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Sports Equipment Insurance

JS Travel Insurance has partnered with Harrison Beaumont Insurance which covers your Sports Equipment whilst in use or transit for accidental damage up to a maximum value of £20,000 with a Single Article Limit of £10,000.

We cover all Types of Sports Equipment such as:

  • Bikes
  • Paraglides
  • Hang Glider
  • Canoe / Kayaks
  • Tent / Camping
  • Many Other Types of Sports Equipment

We offer Sports Equipment Cover for trips in the UK, Europe and Worldwide.


When going through the quote process on the page Applicant Details, on the question:

"Where did you hear about us?" please indicate JS Travel Insurance.

To get a quote by telephone or email, contact us on 0800 043 0020 / 01273 092 757 / support@jsinsurance.co.uk

Highlights of Cover

  • Covers up to £20,000 of Sports Equipment.
  • Single Article Limit up to £10,000.
  • Cover for Air, Land, Water or Ski Sports Equipment.
  • Covers for your Sports Equipment if it is damaged whilst in use.
  • Covers for loss, theft and accidental damage when not in use.

How to Obtain Sports Equipment Cover

  1. Enter the Type of Sports Equipment.
  2. Have you had more than 2 or more claims in the last 3 years or any claims over £500 for the equipment you wish to insure?
  3. Add the replacement value of the items you wish to insure.
  4. Add the Make and Model of the individual items that are valued at £500 or more and the cost to replace them.
  5. Details of any items(s)valued at £500 or more with a maximum of £10,000 for any one item.
  6. The Premium will then be displayed.

Please Note: This Sports Equipment Insurance does not provide Public Liability cover, nor does it cover property that is available to hire out.

This Sports Equipment Cover is on an Annual bases only.


Please read the Policy Wording for any Restrictions or Exclusions.

Sports Equipment Age Deduction

Claims will be settled based on the market value at the time of the Loss, Theft or Accidental Damage, taking into account wear and tear and depreciation.

This depreciation mark will be calculated by applying a 10% reduction on market value for every year that the item is over 12 months old with the item not exceeding a maximum of 7 years old.

Should the items be under 12 months old and were purchased from new by you, subject to the Limit of Indemnity shown on the policy schedule representing the full value, claims will be settled based on the full replacement costs without deduction for wear and tear or depreciation.

Any items other than Clothing over 7 years old will be assessed individually, based on second-hand market values (for items of similar age and specification) but in any event, the maximum we will pay is 20% of the cost of any equivalent new item.

Cover Exclusions

  • This Sports Equipment Insurance does not provide Public Liability cover.
  • We cannot cover any items that are less than £500.
  • If you have had 2 or more claims in the last 3 years or any claims over £500, then there is no cover.
  • No cover for motorised vehicles and crafts, motorised cycles and remotely controlled aerial drones.
  • Wear and Tear caused by normal use or ageing.

What Types of Sports

  • Paragliding
  • BMX Cycling
  • Mountain Biking
  • Hang Gliding
  • Cycle Racing
  • Canoeing
  • Other Sports

Useful Website

Sports Equipment Shipping

The Tourist Trail is a trading name of Harrison Beaumont Insurance Services Limited. Harrison Beaumont Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. (FCA Number 303968) Registered Office: Pond Hall, Pond Hall Road, Hadleigh, Suffolk, IP7 5PP Registered in England and Wales No.4582221

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