th century, however, that Coasteering became a commercial sport, a recreational activity that was done with the aid of professional guides.

The place where this happened was the rugged coast of Pembrokeshire in Wales. The adventure sport then spread to other coastal parts of the United Kingdom, such as Cornwall, Anglesey and the Scottish isles and Highlands.

Nowadays, the busiest place in the United Kingdom, where Coasteering can be done is the coast of Dorset.

Boulder Hopping, Cliff Jumping, Ocean Swimming and Canyoning just to name a few are all Activities that involve a certain level of risk. Even with the right safety equipment and with an organised tour, the risk of sustaining injuries remains.

Organised Coasteering trips are generally quite safe, though, but as the saying goes it is better to be safe than sorry.

People may slip on wet rocks, fall down a cliff, get smashed against rocks by waves and so on.

Pre-Existing Medical Conditions

If you have pre-existing medical conditions and you plan to participate in Coasteering whilst travelling abroad, we can provide you with cover.

Please select all Sports and Activities that you will be taking part in, so your policy is valid.

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Please read the Policy Wording for any Restrictions or Exclusions.

Covid-19 / Coronavirus Cover

Our Coasteering Travel Insurance policy can cover you provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all but essential travel to your destination.

All customers must follow the advice of the FCDO at the time of travel and for the duration of their trip. This includes returning to the UK if the FCDO changes their travel advice based on the risks presented at the time. www.gov.uk/foreign-travel-advice

  • Medical Expenses and Repatriation - if medically necessary, if you or anyone on this policy contracts COVID-19 whilst abroad.
  • Cancellation Cover - if you or anyone on this policy are unable to travel because you have contracted COVID-19 within 14 days of your departure date. This includes a positive pre-travel test. (You will need to add Adventures Part B to your quote and policy).
  • Curtailment Cover - if your trip is cut short if you or anyone on this policy becomes ill with Covid-19.

There shall be no cover if you or a travelling companion on this policy have refused or not taken up an offer of vaccination for Covid-19 (if available to you or a travelling companion and the vaccine requires two doses) for any reason other than genuine medical grounds.

Useful Websites

Coasteering in Wales

Redbull


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