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Triathlon Travel Insurance

A Triathlon is considered to be the most challenging one day race in the world. It consists of three different disciplines: 3.86 km of Swimming, 180 km of Cycling and 42.2 km (a full marathon) of Running. Completing a Triathlon requires many months of dedicated training, healthy eating and preparation, as it requires the mastering of three hugely different…

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A Triathlon is considered to be the most challenging one day race in the world. It consists of three different disciplines: 3.86 km of Swimming, 180 km of Cycling and 42.2 km (a full marathon) of Running. Completing a Triathlon requires many months of dedicated training, healthy eating and preparation, as it requires the mastering of three hugely different cardiovascular sports.

JS Travel Insurance can now provide cover for your Gadgets, such as Mobile Phones, Tablets and Computer Game Consoles. You will be able to select this cover on the quote page of our website.

To get a quote by telephone or email, contact us on 0800 047 5065 (FREEPHONE) or 01273 773 017 info@jsinsurance.co.uk

We provide cover for Residents of the United Kingdom, the Channel Islands and British Forces Posted Overseas.

Summary of Cover

Section & Cover Silver Gold Platinum
Cancellation or Curtailment £1,000 £3,000 £7,500
Medical and Repatriation £10,000,000 £10,000,000 £10,000,000
Personal Baggage £1,000 £1,500 £2,500
Personal Money £150 £500 £750
Delayed Departure £100 £1,000 £1,000
Missed Departure £250 £500 £1,000
Legal Expenses £25,000 £25,000 £25,000
Scheduled Airline Failure £1,500 £1,500 £1,500

Cover Highlights

Medical Expenses - Should you be injured during the Triathlon or suffer severe exhaustion or dehydration or any of the injuries listed below then our Triathlon Travel Insurance will cover you.

Cancellation or Curtailment - if you have booked flights, accommodation and any excursions, and you are unable to travel due to illness or if need to cut short your trip and you need to be repatriated back to your home country. You will be covered with this option.

Personal Baggage - This covers all your belongings you take with you plus all your kit that you need to take part in the Triathlon.

Most Common Injuries

Injuries are more common in Competition than in Training. The information available is 17 in every 1,000 hours in Competition whereas  5 in 1,000 hours in Training.

  • Blisters
  • IlioTibial Band Friction Syndrome
  • Achilles Tendinopathy
  • Shin Splints
  • Shoulder Bursitis

Exhaustion and Dehydration

Swimming mainly uses muscles in the upper half of your body, therefore blood will have rushed to these muscles and there will be a delay for the blood to reach the muscles in the lower half of your body where it is required for the next leg; Cycling.

Transition from Cycling to Running

Is even more exhausting as your legs will already feel tired from Cycling at a fast pace in a circular motion, they then need to get used to working in an up and down motion. Triathletes train to overcome these fatigue factors using a method called "back to back" training prior to a Triathlon.

Exhaustion and dehydration can seriously impair any competitors in a Triathlon. It is vital that you keep yourself hydrated throughout the event and do not overexert yourself if you begin to feel ill. However, do not over consume water, as doing so can result in Hypothermia, which can cause vomiting or, in the extreme cases, death. The amount of water you drink should be dictated by your thirst levels.

Triathlon Types

  • Olympic - 1,500m Swim - 40km Bike Ride - 10km Run
  • Sprint - 750m Swim - 20km Bike Ride - 5km Run
  • Iron Man - 3.9km Swim - 181km Bike Ride - 42.2km Run (marathon)

Popular Triathlons

Triathlon Equipment

  • Swimsuit
  • Goggles
  • Swim Cap
  • Towel
  • Bicycle
  • Bike Helmet
  • Water Bottle
  • Running Shirt
  • Running Shoes
  • Sunglasses

Important Information

You must ensure that you do not participate in a Triathlon for more than 90 days in any one Period of Insurance.

This Sport does not provide Accidental Death & Disability Benefit or Personal Liability cover.

This Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK. Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.


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